Community Choice Clive IA Credit Union

Introduction

Welcome to Community Choice, your trusted financial partner located at 1351 NW 114th St, Clive, IA 50325. Since our establishment in 1953, we have been dedicated to serving our members with integrity and care. With a strong community presence and a commitment to helping you achieve your financial goals, we pride ourselves on fostering relationships built on trust. At Community Choice, we understand that your financial needs are unique. That's why we offer personalized services tailored to our 51,293 members. Our robust financial standing is reflected in our impressive total assets of $790,827,925 and total deposits amounting to $29,652,862. We also maintain a healthy net worth of $97,286,239, ensuring stability for all our members. Led by our CEO Josh Cook and Board President Randy Dickey, our dedicated team of 177 employees is here to support you every step of the way. Whether you're looking for loans or savings options, our total loans and leases exceed 34,234, showcasing our ability to provide the resources you need. While members can visit us at 1351 NW 114th St, official correspondence should be sent to our mailing address: 1351 NW 114th St., Clive, IA 50325-7066. If you have any questions or need assistance, feel free to reach out to us at (515) 225-8225 during our operating hours from 9 AM to 5 PM on weekdays and 9 AM to 12 PM on Saturdays. We invite you to explore all that Community Choice has to offer by visiting us online at comchoicecu.org. Join us as we continue making a positive impact in the Clive community!

Branch History & Mission

Welcome to the heart of community support and financial empowerment Community Choice in Clive, IA. Since opening our doors in 1953, we have dedicated ourselves to serving our members and the local community with integrity and compassion. With a strong membership base of over 51,293, we take pride in being a trusted partner on your financial journey. Located at 1351 Nw 114Th St Clive Ia 50325, our branch is easily accessible, nestled within a vibrant neighborhood that fosters connection and support. Whether you are visiting for a loan consultation or simply stopping by to learn more about our services, you will find a welcoming atmosphere here. Our mission is simple yet profound: to provide exceptional financial services while uplifting our community. We believe in empowering individuals with the tools they need to achieve their financial goals. From personal loans to savings accounts, we offer a range of products designed with your needs in mind. Our commitment goes beyond just banking; we actively engage in community outreach, supporting local initiatives that create positive change. As we've grown over the years, so has our ability to serve you better. With total assets reaching $790,827,925, we have invested in modern solutions that make banking easier and more efficient for everyone. We are proud to offer services like online banking, mobile payments, and e-statements, ensuring that your banking experience is convenient and user-friendly. While our physical branch provides essential services, including access during our operating hours of 9 AM to 5 PM from Monday to Friday and 9 AM to 12 PM on Saturday, we also recognize the importance of digital accessibility. Although we currently do not have ATM or drive-thru services available, we're committed to finding innovative ways to enhance your experience. At Community Choice, we understand that relationships matter. This is why we cultivate partnerships within our community and focus on understanding the unique needs of each member. Our team is dedicated to providing personalized service that makes you feel valued every step of the way. If you're ready to join a credit union that prioritizes your financial well-being and invests back into the community, come visit us at 1351 Nw 114Th St Clive Ia 50325 or reach out at (515) 225-8225. Together, let's build a brighter financial future!

Branch Location & Accessibility

Easy Access and Parking

Our branch is designed with accessibility in mind. We have ample parking available, including spots that are accessible for those with mobility challenges. You'll find ADA-compliant features throughout the building, ensuring everyone can navigate comfortably.

Get in Touch

If you have any questions or need more information before visiting us, don't hesitate to call us at 515-225-8225. We look forward to welcoming you into our branch soon! Your financial journey matters to us at Community Choice, and we can't wait to assist you every step of the way.

Operating Hours

We know your time is valuable! That's why our lobby hours are set from 9 AM to 5 PM on weekdays, with Saturday hours from 9 AM to noon. Feel free to drop by during these times; our friendly team is ready to assist you!

Services Offered

At Community Choice, we strive to offer essential services that cater to your banking needs. While we currently provide ATM services only, our dedicated staff is always available to help you with inquiries regarding loans or accounts. Unfortunately, we do not have drive-thru banking or shared service centers at this location.

Member Eligibility

At Community Choice, we believe that everyone deserves a place in our supportive community. Becoming a member is straightforward and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We're here to empower you with financial solutions tailored to your needs, whether you're saving for your first home or planning for retirement. To explore detailed eligibility criteria, please visit this link. Ready to open an account? The process is simple! Just give us a call at (515) 225-8225 or stop by our friendly branch located at 1351 Nw 114Th St Clive Ia 50325. Our team is eager to assist you every step of the way and answer any questions you might have about becoming a valued member of Community Choice. Join us today and experience the benefits of membership firsthand!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $190 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $111,486,774, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and improve cash flow. Imagine having a seamless payment system that allows you to focus more on running your business rather than worrying about the logistics of payments. Our solutions can integrate easily into your operations, making it easier for you to serve your customers efficiently. Located at 1351 Nw 114Th St Clive Ia 50325 in Clive, IA, we're dedicated to empowering local businesses like yours. If you're ready to take your business to the next level, contact us today at (515) 225-8225!

Comprehensive List Of Services

Community-Focused Approach

At Community Choice, we believe in giving back to our community. We not only provide financial services but also engage in local events and programs that support community development. When you choose us as your financial partner, you're supporting a credit union that cares about the well-being of its members and the surrounding area.

Convenient Access Anytime

With our commitment to modern technology, accessing your accounts has never been easier. Our mobile application offers features like e-statements and electronic signature authentication for safe and efficient banking transactions. You can feel confident knowing that your financial information is protected while still enjoying easy access whenever you need it. If you're interested in learning more about how Community Choice can support your financial journey, don't hesitate to reach out! Give us a call at (515) 225-8225 or visit us at 1351 Nw 114Th St Clive Ia 50325. Our friendly staff is always ready to assist you with any questions or concerns. We look forward to helping you achieve your financial goals!

Everyday Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer essential services like ATM access, which allows you to withdraw cash and check your account balance easily. Our digital banking features ensure that you can manage your accounts from the comfort of your home or on the go. With online banking, mobile payments, and person-to-person payment options, you can handle transactions quickly and securely without any hassle.

Personalized Loan Options

For those considering making significant purchases or investments, our loan services cater to your needs. While we offer a variety of loans, including auto loans, personal loans, and mortgages, our primary focus is on providing options that fit your financial situation best. Our team is ready to guide you through the loan application process, ensuring you understand every detail along the way.

Digital & Online Banking

At Community Choice, we know that managing your finances should be easy and secure, no matter where you are. That's why we offer a range of digital and online banking services designed to keep you in control of your money 24/7. With our Online Banking portal, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. And if you prefer using your smartphone, our mobile application makes it even easier to manage your finances on the go. You can also take advantage of mobile payments, allowing you to make purchases with just a tap on your device. We understand that security is a top concern for our members. That's why we use electronic signature authorization to keep your transactions safe and secure. Plus, with e-statements available, you can stay organized and environmentally friendly by going paperless. Need to send money quickly to a friend? Our person-to-person transfer feature allows you to do just that without any hassle. It's all about making banking convenient for you. At Community Choice, we're committed to providing user-friendly services that give you real-time access to your accounts while ensuring security at every step. So whether you're at home or out and about, managing your finances has never been easier!

Financial Strength

Growing Member Base

With total share accounts reaching 100,557, it's clear that more people trust us with their finances every day. This growth reflects our dedication to providing exceptional service and support tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 1351 Nw 114Th St Clive Ia 50325 or call (515) 225-8225 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $98,413,853 in share certificates and $118,824,197 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,167,406, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $3,273,109, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $63,061,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $9,941 in used auto loans and $654,935,950 in total loans and leases; this capacity supports members' financial goals across various sectors.

Solid Foundation

With a net worth of $97,286,239, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $140,433,471 in used vehicle loans and $33,359,909 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $111,486,774 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we're here to support you every step of the way. At Community Choice located at 1351 Nw 114Th St Clive Ia 50325, we're dedicated to helping our members thrive financially. If you have questions about eligibility or want to learn more about any of these loan products, feel free to reach out at 515-225-8225. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Together with our experienced team and comprehensive offerings, we look forward to being your trusted partner in achieving your financial aspirations!

Credit Lines

For those needing additional flexibility in their spending, our credit lines offer an excellent solution. With a total of $176,010,545 available across various lines of credit, you can take control of your finances without worrying about high interest rates. This option is particularly useful for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $87,583,578, make buying or refinancing simple. We have flexible terms and competitive rates that can help you secure the home you've always wanted. Plus, if you're considering refinancing your current mortgage, we can assist you with that as well.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $32,922,063 in loans helping members manage their finances effectively. These credit card options come with no collateral requirement and are perfect for those looking to build or rebuild their credit score while enjoying convenient access to funds.

Loan Aggregator

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COMMUNITY CHOICE CREDIT UNION - Clive, IA

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