Community First Novato CA Credit Union | Affordable Vehicle Loans & Top Checking

Introduction

Welcome to Community First at our Novato branch, located at 1539 S Novato Blvd, Novato, CA 94947. Since opening our doors in 1959, we have been dedicated to serving our community with trusted financial solutions and a personal touch. As a proud member of the Community First family, you are part of a vibrant network that now boasts over 61,000 members, all benefiting from our commitment to support one another. At Community First, we believe in empowering our members through financial education and accessible services. With total assets reaching an impressive $818,932,555 and deposits amounting to $120,081,287, we are well-equipped to meet your needs. Our diverse offerings include everything from personal banking accounts to auto loans, mortgages, credit cards with rewards, and business banking services. We take pride in facilitating over 28,463 loans and leases, ensuring that we can help you achieve your financial goals. Our team is led by CEO Scott Johnson and Board President Carolyn Welch, who share a passion for fostering a community-focused environment. Together with our dedicated staff of 153 employees, we strive to create meaningful relationships with each member who walks through our doors or connects with us online. While members can visit us at our branch location, official correspondence should be sent to the same address. If you have questions or need assistance, don't hesitate to reach out at 707-546-6000. We're here for you during lobby hours from 9:00 AM to 5:30 PM on weekdays. Join us at Community First where your financial well-being is our top priority! Visit us online at Community First or call today to learn more about how we can assist you on your journey toward financial success.

Branch History & Mission

Welcome to Community First, where our journey began in 1959. Nestled in the heart of Novato, California, at 1539 S Novato Blvd, we have spent over six decades dedicated to serving our members and community. From our humble beginnings, we have grown into a strong financial institution with over 61,000 members and assets exceeding $818 million. Our story is one of commitment, trust, and progress. Throughout the years, Community First has embraced change while remaining true to our mission: to provide accessible financial services and foster community support. We believe that everyone deserves a fair chance at financial security and prosperity. This belief drives us to offer a variety of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions tailored to meet the diverse needs of our members. Our branch is not just about transactions; it's about building relationships. We strive to create an inviting environment where members feel valued and understood. Our operating hours are designed for your convenience Monday through Friday from 9:00 AM to 5:30 PM making it easier for you to access our services when you need them. While you can visit us at our branch address in Novato, official correspondence should be sent to the same address as we do not have a different mailing address. In addition to traditional banking services, we proudly offer ATM access for quick cash withdrawals and balance checks. As technology advances, so do we. Our online and mobile banking options allow you to manage your finances on-the-go. Whether it's paying bills or transferring money between accounts, we ensure your banking experience is efficient and secure. We also prioritize accessibility through ADA compliance initiatives so that all members can easily use our services. Community outreach is at the core of what we do. We actively participate in local events and partner with organizations that share our vision for a thriving community. By giving back and supporting local causes, we aim to make a positive impact beyond just financial transactions. Join us at Community First in Novato! Experience firsthand how we can help you reach your financial goals while being part of a supportive community. Whether you're looking for a new account or seeking advice on loans and mortgages, our friendly team is here for you every step of the way. Call us today at 707-546-6000 or visit our website at Community First to learn more about becoming a member!

Branch Location & Accessibility

Welcome to Community First, your friendly neighborhood credit union located at 1539 S Novato Blvd in beautiful Novato, California. Nestled in Marin County, our branch is easily accessible and conveniently located near local landmarks, making it a go-to spot for all your banking needs. Whether you're coming from the nearby Marin Country Mart or just passing through the area, we're here to serve you. At Community First, we pride ourselves on providing a welcoming environment for everyone. Our branch is designed with accessibility in mind, featuring ADA-compliant facilities and convenient parking options. If you need to drop by for some banking or financial advice, you'll find us open Monday through Friday from 9:00 AM to 5:30 PM. While members can visit us at our Novato location, official correspondence should be sent to the same address: 1539 S Novato Blvd, Novato, CA 94947. In addition to our friendly service and comfortable atmosphere, we offer a range of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing options, we have something for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks. Although we do not have a drive-thru service at this location, our team is ready to assist you inside the branch or over the phone at 707-546-6000. We're eager to help you navigate your financial journey! So why wait? Come visit us today at Community First in Novato! We look forward to welcoming you into our family.

Member Eligibility

Becoming a member of Community First is like joining a family that truly cares about your financial well-being. We welcome anyone who lives, works, or attends school in our community, making it easy for you to become part of our supportive network. Not only do we offer a range of financial services tailored to meet your needs, but as a member, you'll also enjoy competitive rates and personalized service that big banks can't match. If you're ready to take the first step towards better banking, check out the eligibility criteria [here](). For any questions or to start the account opening process, feel free to give us a call at (707) 546-6000 or visit us at our branch located at 1539 S Novato Blvd Novato Ca 94947. We can't wait to welcome you!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. This single loan can make a significant difference, whether it's for purchasing new equipment or expanding your operations.

Practical Merchant Services

In addition to loans, we offer merchant services designed to streamline your transactions and enhance customer experience. Imagine having the ability to accept payments easily, manage sales reports effortlessly, and keep track of inventory all from one platform. These tools are designed with your business's day-to-day needs in mind, allowing you to focus on what really matters: serving your customers. Located at 1539 S Novato Blvd Novato Ca 94947, in the heart of Novato, CA, we are here to support local businesses like yours. For more information about how we can assist you, please call us at (707) 546-6000. Let's work together to make your business dreams a reality!

Comprehensive List Of Services

ATM Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks whenever you need them. With accessible ATMs available, you'll never be far from your money. At Community First, we're more than just a credit union; we're your financial partner committed to providing valuable services tailored just for you. If you'd like to learn more about any of these offerings or if you're ready to take the next step toward achieving your financial goals, give us a call at 707-546-6000 or visit us online at www.comfirstcu.org. We look forward to serving you!

Business Banking

If you're a business owner, we have specialized services just for you! Our business banking includes merchant services and business loans designed to help your enterprise grow. We know how vital it is for businesses to have reliable banking solutions that support their goals.

Credit Cards

Our credit cards come with rewards that make everyday purchases more rewarding. Imagine earning points every time you shop or dine out! With Community First, managing your spending and enjoying perks has never been easier.

Home Loans

For those considering homeownership or looking to refinance an existing mortgage, our mortgage loans cater to various needs. Picture yourself settling into your dream home with a mortgage that fits within your budget. Our team is here to guide you every step of the way, ensuring that you feel confident in your decision.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily check balances, transfer funds, and even pay bills all from the comfort of your home or while you're on the move.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. Imagine having a checking account that not only simplifies your daily transactions but also offers great rewards. With Community First, you can enjoy easy access to your funds through our online and mobile banking platforms. This means you can manage your finances from anywhere whether it's checking balances or making transfers while on the go.

Personal Loans

Life can throw unexpected expenses your way, which is why we offer personal loans for debt consolidation or other financial needs. Whether it's covering medical bills or funding a special project, our loan options provide quick access to cash when you need it most.

Vehicle Financing

Thinking about buying a new car? Our auto loans provide competitive rates and flexible terms, helping you drive away in the vehicle of your dreams without breaking the bank. We understand that purchasing a car is a significant investment, so we offer personalized assistance throughout the financing process.

Digital & Online Banking

Accessibility and Ease of Use

Managing your finances should be straightforward. That's why we've made our digital services user-friendly and accessible. Whether you're checking balances or setting up automatic payments, everything is designed to be intuitive. In today's fast-paced world, having real-time access to your accounts is essential. At Community First, we prioritize keeping you connected to your finances without any hassle. Our 24/7 online banking services ensure that whether it's day or night, help is just a click away. Experience the ease of modern banking with us at Community First!

Key Features

Our online banking is not only convenient but also secure. We offer electronic signature authorization, ensuring that your transactions are verified and protected. You can also opt for e-statements, which allow you to receive your account statements electronically making them easy to access while helping the environment. For those who prefer mobile solutions, our mobile application puts your bank in your pocket. With features like mobile payments and person-to-person transfers, sending money or making purchases has never been easier. Imagine paying for coffee with just a tap on your phone!

Financial Strength

Growing Member Base

Total Share Accounts stand at 86,779, showcasing a strong and growing member base that trusts us with their finances. This growth reflects the community's confidence in our ability to manage their financial needs responsibly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First is your trusted partner. Visit us at 1539 S Novato Blvd Novato Ca 94947 or call 707-546-6000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings Security

Members' savings are secured through $254,068,179 in share certificates and $105,750,265 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,978,613 net income reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 143 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $47,555,920 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $57,564,869 in total loans and leases and $11,177 in used auto loans.

Strong Financial Health

With a net worth of $76,017,018, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $193,987,140 in used vehicle loans and $134,696,176 in new vehicle loans already helping members get on the road. We offer both new and used vehicle financing options tailored to your budget and preferences.

Business Loans

For business owners, our outstanding commercial loans totaling $587,127 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are here to support your journey toward success. Whether you're considering refinancing existing loans or exploring eligibility options for our various loan products, we're here to help every step of the way. Our team at Community First is dedicated to providing personalized service and expert advice tailored to your specific needs. Feel free to reach out to us at 707-546-6000 or visit us at 1539 S Novato Blvd, Novato, CA 94947 for more information on how we can assist you with our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,095,111, make buying or refinancing simple. We can guide you through the process so that you can find a mortgage that fits your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,401,145 in loans helping members manage their finances effectively. This option provides you with access to funds when you need them most without requiring collateral.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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COMMUNITY FIRST CREDIT UNION - Novato, CA