Community Choice Marshalltown IA Credit Union | Quick Personal Loans & Auto Financing

Introduction

Welcome to Community Choice, your trusted partner in financial well-being right here in Marshalltown, Iowa. Located at 10 Lafrentz Ste 300, Marshalltown, IA 50158, our credit union has been serving the community since 1953. With a strong commitment to member satisfaction and community support, we have grown to serve over 51,293 members and manage assets totaling an impressive $790,827,925. At Community Choice, we pride ourselves on offering personalized banking solutions that meet the diverse needs of our members. Whether you're looking for a checking account, auto loans, or mortgage financing, we have options tailored just for you. Our total deposits amount to $29,652,862, ensuring that your money is secure and working for you. While our main branch is located in Marshalltown, please note that official correspondence should be directed to our mailing address at 6163 NW 86th St, Johnston, IA 50131. We understand the importance of accessibility; that's why we also provide a range of online and mobile banking services to make managing your finances convenient and straightforward. Our leadership team is dedicated to fostering a community-focused environment. Under the guidance of CEO Josh Cook and Board President Randy Dickey, we aim to create lasting relationships with our members based on trust and reliability. With a robust net worth of $97,286,239 and cash reserves exceeding $11,358,532, you can feel confident knowing that your financial future is secure with us. Our experienced team of 177 employees is always ready to assist you with any questions or concerns. Ready to take the next step in your financial journey? Visit us at our Marshalltown branch or give us a call at 515-334-8100. We look forward to helping you achieve your financial goals! For more information about our services and offerings, check out our website at Community Choice.

Branch History & Mission

Commitment to Community

Community Choice actively engages in various outreach programs aimed at supporting local initiatives. From financial education workshops to partnerships with local organizations, we strive to make a difference beyond banking. We recognize that strong communities create strong futures. Our branch embraces digital advancements while ensuring ADA compliance so that all members have equal access to our services. With one ATM available on-site and no drive-thru service currently offered, we focus on providing a welcoming environment where you can receive personal attention from our dedicated team. As we look forward to the future, we invite you to join Community Choice. Experience firsthand the benefits of being part of a credit union that values its members and community deeply. Together, let's create a brighter financial future! For more information or to get started with us today, please call us at 515-334-8100 or visit our website.

Our Mission

At the heart of Community Choice lies our mission: to empower individuals and families through exceptional financial services while making a positive impact on the communities we serve. We believe that everyone deserves access to quality financial products and personalized support. Our goal is not just about transactions; it's about building relationships that foster growth and security for our members. We offer a wide range of services including personal banking (checking and savings accounts), auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Additionally, we provide online and mobile banking options to ensure that our members can manage their finances conveniently anytime, anywhere.

Branch Location & Accessibility

Operating Hours

At Community Choice, we value your time. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM. If you need assistance on Saturdays, our drive-thru service is open from 9:00 AM until noon. Feel free to stop by during these hours we're always happy to help!

Parking and Accessibility

We know how important it is for our members to have easy access to our services. That's why we offer ample parking right outside our branch. Our facilities are designed with accessibility in mind, featuring ramps and ADA-compliant features so everyone can visit us comfortably.

Services Offered

We provide a variety of services that cater to your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, you can trust us for reliable financial solutions. Plus, with ATM availability right at our location, cash withdrawals and balance checks are quick and simple. If you have any questions or need assistance, don't hesitate to give us a call at 515-334-8100. Our dedicated team is ready to assist you! We invite you to visit Community Choice today and discover how we can help make your banking experience exceptional.

Member Eligibility

Becoming a member of Community Choice is like stepping into a warm, welcoming community where your financial needs are prioritized. If you live, work, or worship in the area, or if you have family who are already members, you're likely eligible to join us! Our members enjoy a range of benefits including personalized service and competitive rates on loans and savings. It's easy to start your journey with us just stop by our branch at 10 Lafrentz Ste 300 Marshalltown Ia 50158, give us a call at (515) 334-8100, or visit our website for more information on how to open an account. For detailed eligibility criteria, feel free to check out this resource where you'll find all the information you need. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a reliable partner by your side as you process payments and manage transactions. Our merchant services offer practical solutions that simplify your day-to-day operations, allowing you to focus on what matters most growing your business. Located at 10 Lafrentz Ste 300 Marshalltown Ia 50158 in Marshalltown, IA, we're here to help you thrive. Give us a call at (515) 334-8100 or visit us today to explore how our business banking and commercial services can elevate your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $190 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $111,486,774, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our Business Banking services include Merchant Services & Business Loans designed to help your venture thrive. Whether you're just starting out or looking to expand, we have financing solutions tailored specifically for businesses.

Credit Options and Rewards

Credit cards can be a valuable tool when used wisely. That's why we offer Credit Cards with Rewards, allowing you to earn points for every purchase you make. These points can be redeemed for travel, merchandise, or even cashback making your spending work harder for you.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we prioritize technology in our offerings. Our robust Online & Mobile Banking platforms allow you to manage accounts from anywhere at any time. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with features like ATM & Cash Withdrawal Services, accessing your money is never a hassle just find an ATM near you!

Personal Banking Solutions

Navigating personal finances can be challenging, but at Community Choice, we make it simpler. We offer Checking & Savings Accounts that cater to all lifestyles whether you need a basic account for everyday transactions or a high-yield savings option for your goals. If you're dreaming of a new car or need repairs on your current vehicle, our Auto Loans & Vehicle Financing options come with competitive rates and flexible terms to fit your budget. For those considering home ownership or refinancing, our Mortgage Loans & Refinancing services are designed to help you secure the best rates available. Additionally, if you're facing unexpected expenses or wish to consolidate existing debt, our Personal Loans & Debt Consolidation options can provide the necessary funds with manageable repayment plans.

Your Community Partner

Located at 10 Lafrentz Ste 300 Marshalltown IA 50158, we welcome you to visit us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. If you have questions or need assistance choosing the right service for you, don't hesitate to reach out by calling us at 515-334-8100. At Community Choice, we're more than just a credit union we're your partner in achieving financial success. Explore our services today and see how we can help improve your financial health! Visit us online at Community Choice for more information.

Digital & Online Banking

Key Features

Our online banking platform is easy to navigate and available 24/7 at https://www.ccu.org/. Whether you need to check your balance, transfer funds, or pay bills, you can do it all from the comfort of your home or on the go. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free no more printing or mailing! For those who prefer going paperless, we provide e-statements that allow you to view your account statements digitally. This not only saves trees but also keeps your financial information organized and accessible at all times.

Mobile Banking Convenience

Stay connected with our mobile application! Available for both Android and iOS devices, it empowers you to manage your money right from your pocket. You can make mobile payments easily, ensuring that you're always ready for transactions without the need for cash. And if you want to send money to friends or family instantly, our person-to-person transfer feature has got you covered. With secure logins and robust encryption technology, we prioritize the safety of your information while providing these user-friendly features. Our goal is to ensure that managing your finances feels effortless and secure. Join us at Community Choice today and take full advantage of our digital banking services!

Financial Strength

A Strong Foundation

With a net worth of $97,286,239, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

As a sign of our growing member base that trusts us with their finances, we boast a total of 100,557 share and deposit accounts. Net Shares available for lending and investments stand at $2,716,251, reinforcing our capability to support your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 10 Lafrentz Ste 300 Marshalltown Ia 50158 or call (515) 334-8100 to learn more about how we can help you achieve your financial goals.

Member Savings and Security

Members' savings are secured through $98,413,853 in share certificates and $118,824,197 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,167,406, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $3,273,109. This allows us to keep offering competitive loan rates and solid financial products tailored for you. We also take pride in having 173 full-time employees and 4 part-time employees ready to assist you with knowledgeable service.

Reinvestment for Growth

With $63,061,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $9,941 in used auto loans and $654,935,950 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $140,433,471 in used vehicle loans and $33,359,909 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options that can work for you.

Business Financing

For business owners, our outstanding commercial loans totaling $111,486,774 provide the capital needed to grow and expand. We understand the challenges of running a business and offer tailored solutions that can help you thrive in today's marketplace.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $87,583,578, make buying or refinancing simple. We provide competitive rates and flexible terms to help turn your dream of owning a home into reality.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, our team is here to guide you through the process. We provide personalized consultations to assess your current financial situation and determine eligibility for better rates or terms. Whether you're ready to apply or just have questions about our loan offerings, we're here for you! You can reach us at (515) 334-8100, or visit us at 10 Lafrentz Ste 300 Marshalltown IA 50158 during our lobby hours from Monday to Friday from 9:00 AM - 5:00 PM and Saturday from 9:00 AM - 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Community Choice, we're committed to helping you find the right financial solution for your needs.

Unsecured Credit Card Loans

Managing everyday expenses is important for financial stability. We also offer flexible terms on unsecured credit card loans, with a total of $32,922,063 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to enhance your spending power while keeping your budget intact.

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COMMUNITY CHOICE CREDIT UNION - Marshalltown, IA

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