Community Credit Union Melbourne FL | Best Auto Loans & ATM Access

Introduction

Welcome to Community Credit Union Of Florida, your trusted partner in financial growth since 1953. Located at 1325 Palm Bay Rd, Melbourne, FL 32905, we proudly serve a vibrant community of over 57,900 members. Our commitment to you goes beyond traditional banking; we focus on building relationships and supporting our members in achieving their financial goals. With total assets exceeding $1.36 billion, we have the strength and stability to provide a wide range of services tailored to meet your needs. Whether you're looking for auto loans, mortgage options, or personal savings accounts, we're here to help every step of the way. Our total deposits stand at an impressive $137,060,278, reflecting the trust our members place in us. Led by CEO Laurie Cappelli and Board President James Platman, our dedicated team of 169 employees is always ready to assist you with personalized service. We believe in making banking accessible and convenient, which is why we offer both online and mobile banking options alongside our drive-thru services and ATMs. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 1325 Palm Bay Rd, Palm Bay, FL 32905. We invite you to explore how we can support your financial journey today. For more information or assistance, feel free to call us at 321-690-2328 or visit our website at ccuflorida.org. Join us as we continue to make a positive impact in our community!

Branch History & Mission

Join Us

As we continue on this journey together where every member counts we invite you to experience the benefits of being part of Community Credit Union of Florida. Join us today and discover how we can help you achieve your financial goals while making a positive impact in our community. Visit us online at ccuflorida.org for more information on membership and services. Together, let's build a brighter future!

Our Evolution

Throughout our journey, we've embraced change while staying true to our core mission: empowering our community through trusted financial services and support. We've expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions, ensuring that we meet the diverse needs of our members. In doing so, we've not only built financial stability but also contributed to the growth of local businesses and families. Our branch is equipped with modern amenities like an ATM and drive-thru service for added convenience. We prioritize accessibility and have made significant strides in digital banking options such as online banking and mobile payments to keep pace with today's fast-moving world.

Our Mission Statement

The heart of our mission is simple: to serve you better. We strive to enhance the financial lives of our members by providing quality products tailored to their needs while supporting community initiatives that make a difference. We believe that when our members thrive, so does the entire community. This belief drives us to engage in outreach programs and partnerships that uplift those around us. While you can visit us at 1325 Palm Bay Rd, official correspondence should be sent to 1325 Palm Bay Rd, Palm Bay, FL 32905 if necessary. For any inquiries or assistance, feel free to reach out at 321-690-2328.

Branch Location & Accessibility

Accessibility Features

At our branch, accessibility is a priority. We offer convenient parking options right outside the entrance, and our building is designed to be ADA compliant, featuring ramps for easy access. Whether you prefer to walk in or use our drive-thru service, we've made sure that your experience is smooth and welcoming.

Operating Hours

We understand that life can get busy! That's why we're here to serve you during flexible operating hours. Our friendly staff is available to assist you with everything from checking accounts to loans during regular business hours, ensuring that you get the support you need when it matters most.

Services Offered

Our Community Credit Union Of Florida branch provides a range of services tailored just for you! Enjoy personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. If you're a business owner, we also offer merchant services and business loans to help your business thrive. Plus, with ATM availability on-site and basic drive-thru banking for deposits and withdrawals, managing your finances has never been easier! We invite you to stop by or give us a call at 321-690-2328. Our dedicated team is eager to help you navigate your financial journey with ease. Visit us today we look forward to serving you!

Member Eligibility

At Community Credit Union Of Florida, we believe that everyone deserves to be part of a supportive community, and becoming a member is as easy as reaching out! If you live, work, or worship in our area, or if you have a family member who is already a member, you're eligible to join us. This means you can enjoy all the benefits that come with membership, such as personalized financial services and competitive rates on loans and savings accounts. For a detailed look at the eligibility criteria, feel free to visit our website at http://www.ccuflorida.org/home/ourstory/membershipandbenefits/becomeamember. Opening an account with us is straightforward and welcoming. Simply give us a call at (321) 690-2328, or stop by our branch located at 1325 Palm Bay Rd Melbourne Fl 32905 to get started. You'll quickly discover that being part of Community Credit Union Of Florida means more than just banking; it's about being part of a community that cares about your financial well-being. Join us today!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $194 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $129,017,412, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine being able to process payments swiftly and securely, allowing you to focus on what you do best running your business. Our merchant services help streamline transactions, giving you more time to connect with customers and grow your brand. Located at 1325 Palm Bay Rd Melbourne Fl 32905, Melbourne, FL 32905, we're here to help you take the next step toward success. Contact us at (321) 690-2328 or visit our website for more information on how we can assist your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help turn that dream into reality. With competitive rates and flexible terms, we make it easy for you to get behind the wheel of your next vehicle without breaking the bank. You can rely on us not just for the loan, but also for guidance throughout the entire process.

Business Banking Solutions

For local entrepreneurs, we offer comprehensive business banking services, including merchant services and business loans designed to help grow your enterprise. We believe in supporting local businesses because they are the backbone of our community.

Cash Access Made Simple

Need quick access to cash? Our ATM and cash withdrawal services allow you to get what you need without hassle. Plus, our basic drive-thru banking makes transactions like deposits and withdrawals simple and efficient. At Community Credit Union Of Florida, we strive to ensure that all your banking needs are met under one roof. If you're ready to take the next step in managing your finances or if you have any questions about our services, don't hesitate to reach out! Call us at (321) 690-2328 or visit us at 1325 Palm Bay Rd Melbourne Fl 32905 today! Your financial well-being is just a conversation away!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we proudly offer online and mobile banking options. You can manage your accounts, pay bills, transfer money, and even deposit checks from anywhere at any time using our user-friendly mobile app.

Home Sweet Home: Mortgage Solutions

If owning a home is on your agenda, consider exploring our mortgage loans and refinancing options. We understand that buying a home is one of the biggest decisions you'll ever make. Our team is here to walk you through each step, ensuring you find a mortgage solution that works best for you.

Personal Banking Made Easy

Whether you're opening your first checking account or looking for ways to save for the future, our personal banking services have you covered. We offer checking and savings accounts that fit your lifestyle, allowing you to manage your money effectively. Imagine having a safe place to store your funds while also earning interest on your savings!

Rewards with Every Swipe: Credit Cards

Don't forget about our credit cards with rewards! These cards not only provide convenience but also offer benefits like cashback or points redeemable for travel and shopping. It's an easy way to earn rewards on purchases you're already making!

Simplifying Personal Loans

Life can be unpredictable, and sometimes you may need a little extra cash. That's where our personal loans and debt consolidation services come into play. Whether it's for unexpected expenses or consolidating existing debts into one manageable payment, we aim to support you in achieving financial stability.

Digital & Online Banking

Accessibility & Ease-of-Use

Navigating through our online banking services is straightforward and intuitive. Whether you're tech-savvy or just getting started with digital banking, you'll find everything you need right at your fingertips. Our goal is to empower our members with real-time account management tools that fit seamlessly into their busy lives. Join us today at Community Credit Union Of Florida and experience the convenience of modern banking tailored just for you!

Key Features

With 24/7 online banking services, you can check your account balances, transfer funds, and pay bills all from the comfort of your home or while you're out running errands. Plus, our mobile application gives you the power to manage your finances right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick! Security is a top priority for us at Community Credit Union Of Florida. We utilize electronic signature authorization to ensure that your transactions are safe and secure. You can also choose to receive e-statements, which not only helps you keep track of your finances but also reduces paper clutter. For those who prefer the ease of mobile payments, we have you covered! Our mobile payments feature allows you to make purchases directly from your phone, giving you flexibility in how you pay.

Financial Strength

At Community Credit Union Of Florida, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, assuring you of our commitment to safeguarding your savings and supporting your financial aspirations. With a net worth of $152,277,412, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $569,800,230 in share certificates and $24,473,759 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,048,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $139,908,587 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,930 in used auto loans and a total of $986,236,127 in loans and leases. Our operational efficiency shines through with a net income of $4,293,422, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 169 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts stand at 123,418, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Credit Union Of Florida is your trusted partner. Visit us at 1325 Palm Bay Rd Melbourne FL 32905 or call 321-690-2328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $129,017,412 provide the capital needed to grow and expand your business. We also have various credit lines available to help with short-term funding needs or cash flow management. If you're interested in any of our loan offerings or want to explore refinancing options tailored just for you, please don't hesitate to reach out. You can contact us at (321) 690-2328 for more information or visit us at our branch located at 1325 Palm Bay Rd Melbourne Fl 32905 in Melbourne, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $157,070,716 in used vehicle loans and $135,409,010 in new vehicle loans already helping members get on the road. We have financing options available for both new and used vehicles, making it easier than ever to find a loan that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $162,090,963, make buying or refinancing simple. We offer flexible terms and competitive rates to help you secure your dream home without the stress typically associated with the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $29,096,675 in loans helping members manage their finances effectively. This can be a great option for those looking to consolidate debt or cover unexpected expenses while enjoying straightforward repayment plans.

Loan Aggregator

Benefits of Using LendMesh

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COMMUNITY CREDIT UNION OF FLORIDA CREDIT UNION - Melbourne, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Melbourne, FL (32905)

Introduction

Branch History & Mission

Join Us

Our Evolution

Our Mission Statement

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options That Fuel Growth

Merchant Services That Make Life Easier

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Solutions

Cash Access Made Simple

Convenient Digital Banking

Home Sweet Home: Mortgage Solutions

Personal Banking Made Easy

Rewards with Every Swipe: Credit Cards

Simplifying Personal Loans

Digital & Online Banking

Accessibility & Ease-of-Use

Key Features

Financial Strength

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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