COMMUNITY FIRST FEDERAL CREDIT UNION

Welcome to Community First, your trusted partner in financial wellness located at 101 4th St, Morley, MI 49336. Established in 1985, we have proudly served our community for nearly four decades, building a solid foundation of trust and reliability among our 13,182 members. With total assets of $131,102,679 and a net worth of $10,178,865, Community First stands as a beacon of support for individuals and families seeking personalized banking solutions. At Community First, we believe that our success is closely tied to the well-being of our members. Our diverse range of services includes everything from checking and savings accounts to auto loans, mortgage options, and business banking solutions. We understand the unique needs of each member, which is why we strive to offer tailored financial products designed to help you achieve your goals. Our dedicated team of 61 employees, led by CEO Timothy Rasmussen and Board President John Schwandt, is here to provide you with exceptional service every step of the way. Whether you're looking to make a major purchase or save for the future, we're committed to helping you navigate your financial journey with confidence. While members can visit us at our Morley branch address, official correspondence should be sent to PO Box 29, Morley, MI 49336-9480. To learn more about how we can support your financial needs or if you have any questions, feel free to reach out to us at 231-307-3167. Join us today and experience the Community First difference where your financial health comes first! For more information on our services or to explore how we can assist you further, please visit our website at cffcu.biz.

Becoming a member of Community First is like joining a welcoming family that prioritizes your financial well-being. If you live, work, or worship in the Morley area, you're likely eligible to join our community! We strive to make membership accessible and inclusive for everyone, providing a range of services tailored to fit your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we are here to support you every step of the way. To explore the specific eligibility criteria and ensure you meet them, please visit our website at . Opening an account with us is straightforward and can be done easily online or in person at our branch located at 101 4Th St, Morley, MI 49336. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (231) 307-3167. Join Community First today and experience the benefits of being part of a community-focused credit union that truly cares about its members! For more details on how to open an account, check out https://www.cffcu.biz/scholarship/ .

At Community First, we understand that running a business comes with its own unique challenges. Whether you're starting a new venture or looking to expand an existing one, having the right financial support can make all the difference. Our commercial loan options are designed to empower local businesses in Morley, MI. Imagine being able to fund that new project you've been dreaming about or purchasing the equipment that will take your operations to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $4,728,385, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services provide practical solutions that streamline transactions and enhance customer experiences. From easy payment processing to robust reporting tools, we help you keep your business running smoothly. Visit us at 101 4Th St Morley Mi 49336 in Morley, or call us at (231) 307-3167 to learn how we can help your business thrive!

At Community First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's ever-changing financial landscape, you need a partner you can trust. That's why we are proud to share our strong financial standing with you. With a net worth of $10,178,865, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 796 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $32,144,275 in share certificates and $1,599,277 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,009,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,538,706 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $16,819,754 in used auto loans and a total of $117,267,393 in loans and leases available for our members' needs. Our operational efficiency is reflected in our net income of $640,159, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 56 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. We're also pleased to report that there are a total of 28,732 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $826,205, reinforcing our commitment to supporting your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Community First is your trusted partner. Visit us at 101 4Th St Morley Mi 49336 or call 231-307-3167 to learn more about how we can help you achieve your financial goals.