Join us as we continue this journey together! Whether you're looking for a new bank account or seeking assistance with your financial goals, we invite you to become part of the Community Credit Union Of Florida family. Experience firsthand how we prioritize your needs while contributing positively to our beloved community. Visit us today or call us at 321-690-2328 we're here for you!
From our early days, the mission of Community Credit Union Of Florida has been clear: to empower our members by providing accessible financial services while nurturing the local community. Over the decades, we've evolved alongside our members' needs, expanding our offerings from basic savings accounts to a comprehensive suite of products including auto loans, mortgages, and business banking services. Our drive-thru banking and ATM availability ensure convenience for all members, making it easy to manage finances on-the-go. Additionally, we embrace technology with features like online banking and mobile payments to enhance your experience further. While you can visit us at our main location in Rockledge, official correspondence should be sent to 1030 US Highway 1, Rockledge, FL 32955 if different from our branch address.
At Community Credit Union Of Florida, we believe in more than just numbers. Our mission statement encapsulates our dedication to providing exceptional financial services while actively supporting the communities we serve. We strive to create lasting relationships built on trust and transparency, ensuring that every member feels valued and heard. We are proud of our partnerships within the community which allow us to give back through outreach programs and local initiatives. By investing in local charities and educational programs, we aim to uplift not just individual members but the entire Rockledge area.
We invite you to visit us at our Rockledge branch! Our friendly staff is eager to assist you with your banking needs. Whether you're looking to open a new account or explore financing options for your next vehicle purchase, we're here for you. Come see how we can make your financial journey smoother give us a call or drop by today!
Nestled along Highway 1, our branch is close to several local landmarks, making it a familiar stop for many in the area. With ample parking available, you can easily find a spot when you arrive. We prioritize accessibility for all our members; our facility is ADA compliant and includes ramps for those who need them.
Our doors are open during convenient hours that fit into your busy life. You can reach us by phone at 321-690-2328 if you have any questions about our services or want to confirm our hours. At Community Credit Union Of Florida, we offer a variety of services such as checking and savings accounts, auto loans, mortgages, personal loans, and even business banking solutions. If you're in need of cash quickly, you'll appreciate that we also have ATM availability and drive-thru banking for simple transactions like deposits and withdrawals.
In addition to loans, our merchant services empower you to accept payments seamlessly, ensuring you can focus on what you do best running your business. Imagine being able to process transactions quickly and efficiently, whether you're at a bustling market or managing a brick-and-mortar store. This convenience translates directly into better customer experiences and increased sales. Located at 1030 Us Highway 1 Rockledge Fl 32955, Rockledge, FL 32955, we're here to partner with you on your business journey. Connect with us today at (321) 690-2328 to learn how our services can help elevate your business!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $194 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $129,017,412, we continue to drive economic growth by financing new and expanding businesses.
For entrepreneurs and small business owners, our business banking services include merchant services and business loans designed to help your venture thrive. We know how important it is to have reliable support when managing business finances.
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can easily access your accounts from anywhere at any time whether you're at home or on the go. Features like ATM access for withdrawals and balance checks mean that cash management has never been simpler.
For members who prefer face-to-face interactions but appreciate quick service, our drive-thru banking allows for easy deposits, withdrawals, and other simple transactions without leaving your vehicle. Plus, with ATMs available at our branch, withdrawing cash has never been more convenient. We invite you to visit us at 1030 Us Highway 1 Rockledge Fl 32955, or give us a call at (321) 690-2328 if you have any questions about how we can assist you further. At Community Credit Union Of Florida, we're dedicated to providing exceptional service tailored to meet the unique needs of our members. Discover all that we have to offer by visiting us online at https://www.ccuflorida.org/home/home. Join us today and experience the benefits of membership!
Our personal banking options are designed with you in mind. Imagine effortlessly managing your finances through our checking and savings accounts. Whether you're saving for a vacation or handling daily expenses, our accounts offer flexibility and convenience. If you're considering purchasing a new vehicle, our auto loans and vehicle financing can make that process easier than ever. We offer competitive rates and personalized service to help you drive off in the car you've always wanted. For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with tailored solutions to fit various budgets and lifestyles. Our team is here to guide you through every step, ensuring you feel confident in your decision. When life throws unexpected expenses your way, our personal loans and debt consolidation options can provide the relief you need. We understand that financial challenges arise, and we're here to help you navigate them. Additionally, our credit cards with rewards allow you to earn points on your purchases perfect for those who enjoy travel or dining out.
For those who prefer banking on the go, our mobile application is here to help. Available for download, it includes features like mobile payments and person-to-person transfers. Sending money to friends or family has never been easier! You can also enjoy the peace of mind that comes with our electronic signature authorization feature, allowing you to sign documents quickly and securely from anywhere.
With 24/7 online banking services available at https://www.ccuflorida.org/home/home, you can access your accounts whenever it suits you. Check balances, transfer funds, and pay bills without needing to visit a branch. Plus, our user-friendly interface makes it easy for everyone, no matter your tech skills.
Say goodbye to paper clutter! With e-statements available, you'll receive all your account statements digitally. This not only keeps your information organized but also enhances security by reducing the risk of sensitive documents getting lost or stolen. At Community Credit Union Of Florida, we prioritize your security while providing you with tools that simplify banking. Join us today and take advantage of these innovative digital services that keep you connected to your finances anytime, anywhere!
Our total share accounts stand at 123,418, showcasing a strong and growing member base that trusts us with their finances. This growth is a testament to the reliability and quality service we provide at Community Credit Union Of Florida. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Credit Union Of Florida is your trusted partner. Visit us at 1030 Us Highway 1 Rockledge Fl 32955 or call 321-690-2328 to learn more about how we can help you achieve your financial goals.
Our net income of $4,293,422 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 169 full-time employees ready to assist you with a knowledgeable team dedicated to your needs.
With $139,908,587 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,862,361 in total loans and leases and $7,930 in used auto loans.
Members' savings are secured through $569,800,230 in share certificates and $24,473,759 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,048,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $152,277,412, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $157,070,716 in used vehicle loans and $135,409,010 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our team is here to guide you through the process. We also offer refinancing options if you're looking to lower your current payments or take advantage of better rates.
For those looking for additional financial flexibility or running a business, our total credit lines reach up to $478,127,423. Additionally, we have outstanding commercial loans totaling $129,017,412, providing business owners with the capital needed to grow and expand their operations. Our branch located at 1030 Us Highway 1 Rockledge Fl 32955 is open to assist you with any inquiries regarding our loan offerings. You can reach us at 321-690-2328 for personalized service or visit our website at ccuflorida.org for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how our loan products can help pave the way toward achieving your financial dreams!
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide loans for Junior Lien 1-4 Family Residential Properties totaling $162,090,963, making it easier for you to settle into your dream home. If you're considering refinancing your current mortgage, we can help assess your eligibility for better terms.
Managing finances effectively is crucial for everyone. We also offer flexible terms on unsecured credit card loans, with a total of $29,096,675 in loans helping members navigate their daily expenses without the burden of high-interest rates. Our credit cards come with rewards that can further benefit your spending habits.