Community First Trufant MI Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Community First, your trusted partner in financial wellness located at 110 S A St, Trufant, MI 49347. Since our establishment in 1985, we have dedicated ourselves to serving our community with integrity and commitment. With a strong membership base of over 13,347 members, we pride ourselves on being more than just a credit union; we are a family that cares deeply about your financial journey. At Community First, we manage total assets of approximately $140,547,309, ensuring that your hard-earned money is not only safe but also working for you. Our focus on member satisfaction has led us to offer an array of services tailored to meet your needs from personal banking solutions like checking and savings accounts to robust lending options including auto loans and mortgages. While you can visit us at our Trufant branch for all your banking needs, please note that official correspondence should be directed to 110 South A Street, Trufant, MI 49347. Our team is here to assist you during lobby hours from 9 am to 5 pm Monday through Thursday, 9 am to 6 pm on Friday, and even from 9 am to noon on Saturday. Led by our CEO Timothy Rasmussen and Board President John Schwandt, our team of 64 dedicated employees is committed to providing exceptional service. Whether you're looking for advice on managing your finances or need assistance with a loan, we're here for you every step of the way. With total deposits exceeding $12,293,654 and cash in hand amounting to $1,752,307, you can trust that Community First is well-equipped to support your financial goals. Plus, with a net worth of $11,255,932, we're stable and secure so you can bank with peace of mind. Explore our services further by visiting us online at Community First. We invite you to call us at (616) 984-9700 for any inquiries or stop by our branch today! Your financial future starts here.

Branch History & Mission

Welcome to the Trufant Branch of Community First, where our commitment to serving our members and community has been unwavering since we first opened our doors in 1985. Located at 110 S A St, Trufant, MI 49347, we have become an integral part of the local landscape, supporting families and businesses alike with tailored financial solutions. Over the years, Community First has grown significantly. We now proudly serve over 13,300 members and manage total assets exceeding $140 million. Our journey began with a simple mission: to provide accessible financial services while fostering a spirit of community support and trust. This mission remains at the heart of everything we do. As we evolved, so did our services. We've expanded beyond traditional banking to offer a wide array of products including personal loans, auto financing, mortgages, and credit cards with rewards. Our focus on meeting member needs is further enhanced through online and mobile banking options that allow for easy access to accounts anytime, anywhere. Community First believes in not just being a financial institution but also a partner in the community's growth. We actively engage in outreach programs and collaborate with local organizations to support various initiatives that uplift our neighbors. Whether it's hosting financial literacy workshops or participating in community events, we are dedicated to making a positive impact. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 110 South A Street, Trufant, MI 49347. We invite you to experience our friendly service during our operating hours: Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to noon. At Community First, we're proud of our history and excited about our future. Join us as we continue to build strong relationships with our members and work together towards a brighter financial future. Stop by today or give us a call at 616-984-9700 let's explore how we can help you achieve your financial goals!

Branch Location & Accessibility

Getting Here and Nearby Landmarks

Our branch is just a stone's throw from local favorites like the Trufant Community Park, making it easy to combine your banking needs with a visit to the park. Plus, ample parking is available right outside our doors, ensuring that you can park with ease. For those who may need assistance, we are committed to accessibility with features like ADA-compliant entrances and ramps.

Operating Hours and Services

We understand that life gets busy, which is why we offer flexible operating hours: visit us from 9 am to 5 pm Monday through Thursday, 9 am to 6 pm on Friday, and enjoy Saturday banking from 9 am until noon. When you walk through our doors, you'll find more than just traditional banking services. We provide personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. If you're a business owner, our merchant services and business loans are designed to support your success. For added convenience, we have an ATM available on-site for quick cash withdrawals and balance checks. Our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle perfect for those on the go! Additionally, we proudly participate in shared service centers so you can perform basic transactions if you're a member of a partner credit union.

Stay Connected

If you have any questions or need assistance before your visit, feel free to give us a call at 616-984-9700. Our dedicated team is eager to assist you with whatever financial needs you may have. At Community First Trufant Branch, we're more than just a place for transactions; we're your partner in achieving financial well-being. We look forward to welcoming you soon!

Member Eligibility

Joining the Community First family is like stepping into a welcoming circle of support and opportunity. At our Trufant branch, located at 110 S A St, Trufant, MI 49347, we believe that everyone deserves a chance to thrive. To become a member, you simply need to meet some friendly eligibility requirements that focus on community connections. While these details can vary, generally speaking, if you live, work, or worship in the area or have a family member who is already a member, you are likely eligible to join us. For specific criteria and the most current information, we encourage you to check out our eligibility page. Becoming a member at Community First opens the door to numerous benefits designed just for you. Enjoy access to personalized banking services tailored to your needs, competitive rates on loans, and tools for achieving your financial goals. The best part? Opening an account is straightforward! You can start your journey by visiting our account opening page or give us a call at (616) 984-9700 for any questions. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $37 in commercial loans for our members, helping businesses scale and succeed. Imagine launching a new product line or renovating your storefront our loans make those dreams a reality.

Non-Member Commercial Loans

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means that even if you're not yet a member, we're here to help you find the right funding for your business ventures.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $5,573,689, we continue to drive economic growth by financing new and expanding businesses. Our team is dedicated to working with you at every step, ensuring that your financial path aligns with your goals. If you're ready to explore how our services can benefit your business, visit us at 110 S A St Trufant Mi 49347 in Trufant, MI, or give us a call at (616) 984-9700. Let's take the next step together!

Comprehensive List Of Services

Business Banking

We understand that running a business comes with its own set of challenges. That's why we offer comprehensive business banking services, including merchant services and business loans. Our team is dedicated to helping local businesses thrive by providing tailored financial solutions.

Contact Us

We are excited to serve you at the Community First Trufant Branch! If you have any questions about our services or would like assistance in choosing the right products for you, please don't hesitate to reach out at 616-984-9700. Our friendly staff is available during lobby hours from 9 am to 5 pm Monday through Thursday, 9 am to 6 pm Friday, and 9 am to noon on Saturday. Visit us online at cffcu.biz for more information or to start banking with us today! Your financial well-being is our priority at Community First.

Credit Cards and Rewards

For those who love rewards, our credit cards come with exciting benefits that can enhance your spending experience. Earn points for everyday purchases and redeem them for travel, cash back, or other exciting rewards. It's a great way to get more out of your purchases!

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our online and mobile banking services, you can manage your accounts anytime and anywhere. Check balances, transfer funds, and pay bills with just a few clicks. We also offer ATM access for quick cash withdrawals and basic drive-thru banking for easy deposits and transactions.

Personal Banking

When it comes to personal banking, we offer various options that cater to your lifestyle. You can open checking and savings accounts designed for everyday use or long-term savings. If you're planning on purchasing a car, our auto loans and vehicle financing solutions make it easy to get behind the wheel without breaking the bank. Need a new home? We provide mortgage loans and refinancing options that can help make your dream home a reality. Additionally, if you're looking to consolidate debt or need extra cash for unexpected expenses, our personal loans are flexible and affordable.

Shared Branching Services

If you're traveling or simply need more flexibility with your banking options, our shared branch transactions allow you to make deposits and withdrawals at partner credit unions nationwide. This means you can access your funds without hassle wherever you go.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.cffcu.biz/, you can access your accounts whenever you need to. Checking your balance, transferring funds, and paying bills is just a few clicks away. Plus, with features like electronic signature authorization, signing important documents has never been easier or more secure.

E-Statements for Easy Access

Say goodbye to paper clutter! Our e-statements keep your financial information organized and accessible right from your device. Enjoy the convenience of viewing your statements online whenever you want. It's not just about saving paper; it's about making your life simpler.

Mobile App for On-the-Go Management

Our mobile application puts banking right in your pocket. You can manage your accounts, make person-to-person transfers, and even deposit checks from anywhere. With user-friendly navigation and robust security measures, staying connected to your finances has never been easier or safer.

Security You Can Trust

Your security is our top priority. All transactions through our digital banking services are protected with advanced encryption technology, ensuring that your information remains safe. We also provide guidance on best practices for online safety so you can bank with confidence. At Community First, we strive to make banking as accessible and straightforward as possible. Experience the ease of managing your finances digitally today!

Financial Strength

Commitment to Member Growth

With $10,558,453 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity, which supports members' financial goals across various sectors with $1,607 in used auto loans and $117,260,067 in total loans and leases.

Growing Trust Among Members

Total Share Accounts stand at 29,723, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares (Funds available for lending and investments) amount to $430,487, further reinforcing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First is your trusted partner. Visit us at 110 S A St Trufant Mi 49347 or call (616) 984-9700 to learn more about how we can help you achieve your financial goals.

Proven Operational Efficiency

Our $85,974 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $35,918,280 in share certificates and $1,514,492 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,009,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $11,255,932, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,063,663 in used vehicle loans and $3,396,793 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure that financing your next vehicle is straightforward and stress-free.

Business Loans

For business owners, our outstanding commercial loans totaling $5,573,689 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to offering tailored solutions that can help you succeed.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,225,257 in loans helping members manage their finances effectively. Our credit card options come with competitive rates and rewards programs designed to benefit our members. At Community First located at 110 S A St Trufant Mi 49347, we prioritize making your borrowing experience smooth and efficient. For any questions or assistance with your loan application process, feel free to reach out to us at (616) 984-9700 during our operating hours: 9 am to 5 pm Monday through Thursday, 9 am to 6 pm Friday, and 9 am to noon on Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply for a loan or just want more information about our offerings, we're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,467,425, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent.

COMMUNITY FIRST FEDERAL CREDIT UNION - Trufant, MI

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