COMMUNITY FIRST CREDIT UNION

Welcome to Community First, your trusted financial partner located at 22 W Jefferson St, Jefferson, OH 44047. Since our establishment in 1955, we have been dedicated to serving our community, building relationships, and providing top-notch financial services tailored to the needs of our members. With a total membership of 5,136, we pride ourselves on being more than just a credit union; we're a community-focused organization that believes in putting our members first. At Community First, we manage over $91,845,607 in total assets and offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to you is reflected in our strong financial health, with total deposits amounting to $3,964,477 and a net worth of $12,405,272. We also hold $576,713 in cash on hand, ensuring that we are always ready to meet your financial needs. Our leadership team is dedicated to fostering an inclusive and supportive environment. Under the guidance of CEO Mark DeGeorge and Board President Michael Fitchet, our staff of 18 employees works diligently every day to ensure you receive personalized service that fits your lifestyle. While members can visit us at our Jefferson location for all their banking needs including drive-thru services official correspondence should be sent to our mailing address at 2043 E Prospect Rd, Ashtabula, OH 44004. Ready to take the next step? Whether you're looking for a new account or need assistance with loans or refinancing options, don't hesitate to reach out! Call us today at 440-997-5919 or visit us online at www.communityfirstcu.org. Your journey toward financial well-being starts here!

At Community First, we believe that becoming a member means joining a welcoming and supportive community where your financial well-being is our priority. If you're wondering about eligibility, you'll be pleased to know that membership is open to anyone who lives, works, or worships in Ashtabula County and surrounding areas. This inclusive approach makes it easy for you to enjoy the numerous benefits of being part of our credit union family. By choosing Community First, you gain access to personalized services tailored to meet your needs, from checking accounts to auto loans and more. Starting your journey with us is simple! Just visit us at our branch located at 22 W Jefferson St, Jefferson, OH 44047 or give us a call at 440-997-5919 for any questions you might have. For detailed eligibility criteria and the latest updates, check out our website at https://www.communityfirstcu.org/ . We're excited to help you take this important step towards a brighter financial future!

At Community First, we know that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to fit your lifestyle. With our user-friendly platform, you can access your accounts anytime, anywhere, ensuring that you're always in control. Our online banking services are available 24/7 at Community First. This means you can check balances, pay bills, and transfer funds with just a few clicks. Plus, our electronic signature authorization feature makes it simpler than ever to sign documents securely without the hassle of printing or mailing. Stay organized and eco-friendly with e-statements. We provide e-statements to all our members, allowing you to view your account statements online whenever you need them. It's not only convenient but also helps reduce paper waste. If you're always on the go, our mobile application is here to help. With this app, you can manage your accounts from the palm of your hand. Although we currently don't support mobile payments, you can still enjoy person-to-person transfers. This feature lets you send money quickly and easily to friends or family right from your device. At Community First, we prioritize your security while making banking straightforward and accessible. Our commitment to providing top-notch digital services ensures that you'll have real-time access to your accounts whenever you need it. Whether you're at home or out and about, we're here to support your banking needs every step of the way!

At Community First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which underpins our commitment to serving our community effectively. With a net worth of $12,405,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1351 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,658,261 in share certificates and $14,974,282 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,405,272 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,817,690 in used auto loans and a total of $41,610,651 in loans and leases. Our operational efficiency is evident as reflected by our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 10,481, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First is your trusted partner. Visit us at 22 W Jefferson St Jefferson Oh 44047 or call 440-997-5919 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*