Community Credit Union Titusville FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Community Credit Union Of Florida, your trusted financial partner located at 2455 S Washington Ave, Titusville, FL 32780. Established in 1953, we have proudly served our community for over 70 years, providing a range of financial services that cater to the needs of our members. With a total membership of 57,957, we are dedicated to helping individuals and families achieve their financial goals. At Community Credit Union Of Florida, we believe in the power of community. Our commitment goes beyond just numbers; it's about building lasting relationships with our members. Currently, we hold total assets of $1,367,399,914 and maintain a strong net worth of $152,277,412. With total deposits reaching $137,060,278, our solid financial foundation ensures that you can trust us with your savings and investments. Whether you're looking for personal banking solutions like checking accounts and auto loans or business banking options such as merchant services and business loans, we are here for you. Our team of 169 dedicated employees, led by CEO Laurie Cappelli and Board President James Platman, is committed to providing exceptional service that meets your unique needs. While members can visit us at our branch for assistance or to explore our offerings further, official correspondence should be sent to the same address: 2455 S Washington Ave, Titusville, FL 32780. Feel free to reach out to us at 321-690-2328 if you have any questions or would like more information about how we can help you thrive financially. Visit our website at ccuflorida.org to learn more about our services or to become a member today!

Branch History & Mission

Commitment to Innovation

As we continue to evolve with the changing times, we are proud to offer modern conveniences like online banking and mobile payments. Our commitment to accessibility extends beyond technology; we ensure that our services are ADA compliant so everyone can feel welcomed in our branch. We understand that banking should be easy and accessible. That's why we offer drive-thru banking for quick transactions and ATM availability for added convenience. Whether you're making deposits or withdrawing cash, we're here for you every step of the way. Join us at Community Credit Union Of Florida where your financial success is our priority. Experience firsthand how we blend traditional values with modern solutions tailored for your needs. Together, let's build a brighter future!

Our Mission

Our mission is clear: to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to fair and affordable financial products. From checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to meeting the diverse needs of our members. At Community Credit Union Of Florida, we prioritize not just your financial well-being but also the well-being of our community. We engage in various outreach programs and partnerships aimed at uplifting local organizations and supporting initiatives that matter most to our members.

Branch Location & Accessibility

Get in Touch

Ready to experience exceptional service? Give us a call at (321) 690-2328 or stop by today! We're excited to help you achieve your financial goals right here at Community Credit Union Of Florida in Titusville.

Nearby Landmarks and Accessibility

Located near popular spots like the historic downtown Titusville and just a short drive from the beautiful Space Coast beaches, our branch is ideally situated for both locals and visitors. We understand that convenience matters, which is why we offer ample parking right outside our doors. Plus, our facility is fully ADA-compliant, featuring ramps and accessible entrances to ensure everyone can visit us comfortably.

Operating Hours and Services

We are open to serve you from Monday through Saturday, with flexible hours designed around your busy schedule. Our operating hours include a handy drive-thru service for quick deposits and withdrawals without ever having to leave your vehicle. If you prefer handling things inside, our knowledgeable staff is ready to assist with personal banking, auto loans, mortgages, credit cards with rewards, and more. For those on the go, we also provide ATM services so you can access cash whenever you need it. With online and mobile banking options available, managing your finances has never been easier! While members can visit us at 2455 S Washington Ave Titusville Fl 32780, official correspondence should be sent to 2455 S Washington Ave, Titusville, FL 32780.

Member Eligibility

Becoming a member of Community Credit Union Of Florida is like joining a warm and welcoming family that truly cares about your financial well-being. If you live, work, or worship in Brevard County, or if you have a family member who is already part of our community, you're eligible to join us! We believe in offering everyone a chance to access our wide range of services, from checking accounts to auto loans. At Community Credit Union Of Florida, you'll not only find great financial products but also a supportive environment where your goals matter. To get started on your membership journey, simply visit our website for more details on eligibility at http://www.ccuflorida.org/home/ourstory/membershipandbenefits/becomeamember . It's straightforward and user-friendly! If you're ready to open an account, you can easily do so by visiting this link: https://www.ccuflorida.org/home/personal/loans/auto . Should you have any questions or need assistance, feel free to give us a call at (321) 690-2328. We're here for you every step of the way as you take this exciting step towards financial empowerment!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $194 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $129,017,412, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services empower local businesses to process payments easily and securely, whether through credit cards or mobile transactions. Imagine a bustling café that can serve customers quickly while managing inventory effortlessly this is the kind of efficiency we strive to provide. Located at 2455 S Washington Ave Titusville Fl 32780, Titusville, FL, our friendly team is ready to assist you with all your business banking needs. For more information, feel free to reach us at (321) 690-2328. Let's work together to build a thriving business community!

Comprehensive List Of Services

ATM and Drive-Thru Services

For quick transactions, we have an ATM available for cash withdrawals and balance checks right here in Titusville. Our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your car perfect for busy days when every minute counts!

Business Banking Services

If you're an entrepreneur, our Business Banking services are crafted with your needs in mind. We provide essential tools like Merchant Services and Business Loans, empowering you to grow and manage your business efficiently.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why at Community Credit Union Of Florida, we offer robust Online & Mobile Banking features. Access your accounts anytime from anywhere using our mobile app or website. You can check balances, transfer funds, and pay bills with just a few taps on your device.

Credit Options and Debt Management

Life can sometimes throw curveballs, and unexpected expenses may arise. Our Personal Loans & Debt Consolidation options are tailored to help you regain control over your finances. Additionally, enjoy the benefits of our Credit Cards with Rewards, allowing you to earn points on purchases that matter most to you.

Join Us Today!

We invite you to experience all these services firsthand! Whether it's personal banking or business solutions, we're committed to helping you succeed financially. Feel free to reach out by calling us at (321) 690-2328 or visit us at 2455 S Washington Ave Titusville Fl 32780 in Titusville, FL. For more information about becoming a member or exploring our offerings further, visit us online at Titusville. Your journey towards better financial health starts here!

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for a major purchase, our Personal Banking options are here for you. With various Checking & Savings Accounts, we help you manage your money effectively. If you're considering buying a car or need funds for other needs, our Auto Loans & Vehicle Financing can get you on the road quickly and affordably. For those interested in home ownership, we offer Mortgage Loans & Refinancing solutions that can help you secure the best rates possible.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which brings all your banking needs right to your fingertips. Whether you're making person-to-person transfers or utilizing our mobile payments feature, you'll find that handling everyday transactions has never been easier. Plus, with electronic signature authorization, signing documents online is quick and secure no more printing and mailing forms! For those who prefer keeping track of their statements digitally, we also offer e-statements. Enjoy the ease of accessing your financial documents without the clutter of paper.

Security You Can Trust

Security is a top priority at Community Credit Union Of Florida. Our digital services are equipped with robust security measures to keep your personal information safe while you bank online. You can rest easy knowing that your data is protected as you manage your accounts. In this fast-paced world, having access to reliable digital banking solutions can make all the difference in how you handle your finances. With Community Credit Union Of Florida, managing money is not just convenient; it's also secure and straightforward. Embrace the ease of modern banking today!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Community Credit Union Of Florida is your trusted partner. Visit us at 2455 S Washington Ave Titusville Fl 32780 or call 321-690-2328 to learn more about how we can help you achieve your financial goals.

Continuous Growth and Support

With $139,908,587 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $9,930 in used auto loans and a total of $986,236,127 in loans and leases. Our commitment to operational efficiency is reflected in our impressive net income of $4,293,422, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 169 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 123,418, showing a strong and growing member base that trusts us with their finances.

Member-Centric Savings

Members' savings are secured through $569,800,230 in share certificates and $24,473,759 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,048,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $152,277,412, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $157,070,716 in used vehicle loans and $135,409,010 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new vehicle or a reliable used car, we're here to assist you every step of the way.

Credit Lines and Business Loans

For those seeking credit lines for personal or business use, we provide options totaling $478,127,423. Additionally, our outstanding commercial loans amounting to $129,017,412 offer business owners the capital needed to grow and expand their ventures.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $162,090,963. With flexible terms and competitive rates, our mortgage products can help turn your dream of owning a home into a reality.

Refinancing Options

If you're considering refinancing any existing loans for better rates or terms, our team can guide you through the process and help determine eligibility options tailored to your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Community Credit Union Of Florida, we're committed to providing personalized service and financial solutions that fit your life. For more information about any of our loan products or to get started today, visit us online or call us directly!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $29,096,675 in loans helping members manage their finances effectively. These cards come with various benefits to suit different spending habits and lifestyles.

Loan Aggregator

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COMMUNITY CREDIT UNION OF FLORIDA CREDIT UNION - Titusville, FL