Community Choice Grimes IA Credit Union | Quick Personal Loans & Auto Financing

Introduction

Welcome to Community Choice, your trusted partner in financial well-being located at 1895 SE Grimes Blvd, Grimes, IA 50111. Since our establishment in 1953, we have been dedicated to serving our vibrant community with personalized banking solutions. With a robust membership of over 51,000 individuals and total assets amounting to an impressive $790,827,925, we pride ourselves on being more than just a financial institution; we are your neighbors committed to your success. At Community Choice, we believe in empowering our members through sound financial products and services. Whether you're looking for checking and savings accounts, auto loans, or business financing options, we have tailored solutions designed to meet your unique needs. Our total loans exceed 34,234, reflecting our dedication to helping you achieve your financial goals. Our leadership team, guided by CEO Josh Cook and Board President Randy Dickey, is passionate about ensuring that every member receives the care and attention they deserve. We operate with a strong net worth of $97,286,239, which showcases our stability and reliability as a credit union. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1895 SE Grimes Blvd, Grimes, IA 50111. For any inquiries or assistance, don't hesitate to reach out at (515) 334-8100. Join us at Community Choice today where every decision is made with your best interests at heart! Explore our services further on our website: www.ccu.org. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Innovation

As we continue to grow and evolve, we embrace technological advancements that make banking easier for you. Our digital services include online banking and mobile payments for seamless transactions anytime and anywhere. We are also proud to be ADA compliant, ensuring that all members can access our services comfortably.

Join Us!

We invite you to experience the benefits of membership at Community Choice. Whether you're looking for a new checking account or seeking advice on loans and financing options, we are here for you every step of the way. Visit us today at our Grimes branch or call us at 515-334-8100 for more information on how we can help you thrive financially! Join Community Choice where your financial future meets community spirit!

Our Journey

Community Choice started with a small group of visionaries who believed in the power of cooperative banking. Over the years, we have expanded significantly, now serving over 51,000 members and managing total assets of nearly $791 million. Our success is a testament to our commitment to providing exceptional financial services while ensuring that every member feels valued and supported. Situated at 1895 SE Grimes Blvd, Grimes, IA 50111, our branch is conveniently located near local landmarks and easily accessible for all. We invite you to visit us during our operating hours from 9 AM to 5 PM on weekdays. If you need to send official correspondence, please address it to our mailing address: 1895 SE Grimes Blvd, Ste 102, Grimes, IA 50111.

Our Mission

At Community Choice, our mission goes beyond just offering financial products; we aim to empower our members and uplift our community. We provide a wide range of services including personal banking accounts, auto loans, mortgage options, business banking solutions, and much more all designed with your needs in mind. Our focus is not only on helping you achieve your financial goals but also on making a positive impact in Grimes. We actively engage in community outreach efforts and partner with local organizations to support various initiatives that enhance the quality of life for everyone in our area.

Branch Location & Accessibility

Convenient Access and Parking

At the Grimes Unbanking Center, we prioritize your ease of access. There's ample parking available right outside our doors, ensuring that you can pop in without any hassle. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps to help everyone feel welcome and comfortable during their visit.

Operating Hours

We understand that life can get busy, which is why our lobby hours are set to accommodate your schedule. You can visit us from Monday through Friday between 9 AM and 5 PM. Whether you need assistance with personal banking services or have questions about loans, our friendly staff is ready to assist you during these hours.

Services Offered

At Community Choice, we offer a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks anytime you need it. While members can visit us at 1895 SE Grimes Blvd, official correspondence should be sent to the same address. If you have any questions or want more information about our services, don't hesitate to give us a call at 515-334-8100. We look forward to welcoming you to the Community Choice Grimes Unbanking Center! Visit us soon and discover how we can help with all your banking needs.

Member Eligibility

At Community Choice, we believe that everyone deserves access to a supportive financial community. Joining us is easy and welcoming! If you live, work, or attend school in our area, you're likely eligible to become a member. We embrace individuals from all walks of life, so whether you're new to banking or looking for a change, you'll find a home here with us. Becoming a member not only grants you access to a variety of financial products and services but also connects you to a community that genuinely cares about your financial well-being. To start your journey with Community Choice, simply visit us at our branch located at 1895 Se Grimes Blvd Grimes Ia 50111 or give us a call at (515) 334-8100. For more detailed information about eligibility requirements, feel free to check out our resource page here. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $190 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $111,486,774, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine seamlessly processing payments while focusing on what you do best running your business. With our tools, you can accept payments easily and efficiently, allowing you to keep your customers happy and coming back for more. Visit us at 1895 Se Grimes Blvd Grimes Ia 50111 in Grimes, IA or call us at (515) 334-8100 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer comprehensive Business Banking services, including Merchant Services & Business Loans. Running a business comes with its own set of challenges, and having the right financial partner can make all the difference. Let us assist you in streamlining your operations while providing the financial support needed for growth.

Convenient Access Anytime

We believe in making banking convenient for everyone. With our robust Online & Mobile Banking features, accessing your accounts has never been easier. Plus, take advantage of our ATM & Cash Withdrawal Services available throughout the area for easy cash access whenever you need it. At Community Choice, we pride ourselves on being more than just a credit union; we are your partners in achieving financial wellness. Ready to explore how we can help? Visit us at Grimes Unbanking Center, call us at (515) 334-8100, or stop by our branch today! Your journey toward better banking starts here.

Home Financing Options

Thinking about buying a home? Our Mortgage Loans & Refinancing services provide various options tailored to fit your budget and lifestyle. Whether it's your first home or an investment property, our knowledgeable team will guide you through the process, ensuring you feel confident every step of the way.

Personal Banking Made Easy

Whether you're looking to open a checking account, save for a big purchase, or manage day-to-day expenses, our Personal Banking services have got you covered. We offer tailored Checking & Savings Accounts that cater to different financial goals. Imagine effortlessly managing your money with online and mobile banking tools, which allow you to check balances, transfer funds, and pay bills from the comfort of your home or on-the-go.

Personal Loans for Life’s Unexpected Moments

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. Whether you need funds for medical bills or want to consolidate high-interest debt into one manageable payment, we're here to help you navigate those challenges smoothly.

Rewarding Credit Card Choices

Looking for a credit card that rewards you? Our Credit Cards with Rewards are designed with you in mind, offering benefits that suit your spending habits. Enjoy earning points on everyday purchases while maintaining control over your finances.

Vehicle Financing Solutions

If you're planning to buy a new car or refinance your existing vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. We understand that purchasing a vehicle is a significant investment. Our competitive rates and flexible terms help ensure you get the best deal possible without adding unnecessary stress.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! With e-statements available, you can view your account statements electronically whenever you need them. This not only keeps your information organized but also helps the environment. Need to make payments? Our mobile payments feature allows you to pay bills and send money easily using your smartphone. And if you prefer managing everything from an app, our mobile application puts all these features right in your pocket.

Online Banking Services

With our 24/7 online banking services available at https://www.ccu.org/ , you can access your accounts anytime, anywhere. From checking your balance to transferring funds, all it takes is a few clicks. Plus, enjoy the peace of mind that comes with secure online transactions. Our electronic signature authorization makes signing documents simple and safe, so you can complete important tasks without visiting the branch.

Person-to-Person Transfers

Sending money to friends or family? Our person-to-person transfer service makes it quick and hassle-free. Whether it's sharing the cost of dinner or sending a birthday gift, you can do it instantly from your mobile device. At Community Choice, we prioritize making banking as accessible as possible for our members. Explore all our digital offerings today and experience how easy managing your finances can be!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 100,557, showing a strong and growing member base that trusts us with their finances. Our net shares stand at $2,716,251, providing additional funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 1895 Se Grimes Blvd Grimes Ia 50111 or call (515) 334-8100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $63,061,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident as we currently have $9,941 in used auto loans and $654,935,950 in total loans and leases. This robust lending capacity supports our members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $98,413,853 in share certificates and $118,824,197 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,167,406, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $5,519,713, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $97,286,239, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

We also offer personal loans and debt consolidation options if you're looking for ways to manage your existing debt more efficiently. If you're considering refinancing any existing loans or want to explore eligibility options for any of our products, our friendly team is here to help clarify your choices. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Community Choice, we believe everyone deserves access to quality financial services that cater to their needs. Come visit us today at our Grimes branch or give us a call; we're excited to assist you!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $140,433,471 in used vehicle loans and $33,359,909 in new vehicle loans already helping members get on the road. Whether you're buying a brand-new vehicle or a reliable used one, we've got you covered.

Business Loans

For business owners looking for funding solutions, our outstanding commercial loans amounting to $111,486,774 provide the capital needed for growth and expansion. We are committed to supporting local businesses by offering tailored lending solutions that meet their unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $87,583,578. Our knowledgeable staff can guide you through every step of the process.

Unsecured Credit Card Loans

Managing finances effectively is easier with our flexible terms on unsecured credit card loans. We have provided a total of $32,922,063 in these loans to help members navigate their expenses without the burden of collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons through a transparent sourcing process. Loan data on LendMesh is gathered directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data means that users receive fair and transparent offers, allowing them to make well-informed decisions.

Benefits of Using LendMesh

Using LendMesh comes with several key advantages: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from various institutions, enabling them to compare options effectively and choose the best fit. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COMMUNITY CHOICE CREDIT UNION