Community Financial Plymouth MI Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Community Financial, your trusted partner for all your financial needs, located at 500 S Harvey St, Plymouth, MI 48170. Since our establishment in 1951, we've been dedicated to serving our members with personalized banking solutions and a community-focused approach. With over 84,060 members and a robust asset base of $1,547,538,402, we are proud to offer a variety of services that cater to every stage of life. At Community Financial, we understand that financial well-being goes beyond numbers. Our commitment to our community is reflected in our total deposits of $20,614,641 and our net worth of $153,985,145. We believe in fostering relationships built on trust and transparency. Whether you are looking for personal loans, vehicle financing, or business banking solutions, we have the expertise to guide you through. Our leadership team is here to support you every step of the way. Led by CEO Tansley Stearns and Board President Teresa Kuehn, our dedicated staff of 375 employees is always ready to assist you with a smile. For any inquiries or assistance, feel free to reach out to us at 734-453-1200. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 8050, PLYMOUTH, MI 48170-1759. Join us today and experience the difference that comes with being part of a community-focused credit union. Visit our website at www.cfcu.org or come see us in person! Your journey towards better financial health starts here!

Branch History & Mission

Community Engagement

Beyond providing financial services, Community Financial believes in giving back. We actively participate in various outreach programs and partnerships that benefit local schools, charities, and events. Our goal is not just about numbers; it's about making a real difference in people's lives. We understand that when our community thrives, we all thrive. With ATM availability and drive-thru banking services offered at our branch, we prioritize accessibility for all our members. Whether you are looking to open an account or explore loan options, we invite you to experience firsthand the personalized service that sets us apart. Join us today at Community Financial! Together, let's build a brighter financial future for you and your family. For more information or assistance, feel free to call us at 734-453-1200 or visit our website at www.cfcu.org.

Our Mission

Our mission at Community Financial is simple yet profound: we aim to provide exceptional financial services while uplifting and supporting our local community. We believe in empowering individuals with the tools they need to achieve their financial goals, whether through personal banking solutions like checking and savings accounts, auto loans, or mortgages. We also offer business banking services, ensuring that local entrepreneurs have access to the resources necessary for success. While members can visit us at 500 S Harvey St, official correspondence should be sent to PO BOX 8050, Plymouth, MI 48170-1759. Our operating hours are designed with convenience in mind: Monday through Thursday from 9 AM to 5 PM, Fridays from 9 AM to 6 PM, and Saturdays from 9 AM to 1 PM. For those who prefer digital interactions, we offer online and mobile banking options that allow members to manage their finances anytime and anywhere.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Situated near several local landmarks, including the scenic Kellogg Park and just a short drive from the vibrant downtown area, our branch is easy to reach. We offer ample parking for your convenience, along with features that ensure accessibility for all members. Our facility complies with ADA standards, making it easy for everyone to visit us.

Operating Hours That Work for You

We understand that life can be busy, which is why we strive to accommodate your schedule. Our lobby hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. For those who prefer the drive-thru service, we're open on Saturdays from 9 AM to 1 PM, so you can take care of your banking without missing a beat.

Services Designed With You in Mind

At Community Financial, we offer a wide array of services tailored just for you. From personal checking and savings accounts to auto loans and credit cards with rewards, our team is here to help you find the right financial solutions. Need cash? Our ATM service is available on-site for quick withdrawals and balance checks. If you're looking for a more personal touch, feel free to give us a call at 734-453-1200 or stop by during our operating hours. While members can visit us at 500 S Harvey St, official correspondence should be sent to PO BOX 8050, Plymouth, MI 48170-1759. We look forward to welcoming you into our Community Financial family!

Member Eligibility

Becoming a member of Community Financial feels like joining a close-knit family where everyone is valued and supported. At our branch located at 500 S Harvey St Plymouth Mi 48170, we welcome individuals from various backgrounds, ensuring that membership is accessible to many. If you live, work, worship, or attend school in our community, you are likely eligible to join us! The process is straightforward and designed to be welcoming. You can find detailed information about the eligibility criteria on our website at . Once you're ready to take the next step, opening an account is just as easy! Visit us online at https://loans.cfcu.org or give us a call at (734) 453-1200 if you have any questions. We're excited to help you start your journey with us and enjoy all the benefits that come with being part of the Community Financial family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $148 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $897 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $152,128,207, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner who streamlines your payment processes. Our merchant services empower you to accept payments easily, whether online or in-person. This means you can focus on what you do best running your business while we handle the transaction details. Located at 500 S Harvey St Plymouth Mi 48170 in Plymouth, MI, we're ready to help your business thrive. Reach out to us at (734) 453-1200 to discover how our tailored financial solutions can meet your needs today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple for you to drive away with confidence. We offer competitive rates tailored to fit your budget, so you can focus on enjoying the ride rather than worrying about payments.

Business Banking

At Community Financial, we also cater to small businesses with our comprehensive business banking services. Whether it's merchant services or business loans, we're committed to supporting local entrepreneurs in their growth journeys.

Credit Cards with Rewards

For those who love earning rewards on their purchases, our credit cards come with attractive benefits that make spending more rewarding. From cashback offers to travel points, there's something for everyone.

Drive-Thru Banking & ATM Services

For quick transactions like deposits and withdrawals, our drive-thru banking offers a straightforward solution. Additionally, our ATMs provide easy access for cash withdrawals and balance checks whenever you need them. --- Ready to take advantage of all these fantastic services? Visit us at 500 S Harvey St, Plymouth, MI 48170 or give us a call at 734-453-1200. Join the Community Financial family today and let us help you achieve your financial goals! For more information, check out our website at www.cfcu.org.

Mortgage Loans & Refinancing

If you're considering purchasing a home or refinancing an existing mortgage, our mortgage loans are here to help you navigate that process smoothly. With various options available, we aim to find the right solution for your specific needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime and anywhere. You can easily withdraw cash from ATMs or complete transactions through our basic drive-thru service without stepping inside the branch if you're short on time.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine having easy access to your funds with online banking and mobile payments at your fingertips. You can check balances, transfer funds, and pay bills whenever it suits you.

Personal Loans & Debt Consolidation

We understand that life can throw unexpected expenses your way. Our personal loans and debt consolidation services provide you with the flexibility and support needed to take control of your finances. You can consolidate multiple debts into one manageable payment simplifying your monthly budgeting.

Digital & Online Banking

Key Services

With our online banking platform, accessing your accounts is just a click away. Whether you're checking balances, transferring funds, or paying bills, our 24/7 online services make it easy to manage your finances on your schedule. Plus, for those moments when you need to send money quickly to friends or family, our person-to-person transfer feature is there to help you send cash in an instant. Security is a top priority for us. You can feel confident using our online banking services knowing that they come with electronic signature authorization and encryption technology to protect your personal information. Plus, you can opt for e-statements to keep track of your transactions without the hassle of paper clutter.

Mobile Banking Features

For on-the-go access, our mobile application provides all the features you need right at your fingertips. With mobile payments enabled, making purchases has never been easier just tap and go! This means no more digging through your wallet for cash or cards; everything you need is right in your pocket. Whether you're at home or out and about, Community Financial ensures you have the tools necessary for real-time account management. Our user-friendly interface makes navigating through your accounts a breeze, so you can focus on what truly matters. In short, our digital banking services are designed with you in mind offering convenience, security, and accessibility whenever you need it. Join us today and experience how easy managing your finances can be!

Financial Strength

Commitment to Growth

With $142,809,034 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $19,655 in used auto loans and $1,413,612,142 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $473,595,720 in share certificates and $293,676,051 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,975,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $538,150 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 362 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $153,985,145, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $993 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share and Deposit Accounts: 208,374, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,067,076 further highlight our commitment to supporting you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Financial is your trusted partner. Visit us at 500 S Harvey St Plymouth Mi 48170 or call (734) 453-1200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $100,532,198 in new vehicle loans and $339,720,564 in used vehicle loans, helping members get on the road with confidence. Whether you're financing a brand-new model or a reliable used option, our loan terms are flexible and tailored to fit your budget.

Credit Lines and Business Loans

For those needing extra flexibility or for business owners looking to expand, our credit lines total $251,937,561, providing the capital needed for various financial pursuits. Additionally, our outstanding commercial loans amounting to $152,128,207 support local businesses in achieving their growth objectives.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $278,078,749. This means you can find a solution that works for your unique situation whether you're a first-time buyer or looking to refinance an existing mortgage.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages to take advantage of better rates or terms, we encourage you to reach out. Our team is here to guide you through the eligibility options and help streamline the process. At Community Financial located at 500 S Harvey St Plymouth MI 48170, our mission is to provide personalized service and competitive lending solutions. You can reach us at 734-453-1200 during our operating hours: Monday through Thursday from 9 AM to 5 PM; Fridays from 9 AM to 6 PM; and Saturdays from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how our loan products can empower your financial journey today!

Unsecured Credit Card Loans

Managing finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $43,116,550 in loans helping members navigate their expenses without added stress. Our credit cards come with rewards and benefits designed to enhance your spending power while keeping costs manageable.

Loan Aggregator

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COMMUNITY FINANCIAL CREDIT UNION - Plymouth, MI