Community Credit Union Melbourne FL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Community Credit Union Of Florida, your trusted financial partner located at 5525 N Wickham Rd, Melbourne, FL 32940. Since our establishment in 1953, we've dedicated ourselves to serving our members with care and integrity. With a thriving membership of 57,957, we are proud to manage total assets exceeding $1.36 billion, ensuring that your money is safe and working for you. At Community Credit Union Of Florida, we believe in empowering our members through personalized banking solutions. Whether you're looking for auto loans, mortgages, or business financing, we've got you covered. Our total loans stand at an impressive 37,420, showcasing our commitment to helping you achieve your financial goals. Our community-focused approach is reflected not only in our services but also in our leadership. Under the guidance of CEO Laurie Cappelli and Board President James Platman, we strive to create a welcoming environment where every member feels valued and supported. While members can visit us at our branch for all their banking needs, official correspondence should be directed to the same address: 5525 N Wickham Rd, Melbourne, FL 32940. If you have any questions or need assistance, don't hesitate to call us at 321-690-2238. Join us today and experience the difference of a credit union that truly cares about its members! Explore more about what we offer by visiting our website at ccuflorida.org. Your financial future starts here!

Branch History & Mission

A Legacy of Service

Since our doors first opened, we have grown significantly, now boasting a total membership of over 57,900 individuals. Our commitment to providing exceptional financial services has helped us accumulate total assets exceeding $1.36 billion. This growth reflects not only our dedication to our members but also the trust they place in us as their financial partner. Throughout our history, we have consistently prioritized making a positive impact in our community. Our mission is simple yet powerful: to provide accessible financial services while fostering an environment of support and trust. We believe that everyone deserves a chance to thrive financially, and we work tirelessly to offer products and services that empower our members.

Community Focus

At Community Credit Union of Florida, we are more than just a financial institution; we are your neighbors. Our mission extends beyond banking; it encompasses community support through various outreach efforts and partnerships. We actively participate in local events and initiatives that uplift those around us, ensuring that our success translates into meaningful contributions to our community. Whether you need a checking account, auto loan, or mortgage financing, we strive to make every interaction personal and helpful. With our drive-thru banking and ATM availability, accessing your funds is convenient and straightforward. Our commitment to technology ensures that all digital platforms are user-friendly and ADA compliant so everyone can enjoy seamless access to banking services. While members can visit us at 5525 N Wickham Rd Melbourne Fl 32940, official correspondence should be sent to 5525 N Wickham Rd, Melbourne, FL 32940 for any necessary documentation or inquiries.

Join Us Today

As we look toward the future, we invite you to join the Community Credit Union of Florida family. Experience firsthand the benefits that come from being part of an institution dedicated not only to your financial well-being but also to enhancing the quality of life in Melbourne and beyond. For more information about becoming a member or exploring our services, please reach out at 321-690-2238 or visit us online at ccuflorida.org. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Welcome to the Community Credit Union Of Florida, located conveniently at 5525 N Wickham Rd in beautiful Melbourne, FL. Our Pineda branch is easy to find and accessible to all, situated near local landmarks that make it a familiar stop for many in the Brevard County area. Whether you're heading to one of the nearby parks or shopping centers, stopping by our branch fits seamlessly into your day. Our branch is designed with your convenience in mind. We offer ample parking and ensure that our facilities are ADA compliant, featuring ramps and accessible entrances for everyone. If you need assistance or have questions, our friendly staff is just a phone call away at 321-690-2238. We understand that your time is valuable. That's why we offer a range of services tailored to meet your banking needs, from personal accounts and loans to business banking solutions. Our drive-thru service allows you to complete simple transactions without leaving your vehicle, making banking even more convenient. While you can visit us at 5525 N Wickham Rd, please note that any official correspondence should be sent to the same address as our mailing address. We're open for you during the week with flexible hours to accommodate your schedule. So why wait? We invite you to come visit us today at Community Credit Union Of Florida in Melbourne. Experience the difference of personalized banking where your needs come first!

Member Eligibility

At Community Credit Union Of Florida, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports each other. If you live, work, or worship in the area, you're likely eligible for membership with us! We welcome individuals from various backgrounds and professions. To find out the specific eligibility details, please check out our website at http://www.ccuflorida.org/home/ourstory/membershipandbenefits/becomeamember. Becoming a member at Community Credit Union Of Florida comes with fantastic benefits, including access to personalized banking services designed just for you. Opening an account is a breeze just visit us at our branch located at 5525 N Wickham Rd Melbourne Fl 32940, or give us a call at (321) 690-2238 if you have any questions. We can't wait to have you as part of our family! For more information about account opening procedures, feel free to explore this link: https://www.ccuflorida.org/home/personal/loans/auto.

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, our merchant services provide practical tools for everyday transactions. Whether you need a reliable payment processing system or assistance with cash flow management, our services simplify your banking experience. Imagine receiving payments faster and managing your finances from one easy-to-use platform this is what we offer at Community Credit Union Of Florida. Visit us at 5525 N Wickham Rd Melbourne Fl 32940 in Melbourne, FL, or give us a call at (321) 690-2238 to learn how our business banking and commercial services can empower your success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $194 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $129,017,412, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash in a hurry? Our branch features an ATM for quick cash withdrawals and balance checks. Additionally, our Basic Drive-Thru Banking provides an easy way for members to handle deposits and withdrawals without leaving their vehicles. At Community Credit Union Of Florida, we strive to make banking not just convenient but also enjoyable. If you're interested in learning more about any of our services or opening an account, don't hesitate to reach out! Call us at 321-690-2238, visit us in person, or check out our website at ccuflorida.org. We're excited to serve you!

Business Banking Services

For our entrepreneurial members, we provide comprehensive Business Banking services including Merchant Services and Business Loans. We know how important it is to support local businesses, and we're here to help you thrive.

Convenient Online & Mobile Banking

In today's busy world, convenience is key. That's why we offer robust Online & Mobile Banking features. Access your accounts anytime, anywhere with ease check balances, transfer funds, and pay bills all at the touch of a button.

Home Financing Options

Looking to purchase a home or refinance your existing mortgage? Our Mortgage Loans & Refinancing services provide tailored solutions to fit your financial situation. We strive to make home ownership accessible and affordable for all our members.

Personal Banking Solutions

We understand that managing finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed to help you save for what matters most. Our friendly staff can guide you in selecting the right account that fits your lifestyle.

Rewarding Credit Card Choices

Our Credit Cards with Rewards program allows you to earn points on purchases while enjoying the convenience of cashless transactions. It's a great way to get more from your everyday spending.

Support for Life's Unexpected Expenses

Life can be unpredictable, which is why we offer Personal Loans & Debt Consolidation options. Whether you need extra funds for a special occasion or want to simplify your finances by consolidating debts, we're here to help you find the best solution.

Vehicle Financing Made Easy

If you're dreaming of a new car, our Auto Loans & Vehicle Financing options make it simple to drive away in your dream vehicle. With competitive rates and flexible terms, buying or refinancing your vehicle becomes a straightforward process.

Digital & Online Banking

Key Features

Our mobile application brings the bank to your pocket. With features like mobile payments, you can make purchases quickly and securely right from your phone. Whether you're splitting the bill with friends or making a purchase at your favorite store, our person-to-person transfer option makes it easy to send money instantly. We know how important it is to keep your information safe. That's why we offer electronic signature authorization for documents. This means you can complete transactions securely without needing to print or mail anything. You also have the option to receive e-statements, allowing you to keep track of your finances in an environmentally friendly way. In today's fast-paced world, having real-time access to your accounts is essential. Our online banking services not only provide ease of use but also ensure that you can manage your money effectively whenever you need to. Explore all the benefits of digital banking at Community Credit Union Of Florida by visiting our website today!

Financial Strength

At Community Credit Union Of Florida, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our robust financial health, which reflects our commitment to serving you with reliability and trust. With a net worth of $152,277,412, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $569,800,230 in share certificates and $24,473,759 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,048,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strength also lies in reinvesting into our services; with $139,908,587 in undivided earnings, we invest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $7,930 in used auto loans and $986,236,127 in total loans and leases, our lending capacity supports your financial goals across various sectors. We are pleased to report that our $1,214,516 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team of 169 full-time employees is always ready to assist you, ensuring personalized service every step of the way. In summary, at Community Credit Union Of Florida, we pride ourselves on our strong financial footing. Total Share Accounts: 123,418, showing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Credit Union Of Florida is your trusted partner. Visit us at 5525 N Wickham Rd Melbourne Fl 32940 or call (321) 690-2238 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $157,070,716 in used vehicle loans and $135,409,010 in new vehicle loans already helping members get on the road. We understand how important it is to find a reliable vehicle without breaking the bank. Plus, if you're considering refinancing your current auto loan, we can help with that too!

Business Financing

For business owners, our outstanding commercial loans totaling $129,017,412 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive within our community. At Community Credit Union Of Florida, we pride ourselves on providing clear and straightforward financial solutions tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $162,090,963, make buying or refinancing simple. We provide personalized assistance to help you navigate the mortgage process smoothly and effectively.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $29,096,675 in loans helping members manage their finances effectively. Whether you need to consolidate debt or cover unexpected costs, our credit card options are designed with your needs in mind.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results so users can make decisions based solely on their needs. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to seize the best opportunities available. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the effectiveness and reliability of the service. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to established regulations ensures that all offers presented are fair and transparent. By relying on verified financial institutions, LendMesh provides a trustworthy platform for comparing various loan options.

COMMUNITY CREDIT UNION OF FLORIDA CREDIT UNION - Melbourne, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Melbourne, FL (32940)

Introduction

Branch History & Mission

A Legacy of Service

Community Focus

Join Us Today

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Supporting Your Growth

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking Services

Convenient Online & Mobile Banking

Home Financing Options

Personal Banking Solutions

Rewarding Credit Card Choices

Support for Life's Unexpected Expenses

Vehicle Financing Made Easy

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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