Community Financial Canton MI Credit Union | Best Auto Loans & Checking

Introduction

Welcome to Community Financial, your trusted partner in financial growth and stability since 1951. Located at 6355 N Canton Center Rd, Canton, MI 48187, our branch proudly serves a vibrant community of over 84,000 members. As part of a credit union with total assets exceeding $1.5 billion, we are dedicated to providing personalized banking solutions tailored to meet your unique needs. At Community Financial, we believe in the power of community. Our commitment extends beyond banking; it's about building relationships and supporting local initiatives that enhance the lives of our members and neighbors. Whether you're looking for a reliable checking account, financing for your next vehicle, or guidance on mortgage options, we're here to help you every step of the way. Our leadership team is committed to your financial well-being. Under the guidance of CEO Tansley Stearns and Board President Teresa Kuehn, our team of 375 dedicated employees works tirelessly to ensure that you receive exceptional service in a friendly environment. We take pride in offering a variety of services including personal loans, credit cards with rewards, business banking options, and convenient online tools. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to PO BOX 87205, CANTON, MI 48187-2662. For any inquiries or to learn more about how we can assist you, feel free to reach out at 877-937-2328. Join us today and discover how Community Financial can help you achieve your financial dreams! Visit our website at www.cfcu.org or stop by our branch we look forward to welcoming you!

Branch History & Mission

Commitment to Service

At Community Financial, we pride ourselves on being more than just a financial institution; we are your neighbor. We understand that each member has unique needs and goals. That's why we offer personalized service both in-branch and online through our digital banking options. With features like mobile payments and online banking, managing your finances has never been easier. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to PO BOX 87205, CANTON, MI 48187-2662 if it differs from our main address.

Engaging with Our Community

Community engagement is at the heart of what we do. Through partnerships with local organizations and community outreach initiatives, we strive to make a positive impact in Canton and beyond. Whether it's sponsoring local events or offering financial education workshops, we are dedicated to uplifting those around us. With ATM availability and drive-thru services at our branch, along with operating hours designed for your convenience Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM we aim to meet the diverse needs of our members.

Join Us Today!

As we look toward the future, we invite you to become part of the Community Financial family. Experience firsthand the benefits of membership from competitive rates on loans and deposits to dedicated customer service. Together, let's build a stronger community! For more information or to open an account today, visit us online at Community Financial or call us at (877) 937-2328. Join us as we continue this journey together because at Community Financial, you're not just a member; you're part of something bigger!

Our Journey

The journey of Community Financial began with a vision to provide accessible financial services to all members of our community. Over the years, we have evolved, expanding our services and embracing innovations that enhance member experience. Today, with total assets exceeding $1.5 billion, we are proud to offer an array of products including personal banking, auto loans, mortgages, and business banking solutions. Our mission is simple yet powerful: to empower our members by providing exceptional financial services while actively supporting the communities we serve. We believe that when our members succeed financially, the entire community thrives.

Branch Location & Accessibility

Convenience and Accessibility

At Community Financial, we prioritize accessibility for all members. Our location features ADA-compliant facilities, including ramps and designated parking spaces, ensuring everyone can access our services comfortably. Plus, with ample parking available right outside our branch, you'll find it easy to stop by whenever you need assistance.

Get in Touch

We invite you to visit us or give us a call at 877-937-2328 if you have any questions or need assistance. At Community Financial, we're committed to helping our members thrive financially. Stop by today and experience the difference!

Operating Hours

We understand that life can be busy, which is why our operating hours are designed with your schedule in mind. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you're looking to open a new account or seek financial advice, our friendly staff is here to help during these times.

Services Offered

At Community Financial, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need quick cash? Our ATM services are readily available for withdrawals and balance checks. Plus, enjoy the convenience of our drive-thru banking for simple transactions without leaving your vehicle.

Member Eligibility

At Community Financial, we believe that joining our family is more than just opening an account it's about becoming part of a supportive community. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become a member! We welcome individuals from all walks of life and strive to provide everyone with the financial tools they need to succeed. To learn more about specific eligibility requirements, check out our detailed information at . Becoming a member is simple and straightforward. You can start your journey by visiting us at our branch located at 6355 N Canton Center Rd, Canton, MI 48187, or by giving us a call at (877) 937-2328 for any questions you may have. Ready to take the next step? Explore how easy it is to open an account by visiting https://loans.cfcu.org . We can't wait to have you join our Community Financial family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Beyond loans, we offer merchant services that simplify payment processing, allowing you to focus on what matters most running your business. Imagine accepting payments seamlessly from customers while having access to real-time transaction data that helps you make informed decisions. Located at 6355 N Canton Center Rd Canton Mi 48187, Canton, MI, we invite you to explore how our business banking solutions can fuel your success. For more information, give us a call at (877) 937-2328. Let's build a brighter future together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $148 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $897 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $152,128,207, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

At Community Financial, we also provide basic drive-thru banking for deposits, withdrawals, and other simple transactions, ensuring you get quick service without leaving your vehicle. Additionally, our ATM services are available for balance checks and cash withdrawals whenever you need them. Your financial journey matters to us. To learn more about how our services can help you reach your goals, feel free to reach out at (877) 937-2328 or visit us online at Community Financial Canton Center. We look forward to serving you!

Business Banking

Entrepreneurs and small business owners will find support through our Business Banking services. From Merchant Services that help streamline transactions to accessible Business Loans, we're committed to helping local businesses thrive and grow.

Credit Options

For those who enjoy rewards for their spending habits, our Credit Cards with Rewards program allows members to earn points on everyday purchases. It's an easy way to make your money work for you while enjoying benefits that can enhance your lifestyle.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking solutions that let you manage your finances anytime, anywhere. You can perform various transactions such as cash withdrawals at our ATMs or even use mobile payments for quick purchases right from your smartphone.

Mortgage Solutions

Looking to buy a home? Our dedicated team offers Mortgage Loans & Refinancing options that simplify the buying process. With guidance tailored to your situation, you can navigate everything from first-time home buying to refinancing existing loans with ease.

Personal Banking

Imagine opening your mailbox to find a check from your savings account that's the kind of peace of mind our Personal Banking services can offer. From checking and savings accounts designed for everyday use to specialized savings plans, we have options that fit your lifestyle. If you're considering a new car or perhaps need a little help with unexpected expenses, our Auto Loans & Vehicle Financing and Personal Loans & Debt Consolidation products provide flexible terms and competitive rates.

Digital & Online Banking

Key Features

Our online banking platform allows you to view account balances, pay bills, and transfer funds with just a few clicks. Plus, with our mobile application, managing your finances is even easier. You can set up mobile payments for quick and convenient transactions or utilize our person-to-person transfer feature to send money directly to friends and family without any hassle. For those who prefer going paperless, we offer e-statements that you can access anytime through our secure online portal. This not only helps you keep track of your financial activity but also reduces clutter in your mailbox. And if you need to sign documents, our electronic signature authorization makes it simple and efficient no need for printing or mailing!

Security and Convenience

Your security is our top priority. Our online banking services are equipped with advanced encryption technology to ensure that your personal information remains safe and sound. You can bank with confidence knowing that we take every measure to protect your data. With all these features at your fingertips, managing your finances has never been easier or more accessible. Whether you're checking your balance during lunch or making a payment late at night, Community Financial is here for you whenever you need us. Visit us today at https://www.cfcu.org/ to learn more about how our digital banking services can simplify your life!

Financial Strength

Commitment to Growth

With $142,809,034 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $19,655 in used auto loans and a total of $1,413,612,142 in loans and leases.

Community Trust

Total Share and Deposit Accounts stand at 208,374, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $8,067,076, further enhancing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Financial is your trusted partner. Visit us at 6355 N Canton Center Rd Canton Mi 48187 or call (877) 937-2328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $473,595,720 in share certificates and $293,676,051 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,975,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $538,150 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 362 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $153,985,145, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $993 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $339,720,564 in used vehicle loans and $100,532,198 in new vehicle loans already helping members get on the road, we make financing your next vehicle straightforward and affordable.

Credit Lines and Unsecured Loans

For those needing flexibility in their finances, we provide competitive credit lines with a total of $251,937,561 available to assist you when unexpected costs arise. We also offer flexible terms on unsecured credit card loans; currently totaling $43,116,550, these loans can help manage your day-to-day expenses effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $278,078,749. We strive to make buying or refinancing simple and accessible for all our members.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we have options available that can potentially lower your payments and improve your financial situation. Our team is here to guide you through the process and help determine what works best for you. At Community Financial, we aim to support our members every step of the way. For more information about our loan offerings or to see how we can assist you further, please contact us at 877-937-2328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan product tailored just for you!

Loan Aggregator

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COMMUNITY FINANCIAL CREDIT UNION