Community Financial Canton MI Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Community Financial, your trusted partner in financial services, located at 47463 Michigan Ave, Canton, MI 48188. Since our establishment in 1951, we have been dedicated to serving our community with integrity and care. With over 84,000 members and a robust financial foundation boasting $1.55 billion in total assets, we strive to provide exceptional support for all your banking needs. At Community Financial, we understand that every member has unique financial goals. Whether you're looking for a personal loan, an auto loan, or a mortgage, we offer a variety of products tailored just for you. Our commitment is reflected in our impressive portfolio of over 50,000 loans and leases, ensuring that we are here to support you when it matters most. While members can visit us at our branch location, official correspondence should be sent to the same address: 47463 MICHIGAN AVE, CANTON, MI 48188-2241. We also encourage you to explore our online services through our website at Community Financial, where you can manage your accounts conveniently from anywhere. Led by CEO Tansley Stearns and Board President Teresa Kuehn, our team of 375 employees is dedicated to providing personalized service that makes banking simple and accessible. From online banking solutions to friendly face-to-face interactions at our drive-thru and ATM facilities, we ensure that your experience with us is both pleasant and efficient. Join us at Community Financial today! For inquiries or assistance, feel free to reach out at 877-937-2328. Let us help you achieve your financial dreams with confidence and ease.

Branch History & Mission

A Commitment to Innovation

As we evolve, we remain dedicated to incorporating modern technology into our services. With features like online banking, mobile payments, and e-statements, we ensure that managing finances is both convenient and secure for all our members. Our facilities are ADA-compliant, ensuring accessibility for everyone who walks through our doors.

Community Engagement

Throughout the years, Community Financial has established strong partnerships with local organizations and schools, enabling us to give back meaningfully. Whether it's sponsoring local events or providing scholarships for students in need, we work tirelessly to make a positive impact in Canton and beyond. While you can visit us at 47463 Michigan Ave for all your banking needs, official correspondence should be sent to our mailing address at 47463 MICHIGAN AVE, CANTON, MI 48188-2241.

Join Us Today!

We invite you to become part of the Community Financial family. Experience firsthand how we prioritize member satisfaction through personalized service and community involvement. Call us at 877-937-2328 or visit us online at www.cfcu.org today! Together, let's build a brighter financial future.

Our Mission

Our mission is simple yet impactful: to provide exceptional financial services while fostering a sense of community among our members. We believe that everyone deserves access to affordable banking options that empower them to achieve their financial goals. From personal banking products like checking and savings accounts to loans for vehicles and homes, we strive to meet the diverse needs of our members. We are committed not only to providing financial solutions but also to supporting our local community through various outreach programs. Our team actively participates in initiatives that promote financial literacy and well-being, ensuring that our members have the knowledge and resources they need to thrive.

Branch Location & Accessibility

Contact Us

Have questions? We're just a phone call away at 877-937-2328. Our team is always ready to assist you with any inquiries or concerns you may have. While members can visit us at 47463 Michigan Ave, official correspondence should be sent to the same address as our mailing address: 47463 MICHIGAN AVE, CANTON, MI 48188-2241. We invite you to come by and experience the difference at Community Financial! Your financial well-being is our top priority.

Nearby Landmarks and Accessibility

Located near popular spots like Heritage Park and the Canton Leisure Services, our branch is hard to miss. We provide ample parking options right outside our doors, ensuring that your visit is as convenient as possible. Plus, our facilities are designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate everyone.

Operating Hours

We understand that life can get busy! That's why we offer flexible hours to fit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you need assistance during the week or on the weekend, we're here for you!

Services Offered

At Community Financial, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need quick cash? Utilize our drive-thru for basic transactions or stop by our ATM, which is available for withdrawals and balance checks.

Member Eligibility

At Community Financial, we believe that everyone deserves a chance to be part of something special. Joining our community is easy and welcoming! To become a member of Community Financial, you simply need to meet certain criteria that reflect our commitment to serving individuals in the local area. Whether you live, work, or worship in our community, you're likely eligible to join us. We take pride in offering a range of benefits tailored for our members, including competitive rates on loans and savings, personalized service, and access to convenient online banking tools. If you're ready to take the next step toward membership, opening an account with us is straightforward. Just visit this link for all the details on how to get started. If you have any questions or need assistance, don't hesitate to give us a call at (877) 937-2328. For more information about eligibility requirements, feel free to check out our comprehensive guide at this resource. We can't wait to welcome you into the Community Financial family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having a reliable partner for your payment processing needs. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From accepting credit cards to managing online payments seamlessly, we provide solutions that save you time and enhance customer satisfaction. Visit us at 47463 Michigan Ave Canton Mi 48188 in Canton, MI, or call us at (877) 937-2328 to explore how our business banking and commercial services can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $148 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $897 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $152,128,207, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs provide easy access to your funds whenever you need them. Plus, enjoy the added convenience of basic drive-thru banking for quick deposits and withdrawals. We strive to ensure every member feels welcomed and valued at Community Financial. Our friendly staff is always ready to assist you with any questions or needs you may have. If you're ready to experience all these services and more, don't hesitate! Give us a call at 877-937-2328 or visit us today at 47463 Michigan Ave, Canton, MI 48188. We look forward to helping you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans make vehicle financing simple and straightforward. We offer competitive rates that can help you drive away in the car of your dreams without breaking the bank.

Business Banking

For entrepreneurs and small business owners, we provide tailored business banking services including merchant services and business loans. Whether you're starting from scratch or looking to expand, we're here to support your journey.

Credit Cards with Rewards

Our credit cards not only offer convenience but also come with rewards! Use them for everyday purchases and earn points that you can redeem for travel, cash back, or other exciting perks.

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance their current mortgage, Community Financial provides mortgage solutions that fit your financial situation. Picture settling into your new home with peace of mind knowing you have a mortgage plan designed just for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Community Financial offers robust online and mobile banking options. You can manage your accounts anytime, anywhere whether it's transferring funds or checking balances from your smartphone.

Personal Banking

Whether you're looking to open a checking or savings account, we've got you covered with our personal banking services. Imagine having a safe place for your money that also helps it grow. You can take advantage of our various accounts tailored to fit different lifestyles and needs.

Personal Loans & Debt Consolidation

If you find yourself juggling multiple debts, our personal loans can help simplify your finances. With options for debt consolidation, we aim to lighten your financial load so you can focus on what truly matters in life.

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can check your balance, transfer funds, and pay bills with just a few clicks. Our mobile application puts all these features right in your pocket, allowing you to handle your banking needs while waiting in line or during your commute. Plus, if you enjoy the ease of making payments directly from your phone, you'll appreciate our mobile payments feature, which simplifies transactions with just a tap. We also offer e-statements for those who prefer a paperless approach. You'll receive your statements electronically, making it easier to track your spending without cluttering up your mailbox. And when it comes to signing documents, our electronic signature authorization means you can approve paperwork quickly and securely without needing to visit a branch. Need to send money to friends or family? With our person-to-person transfers, you can easily send cash to anyone in just moments. It's safe and straightforward perfect for splitting bills or sending gifts.

Security and Accessibility

At Community Financial, we prioritize your security while ensuring that accessing your financial information is straightforward. Our online banking system incorporates robust security measures so you can have peace of mind knowing your data is protected. Enjoy real-time account management from the comfort of home or wherever life takes you. We're committed to providing accessible, easy-to-use services that meet the needs of our members. So why wait? Explore all the benefits of digital banking today at https://www.cfcu.org/ !

Financial Strength

Commitment to Innovation and Growth

With $142,809,034 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $19,655 in used auto loans and $1,413,612,142 in total loans and leases.

Growing Member Base

We boast a strong membership base with a total of 208,374 accounts. This trust from our community underscores our stability as a reliable financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Financial is your trusted partner. Visit us at 47463 Michigan Ave Canton Mi 48188 or call (877) 937-2328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secure with us through $473,595,720 in share certificates and $293,676,051 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,975,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $538,150 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 362 full-time employees and 13 part-time employees ready to assist you with knowledgeable service.

Solid Financial Foundation

With a net worth of $153,985,145, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $993 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for extra funds for business ventures or personal needs, we have various loan products available. This includes $251,937,561 in total credit lines designed to provide flexibility when you need it most. If you're a business owner seeking growth opportunities, consider our outstanding commercial loans totaling $152,128,207, which provide the capital needed to expand operations. If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, feel free to reach out. Our team is ready to assist you in finding the best solution tailored just for you. For any inquiries or further information about our loan offerings at Community Financial in Canton, please contact us at 877-937-2328 during our operating hours: M-TH from 9 AM - 5 PM; Friday from 9 AM - 6 PM; and Saturday from 9 AM - 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Join us today and take the first step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $339,720,564 in used vehicle loans and $100,532,198 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easier than ever to drive away satisfied.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $278,078,749, make buying or refinancing simple. We are here to guide you through every step of the process and help you secure the best possible terms for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $43,116,550 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can add value to your everyday purchases while providing you with a safety net for unplanned expenses.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to regulatory standards ensures that the loan offers presented are fair and transparent. Users can trust that they are seeing accurate information that reflects current market conditions.

COMMUNITY FINANCIAL CREDIT UNION - Canton, MI