Community First Guerneville CA Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Community First, your trusted financial partner in Guerneville, CA. Located conveniently at 16200 Main St, we have been serving our members since 1959. With a strong commitment to our community, we proudly support over 61,000 members with personalized banking solutions tailored to meet their unique needs. At Community First, we understand that financial decisions can feel overwhelming. That's why our dedicated team of 153 employees, led by CEO Scott Johnson and Board President Carolyn Welch, is here to guide you every step of the way. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we're ready to help you achieve your financial goals. Our branch boasts impressive financial health with total assets amounting to $818,932,555 and total deposits reaching $120,081,287. We take pride in maintaining a robust net worth of $76,017,018, ensuring that your money is safe and sound with us. Plus, with over 28,463 loans and leases issued, we're committed to providing opportunities for growth and stability in our members' lives. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 16200 Main St, Guerneville, CA 95446. As part of our mission to enhance member satisfaction, we also offer modern conveniences like online banking and mobile payments. Our goal is to make banking simple and accessible for everyone in our community. We invite you to stop by or call us at 707-546-6000 during our lobby hours from 9 AM to 5:30 PM, Monday through Friday. Experience the difference of being a part of Community First where your financial well-being is our top priority! For more information about our services or to explore what we can do for you, visit us at www.comfirstcu.org.

Branch History & Mission

Commitment to Accessibility

In keeping with modern advancements, Community First provides digital banking options that allow members to manage their finances conveniently from anywhere. Whether you prefer online banking or mobile payments, we ensure that all our services are easily accessible and user-friendly. We also maintain ADA compliance so that everyone can benefit from our services without barriers. For those who prefer face-to-face interaction, our branch operates Monday through Friday from 9 AM to 5:30 PM. While we do not offer drive-thru service, we have an ATM available for quick transactions.

Join Us!

As we continue on this path of growth and community support, we invite you to become part of the Community First family. Whether you're looking for reliable banking options or seeking ways to give back to your community, you'll find a welcoming home here at Community First in Guerneville. To learn more about us or open an account, visit our website or call us at 707-546-6000. Join us today and experience the difference!

Our Mission

At Community First, our mission is straightforward yet impactful: we strive to empower our members through personalized banking solutions and community outreach initiatives. We offer a range of services from checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards. Each service is designed with the member's needs in mind. We understand that financial literacy is essential for building a secure future. Thus, we actively engage in community education programs, ensuring that our members are equipped with the knowledge they need to make informed decisions. Our commitment extends beyond banking; it includes supporting local charities and participating in events that uplift our community.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to give us a call at 707-546-6000; we'd love to hear from you! We invite you to visit us soon and experience the friendly service that makes Community First a trusted choice in Guerneville. Come see how we can support your financial journey today!

Nearby Landmarks and Accessibility

Situated near local shops and restaurants, our branch is a familiar spot for residents. If you're looking for parking, we have ample space available to ensure your visit is hassle-free. We also prioritize accessibility with features like ADA-compliant entrances and ramps, making it easy for everyone to access our services.

Operating Hours

Our doors are open Monday through Friday from 9 AM to 5:30 PM, so you can stop by when it's convenient for you. We're here to help with a wide range of personal banking needs including checking and savings accounts, auto loans, mortgage options, and more.

Services Offered

At Community First, we're proud to offer various services tailored to meet your financial needs. From personal loans and credit cards with rewards to business banking solutions, our friendly staff is ready to assist you. Plus, if you need cash on the go, we have an ATM available right outside for your convenience.

Member Eligibility

Joining the Community First family is not just about opening a bank account; it's about becoming part of a close-knit community that truly cares. At our branch located at 16200 Main St, Guerneville, CA 95446, we welcome individuals who live, work, or worship in our local area. This means if you have a connection to the vibrant community around us, you're likely eligible to become a member! Being part of Community First offers numerous advantages, including access to personalized banking services, competitive loan rates, and exclusive member benefits designed to enhance your financial well-being. The process of becoming a member is straightforward and friendly just visit us or give us a call at 707-546-6000 for guidance on how to get started. If you want more detailed information about eligibility criteria, feel free to check out our resource at . We're excited to help you take this important step towards financial empowerment!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. While this may seem modest, it reflects our focus on each member's unique journey toward growth.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processing. Imagine being able to accept payments easily from customers without worrying about complex systems. Our services help you focus on what truly matters: running your business and serving your customers. With an outstanding commercial loan portfolio of $587,127, we continue to drive economic growth by financing new and expanding businesses. Let us be part of your success story! Reach out today at 707-546-6000 to explore how we can support your business needs.

Comprehensive List Of Services

Always Here for You

Our dedicated team is available during regular business hours from 9 AM to 5:30 PM. If you have any questions about our services or need assistance, don't hesitate to call us at 707-546-6000. At Community First in Guerneville, we're committed to supporting your financial journey with ease and convenience. We invite you to explore all that we offer and see how we can help make your banking experience as smooth as possible. Visit us today or check out more information online at www.comfirstcu.org. Your financial well-being is just a step away!

Business Banking Solutions

For our business members, we provide specialized services like merchant services and business loans. These tools are crafted to support local businesses in thriving within the community.

Credit Options That Reward You

To help you manage expenses, we offer credit cards with rewards that allow you to earn points on everyday purchases. Imagine getting something back every time you buy groceries or fill up your gas tank!

Digital Banking at Your Fingertips

With today's fast-paced lifestyle, having access to banking on the go is essential. That's why at Community First, we prioritize online and mobile banking features. Our platform allows you to manage accounts anytime from anywhere whether it's checking balances, transferring money, or paying bills through our user-friendly app. You can also take advantage of our ATM services for quick cash withdrawals or balance checks without visiting a branch.

Personal Banking Made Easy

We offer various personal banking options that make managing your money straightforward and convenient. Our checking and savings accounts are designed to fit different lifestyles, allowing you to save for the future while easily accessing your funds when you need them. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates that can help get you on the road without breaking the bank. When it comes to securing a home, our mortgage loans and refinancing services ensure you find the right solution for your housing needs. Plus, if you ever find yourself needing extra cash, our personal loans and debt consolidation services can help simplify your financial obligations.

Digital & Online Banking

E-Statements and Mobile Payments

Switching to e-statements not only helps save paper but also gives you immediate access to your financial records whenever you need them. You can easily track your spending and stay organized without cluttering your inbox with paper statements. And if you're looking for convenience in payments, our mobile payments feature lets you pay with just a tap of your phone. It's all about making your banking experience as smooth as possible. At Community First, we're committed to providing accessible and efficient digital banking solutions that help you stay in control of your finances. Whether it's managing accounts online or making payments on the go, we've got you covered!

Key Features

Our online banking platform provides a user-friendly experience that allows you to check balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you prefer using your mobile device, our mobile application is available for download, allowing you to bank right from your smartphone. Security is always a priority at Community First. With electronic signature authorization, you can sign documents securely without the need for physical paperwork. This means less hassle for you and greater peace of mind knowing your information is protected.

Financial Strength

Commitment to Growth

With $47,555,920 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $11,177 in used auto loans and $575,648,695 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with a reported net income of $1,978,613, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 143 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Growing Member Trust

Total Share Accounts stand at 86,779, showing a strong and growing member base that trusts us with their finances. This trust empowers us to focus on your needs while maintaining transparency and accountability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First is your trusted partner. Visit us at 16200 Main St Guerneville Ca 95446 or call 707-546-6000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Secure Savings Opportunities

Members' savings are secured through $254,068,179 in share certificates and $105,750,265 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $76,017,018, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $193,987,140 in used vehicle loans and $134,696,176 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan, we can help simplify the process and potentially lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $587,127 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; that's why we're committed to supporting local entrepreneurs with accessible financing options. At Community First in Guerneville (16200 Main St, Guerneville CA 95446), our goal is to make banking easy and beneficial for all our members. You can reach us at 707-546-6000 during our lobby hours from 9 AM to 5:30 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and discover how we can help you achieve your financial aspirations!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,401,145 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you while allowing you to stay within budget. Additionally, our personal loan products are designed for debt consolidation or unexpected expenses helping you find relief when you need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $47,095,111. Our dedicated team is here to guide you through every step of the mortgage process. If you're eligible for refinancing options, we can help you secure better terms and save money in the long run.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh maintains a high standard of accuracy in its loan comparisons.

COMMUNITY FIRST CREDIT UNION