Community Choice Commerce City CO Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Community Choice, your trusted financial partner located at 6921 E 72Nd Ave, Commerce City, CO 80022. Since our establishment in 1952, we have dedicated ourselves to serving our community with personalized banking solutions that truly make a difference. With a proud membership of 6,701 and total assets reaching an impressive $98,451,771, we're committed to helping you achieve your financial goals. At Community Choice, we believe in building relationships that last. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, our diverse range of services is designed with you in mind. We also offer business banking solutions to support local entrepreneurs and small businesses in their journey towards success. Our leadership team is passionate about ensuring every member feels valued and understood. Under the guidance of CEO Rainy Thoen and Board President Debra Larsen, our team of 17 dedicated employees works tirelessly to provide exceptional service every day. You can easily reach us at 303-287-8025 during our convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 1 PM. While members can visit us at our physical branch for all their banking needs including ATM access and drive-thru services official correspondence should be directed to our mailing address at 6921 E 72nd Av, Commerce City, CO 80022. We are proud of our financial health as reflected in our net worth of $13,999,199 and total deposits of $7,370,965. These figures highlight our commitment to stability and growth for both the credit union and its members. With over 3,205 loans and leases under management and sufficient cash reserves totaling $1,168,110, we are well-positioned to support your dreams. Join us today at Community Choice by visiting our website here or giving us a call. Let's work together towards a brighter financial future!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of digital accessibility. That's why we offer online banking options, mobile payments, and ATM access ensuring that your banking experience is convenient and secure. We strive for inclusivity by adhering to ADA compliance standards so everyone can benefit from our services. Join us at Community Choice as we continue our journey of growth and service. Experience firsthand how we can help you make informed financial decisions while supporting the community we love. Visit us today or give us a call at (303) 287-8025; we're here for you!

Mission Statement

Our mission is simple yet profound: to empower our members through exceptional financial services while actively contributing to the well-being of our community. We believe that banking should be personal and focused on helping you achieve your goals whether that's opening a checking account, financing a vehicle, or planning for homeownership. We offer a wide range of services including auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions tailored to meet your needs. While members can visit us at 6921 E 72Nd Ave Commerce City Co 80022, official correspondence should be sent to 6921 E 72nd Av, Commerce City, CO 80022. Our commitment extends beyond just financial transactions; we engage in various community outreach efforts and partnerships designed to uplift those around us.

Branch Location & Accessibility

Accessibility Features

Our branch is equipped with features to ensure everyone can access our services. We offer ample parking and have ADA-compliant entrances and ramps for those who may need additional assistance. Whether you're visiting us for personal banking or to explore loan options, we want to make your experience as smooth as possible.

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 1 PM. Need assistance outside of these times? Give us a call at 303-287-8025 we're happy to help!

Services Offered

At Community Choice, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, we feature an ATM on-site for quick cash withdrawals and drive-thru banking for simple transactions like deposits and withdrawals. For added convenience, members can also take advantage of shared service transactions if you're part of partner credit unions. With online and mobile banking available too, managing your money has never been easier! We invite you to stop by our branch today or give us a call! Let Community Choice be your trusted partner in achieving your financial goals.

Member Eligibility

At Community Choice, we believe that everyone deserves to be part of a supportive community where their financial needs are prioritized. Joining us as a member is simple and welcoming! If you're a resident of the local area or have family members who are, you're likely eligible to become part of our credit union family. We embrace individuals from all walks of life, whether you're seeking personal banking solutions, loans, or just a friendly place to manage your money. For more details on eligibility, we encourage you to check out our website at . It's packed with helpful information that outlines the criteria for joining us. Once you're ready to start your membership journey, opening an account is straightforward just give us a call at (303) 287-8025 or visit us at our branch located at 6921 E 72Nd Ave Commerce City Co 80022. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to invest in new equipment that boosts productivity or expand your storefront to welcome more customers. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is key to keeping your business running smoothly. Our merchant services provide reliable payment solutions tailored for your needs. From credit card processing to online payment options, we help streamline transactions so you can focus on what matters most growing your business. Visit us at 6921 E 72Nd Ave Commerce City Co 80022 in Commerce City, CO or call us at (303) 287-8025 to learn how our business banking services can fuel your success!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our branch provides ATM access for withdrawals and balance checks at any time. For quick transactions such as deposits or simple withdrawals, our basic drive-thru service ensures that you won't have to leave your car.

Business Banking

If you run a business, Community Choice has got you covered too! Our business banking services, including merchant services and business loans, are designed to help you manage cash flow and grow your enterprise.

Convenient Digital Banking

We understand that convenience is key in today's fast-paced world. That's why we offer robust online and mobile banking platforms that allow you to manage your finances anytime, anywhere. With features like mobile payments, person-to-person transfers, and e-statements, accessing your accounts has never been easier.

Personal Banking

Our personal banking services are crafted with you in mind. Open a checking or savings account that fits your lifestyle and helps you reach your savings goals. If you're in the market for a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We also offer mortgage loans and refinancing to assist you in purchasing your dream home or lowering your existing payments. For those unexpected expenses, our personal loans and debt consolidation solutions can provide the financial relief you need. Plus, don't forget about our credit cards with rewards, which let you earn points on everyday purchases.

Shared Branch Transactions

As part of our commitment to community banking, we also facilitate basic shared branch transactions. This means if you're a member of partner credit unions, you can easily make deposits and withdrawals at our location. At Community Choice in Commerce City, CO, we're dedicated to providing all the financial services you need under one roof while ensuring easy access through our digital platforms. If you're interested in learning more about how we can help you achieve your financial dreams, please give us a call at 303-287-8025 or visit us online at communitychoicecu.com. We're excited to be part of your journey towards better banking!

Digital & Online Banking

Key Features of Our Online Services

Our online banking services allow you to view your balances, transfer funds, and pay bills without stepping foot in the branch. You can also enjoy the added benefit of e-statements, which give you instant access to your financial statements while helping you go paperless. For those who prefer mobile banking, our mobile application makes it simple to manage your money on the go. If you're ever in need of quick cash or want to share expenses with friends or family, our person-to-person transfer feature lets you send money directly from your account without hassle. Plus, with support for mobile payments, you can easily make transactions using your smartphone.

Security and Accessibility

Your security is our top priority. That's why we offer electronic signature authorization for safe and secure transactions right from your home or on the move. You can feel confident knowing that your personal information is protected while using any of our digital services. Managing your finances shouldn't be complicated. At Community Choice, we strive to provide user-friendly tools that empower you to take control of your financial life effortlessly. Whether it's checking balances or making payments, everything is at your fingertips. Join us today and experience the ease of modern banking with Community Choice!

Financial Strength

Efficient Operations

Our financial performance is reflected in our $0, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $10,614,560 in share certificates and $25,421,937 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Your Future

With $8,533,296 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is evident as we have $1,343 in used auto loans and $48,092,521 in total loans and leases, supporting your financial goals across various sectors.

Solid Foundation

With a net worth of $13,999,199, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,421 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnerships

Total Share and Deposit Accounts: 11,967, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, demonstrating our ability to meet your borrowing needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 6921 E 72Nd Ave Commerce City Co 80022 or call (303) 287-8025 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,056,753 in used vehicle loans and $3,853,247 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to make your car-buying experience smooth and affordable.

Credit Lines

For those looking for additional flexibility in their finances, we provide access to credit lines totaling $58,000,000. This option allows members to borrow what they need when they need it without the hassle of applying for a traditional loan each time. If you're interested in any of these loan products or would like information on refinancing or eligibility options available at Community Choice, please don't hesitate to reach out. Our team is ready and willing to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come visit us today and explore how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $14,272,298, providing flexible terms to fit your needs. Whether you're buying your first home or looking to refinance an existing mortgage, we're here to help guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $763,342 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you as you spend.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can feel confident knowing they are comparing rates that reflect current market conditions.

COMMUNITY CHOICE CREDIT UNION