COMMUNITY FINANCIAL CREDIT UNION

Welcome to Community Financial at our North Gaylord branch! Located conveniently at 1360 W Main St, Gaylord, MI 49735, we pride ourselves on being more than just a financial institution; we are your trusted partner in achieving your financial goals. Since our establishment in 1951, we have grown alongside our community, serving over 84,060 members with a commitment to provide exceptional service and support. At Community Financial, we understand that each member's needs are unique. With total assets exceeding $1.5 billion and total deposits of $20,614,641, our robust financial foundation allows us to offer competitive rates on loans and savings accounts. We currently manage a loan portfolio consisting of 50,311 loans, ensuring that whether you're looking for an auto loan or refinancing options, we've got you covered. Our dedicated team of 375 employees, led by CEO Tansley Stearns and Board President Teresa Kuehn, is here to help you navigate your financial journey. We are proud to hold a net worth of $153,985,145, reflecting our stability and commitment to our members' well-being. While members can visit us at our branch address for personal banking services, official correspondence should be sent to the same location. Feel free to reach out at 734-453-1200 or explore our services online at Community Financial. Join us today and discover how we can help you achieve your financial dreams!

Welcome to Community Financial, a cornerstone of the Gaylord community since 1951. Our branch, located at 1360 W Main St, Gaylord, MI 49735, has grown alongside our members, continually evolving to meet their financial needs while fostering a strong sense of community. From humble beginnings over seventy years ago, we have seen remarkable growth. Today, we proudly serve more than 84,000 members and manage total assets exceeding $1.5 billion. Each milestone in our history has been driven by our commitment to providing exceptional financial services and supporting local initiatives. We believe that when our community thrives, we thrive. Our mission is simple yet profound: to empower our members through personalized financial solutions while actively contributing to the well-being of the communities we serve. We strive to make banking accessible and inclusive for everyone. Whether it's offering checking and savings accounts, auto loans, or mortgage services, we are dedicated to helping individuals achieve their financial goals. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 1360 W Main St, Gaylord, MI 49735. We're here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. At Community Financial, we also embrace technology with features like online banking and mobile payments. Our commitment extends beyond mere transactions; it's about creating lasting relationships with our members. We offer drive-thru banking and ATM access for added convenience because your time is valuable. We actively engage with the community through various outreach programs and partnerships that enhance lives in Gaylord and surrounding areas. Our focus on ADA compliance ensures that all members can access our services without barriers. Join us today and become part of a vibrant community where you not only receive outstanding financial services but also contribute to local growth and development. Experience the benefits of membership at Community Financial where your financial future meets community spirit! For more information or to open an account online, visit us at Community Financial.

At Community Financial, we believe that everyone deserves a place to call their financial home. Becoming a member is easy and welcoming. If you live, work, or worship in our local community, you're already eligible to join us! We aim to support our members with a range of services tailored just for you from personal banking options to exciting loan opportunities. To learn more about the specific eligibility details, feel free to visit our website at . Opening an account with Community Financial is straightforward, and our friendly team is here to help you every step of the way. You can start your journey by visiting us at 1360 W Main St Gaylord, MI 49735, or simply give us a call at (734) 453-1200 for assistance. Check out the account opening details online at https://loans.cfcu.org , and discover how easy it is to become part of our supportive community!

At Community Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and reliability, which is why we are proud to share our financial strength with you. With a net worth of $153,985,145, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $993 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $473,595,720 in share certificates and $293,676,051 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,975,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $142,809,034 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $19,655 in used auto loans and $1,413,612,142 in total loans and leases. Our performance speaks volumes; our $538,150 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 362 full-time employees and 13 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support. In addition to these figures, net shares (funds available for lending and investments) total $8,067,076, reinforcing our commitment to responsible lending practices. With a strong member base reflected by 208,374, it's clear that trust runs deep within the Community Financial community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Financial is your trusted partner. Visit us at 1360 W Main St Gaylord Mi 49735 or call (734) 453-1200 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*