Community First Lakeview MI Credit Union | Top Checking & Auto Loans

Introduction

Welcome to Community First, your trusted partner in financial well-being located at 9637 N Greenville Rd, Lakeview, MI 48850. Established in 1985, we have proudly served our community for over three decades, ensuring that our 13,182 members receive the best banking experience possible. With a total of $131,102,679 in assets and $2,918,819 in deposits, we are committed to providing you with exceptional service and support. At Community First, we understand the importance of financial security and growth. Our diverse range of services includes personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards tailored to meet your needs. We also offer business banking solutions for local entrepreneurs looking to thrive in our vibrant community. Led by our dedicated CEO, Timothy Rasmussen, and Board President John Schwandt, our team of 61 employees works diligently to uphold the values of trust and reliability that define us. Our financial strength is reflected in our impressive net worth of $10,178,865 and cash reserves amounting to $1,514,540, ensuring we are well-equipped to support you on your financial journey. While members can visit us at our branch location for all your banking needs, official correspondence should be directed to 9637 N Greenville, Lakeview, MI 48850. We invite you to reach out at 989-352-6031 or explore our website at cffcu.biz for more information about how we can assist you. Join us today as we continue to build a stronger community together!

Branch History & Mission

Commitment to Innovation and Community

We are proud of our digital advancements that enhance your banking experience. Whether you prefer online banking or mobile applications, we ensure that accessing your accounts is user-friendly and efficient. Our commitment extends beyond banking; we actively engage with local organizations and initiatives to support those in need within Lakeview. While members can visit us at 9637 N Greenville Rd for their banking needs, official correspondence should be sent to our mailing address: 9637 N Greenville, Lakeview, MI 48850. Join us at Community First! Experience the benefits of being part of a credit union that genuinely cares about its members and the community. Whether you're looking to save for a new car or need advice on managing your finances, we're here for you every step of the way. Give us a call at 989-352-6031 or visit us online at cffcu.biz to learn more about how we can help you achieve your financial goals!

Our Mission

At Community First, our mission is simple yet powerful: to provide accessible financial services while uplifting the community around us. We believe that everyone deserves a chance to succeed financially. Our goal is to empower individuals and families by offering guidance and support through every stage of life. We understand the unique challenges faced by our members and strive to provide personalized solutions that meet their needs. Our operating hours reflect our dedication to service; we are open Monday through Friday with extended hours on Wednesday for added convenience. Additionally, our drive-thru service ensures that members can complete transactions easily without leaving their vehicles.

Branch Location & Accessibility

Call to Action

We invite you to come by Community First today! Experience firsthand how we can support your financial journey with care and convenience. Whether it's face-to-face assistance or quick transactions through our drive-thru or ATM, we're here for you every step of the way!

Nearby Landmarks and Accessibility

Our branch is conveniently located near well-known local spots, making it easy to stop by while running errands or enjoying a day out. Plus, we offer ample parking space and ADA-compliant features including ramps to ensure everyone can access our services comfortably.

Operating Hours

At Community First, we strive to accommodate your busy schedule. Our lobby hours are from 9 AM to 5 PM on Monday, Tuesday, and Thursday. On Wednesdays, we're open until 6:30 PM for those who need a little extra time during the week. Fridays offer extended hours until 6 PM and we even welcome you on Saturdays from 9 AM to noon at our drive-thru for quick banking needs.

Services Offered

When you visit us, you'll find a variety of services designed to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service allows you to handle deposits and withdrawals without leaving your car perfect for those busy days! Plus, with ATM availability right on site, accessing your funds is always easy. If you're interested in learning more about our services or have any questions, don't hesitate to give us a call at 989-352-6031.

Member Eligibility

Becoming a member of Community First means joining a warm and welcoming community where your financial well-being is our priority. If you live, work, or worship in the area, you're already on the path to membership! We believe that everyone deserves access to quality financial services, so we make it easy for you to join us. With a variety of benefits like competitive loan rates and personalized service, being part of Community First opens doors to new opportunities. To get started, simply visit our website for more details on eligibility criteria, or give us a call at (989) 352-6031 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $4,728,385, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine easily accepting payments from customers without hassle. Our merchant services provide you with the tools to streamline transactions, allowing you to focus on what you do best running your business. By simplifying payment processes, you can enhance customer satisfaction and keep your cash flow healthy. Join us at Community First to explore how our business banking and commercial services can empower your enterprise. Reach out today at (989) 352-6031 or visit us online at Community First.

Comprehensive List Of Services

Business Banking Solutions

For our business members, Community First offers comprehensive banking solutions including merchant services and business loans that empower local enterprises to grow and thrive in our community.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options, allowing you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, with ATM services available for cash withdrawals and balance checks, accessing your money is hassle-free.

Drive-Thru & ATM Services

Our branch also features basic drive-thru banking for quick deposits and withdrawals without leaving your car. Whether you're in a hurry or just prefer the convenience of drive-thru services, we're here for you. As part of our commitment to exceptional member service, we invite you to visit us at 9637 N Greenville Rd Lakeview Mi 48850 or call us at (989) 352-6031 during our operating hours: Monday through Friday from 9 AM until 5 PM (with extended hours on Wednesdays) and Saturday mornings as well. At Community First, we believe that everyone deserves access to quality financial services tailored just for them. We look forward to helping you achieve your financial goals! For more information about our offerings or to open an account today, please visit us online at Main Office.

Personal Banking Made Easy

We offer a variety of personal banking options designed for everyday needs. Our checking and savings accounts provide flexibility for your daily transactions and future goals. If you're planning to purchase a vehicle, our auto loans and vehicle financing solutions help you hit the road in no time. For those dreaming of homeownership or looking to refinance, our mortgage loans are structured with competitive rates to help make your dream a reality.

Support for Your Financial Goals

Need assistance with managing debt? Our personal loans and debt consolidation services are here to help streamline your payments, making it easier to regain control over your finances. Additionally, our credit cards come with rewards that can benefit you on purchases you make every day.

Digital & Online Banking

At Community First, we understand that your time is valuable. That's why our digital and online banking services are designed to provide you with convenience and security, allowing you to manage your finances anytime, anywhere. With just a few clicks or taps, you can access a range of services tailored to fit your lifestyle. One of the standout features of our offerings is our robust online banking platform, which you can explore at https://www.cffcu.biz/. This service is available 24/7, so whether it's early morning or late at night, your accounts are just a login away. You can check balances, pay bills, and transfer money all from the comfort of your home or on the go. For those who prefer using their mobile devices, our user-friendly mobile application makes managing your finances even easier. Whether you're making person-to-person transfers or reviewing e-statements, everything is streamlined for your convenience. Plus, with electronic signature authorization available, completing transactions has never been simpler and more secure. Our commitment to security means that all your financial activities are protected with advanced technology, giving you peace of mind as you navigate through your daily banking needs. And if you're someone who loves keeping track of expenses in real-time, our account management tools will help you stay organized and informed. At Community First, we aim to make banking not just accessible but enjoyable too. Embrace the ease of modern banking today and take full control of your financial journey with us!

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 28,732, showcasing a strong and growing member base that trusts us with their finances. The net shares available for lending and investments amount to $826,205, reinforcing our commitment to responsible lending practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community First is your trusted partner. Visit us at 9637 N Greenville Rd Lakeview Mi 48850 or call (989) 352-6031 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $32,144,275 in share certificates and $1,599,277 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,009,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $10,178,865, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Support

With $9,538,706 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,655 in used auto loans and $117,267,393 in total loans and leases. Our operational efficiency is reflected in our $85,974, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,819,754 in used vehicle loans and $3,777,977 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got options that make it easy for you.

Business Financing

For business owners, our outstanding commercial loans totaling $4,728,385 provide the capital needed to grow and expand your enterprise. We are committed to supporting local businesses and helping them thrive in our community. In addition to these options, we also provide refinancing solutions and eligibility assessments that can help ease your financial journey. Our team is here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step toward achieving your financial goals, visit us at Community First today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,033,829, make buying or refinancing simple. We provide resources and support throughout the process to ensure that you find the right mortgage for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,163,446 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs to maximize your benefits.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This rigorous sourcing process guarantees that the information you receive is not only current but also accurate, helping you avoid misleading or outdated rates.

COMMUNITY FIRST FEDERAL CREDIT UNION - Lakeview, MI

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