Community Choice Ankeny IA Credit Union

Introduction

Welcome to Community Choice, your trusted financial partner in Ankeny, Iowa! Located at 2710 S Ankeny Blvd, we have been serving our community since 1953. With a strong commitment to our members, we proudly support over 51,000 individuals and families in achieving their financial goals. Whether you're looking for personal loans, savings accounts, or other financial services, you can count on us to deliver tailored solutions that meet your needs. At Community Choice, we understand the importance of financial stability. That's why we manage total assets of $790,827,925, ensuring that our members' funds are secure and accessible. Our total deposits stand at $29,652,862, reflecting the trust our members place in us. With a net worth of $97,286,239 and cash in hand totaling $11,358,532, we are well-equipped to provide you with competitive rates and exceptional service. Under the leadership of our dedicated CEO, Josh Cook, and Board President, Randy Dickey, our team of 177 employees is here to assist you every step of the way. We value community engagement and strive to make a positive impact through various initiatives and outreach programs. While members can visit us at our branch address for personalized service, official correspondence should be sent to the same location. If you have any questions or need assistance, don't hesitate to reach out at 515-251-8020. We invite you to explore more about what we offer by visiting our website at Community Choice. Join us today and experience the difference with Community Choice! Your financial journey starts here.

Branch History & Mission

Join Us Today!

With operating hours from 9 AM to 5 PM on weekdays and 9 AM to 12 PM on Saturdays, we're here when you need us most. Although we currently do not offer ATM or drive-thru services at this location, our commitment remains steadfast: providing exceptional service tailored to your needs. We invite you to experience the benefits of being part of Community Choice. Join us today and discover how we can support your journey toward financial success! For more information or inquiries, feel free to call us at 515-251-8020 or visit our website at Community Choice.

Our Journey

Community Choice started with a simple vision: to provide accessible financial services that empower individuals and families. From our humble beginnings, we have evolved significantly while staying true to our mission of enhancing the financial well-being of our members. We've embraced technological advancements to offer online banking, mobile payments, and electronic signatures, ensuring that our services are convenient and user-friendly for everyone. Over the decades, we've maintained strong community ties by engaging in various outreach initiatives. We believe that giving back is just as important as providing excellent financial services. Through partnerships with local organizations and participation in community events, we strive to make a positive impact in Ankeny and the surrounding areas.

Our Mission

At Community Choice, our mission is simple yet profound: to be a reliable partner in your financial journey while fostering a strong sense of community. We aim to provide not just banking services but also support systems that help you achieve your personal and financial goals. Whether it's through offering competitive loan rates or helping you save for the future, we are here for you every step of the way. While members can visit us at 2710 S Ankeny Blvd, official correspondence should be sent to 2710 S Ankeny Blvd, Ankeny, IA 50023-8269 if needed.

Branch Location & Accessibility

Additional Services

While we do not have ATM or drive-thru services available at this location, our team is here to assist with all your banking needs right inside the branch. We aim to provide exceptional service whether you're opening an account, applying for a loan, or simply asking questions about your finances. If you need to send official correspondence, please note that while members can visit us at our branch address, mail should be directed to the same address: 2710 S Ankeny Blvd, Ankeny, IA 50023-8269.

Branch Features and Accessibility

At Community Choice, we prioritize making banking easy for you. Our branch features ample parking and is designed with accessibility in mind, including ADA-compliant ramps and entrances. If you need assistance, our friendly staff is always ready to help you navigate your banking needs. For those who prefer online options, we offer a variety of digital services that allow you to manage your finances from anywhere. However, if you enjoy the personal touch of face-to-face banking, we invite you to visit us during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM.

Call to Action

We invite you to come see us at Community Choice! Whether you're looking for financial advice or just want to learn more about what we offer, we're here for you. Feel free to give us a call at 515-251-8020 if you have any questions before your visit. We can't wait to help you achieve your financial goals!

Member Eligibility

At Community Choice, we believe that becoming a member is more than just opening an account it's about joining a community that supports you. If you're wondering whether you can join us, the good news is that eligibility is quite inclusive! Typically, anyone who lives, works, worships, or attends school in our local area is welcome to apply. This means your friends and family might also qualify, creating even more opportunities for support and shared benefits. Plus, when you become a member of Community Choice, you gain access to personalized financial services designed to help you thrive. For more specific eligibility details. Ready to take the next step? Opening an account is straightforward and welcoming! You can easily start the process by visiting us at our branch located at 2710 S Ankeny Blvd Ankeny Ia 50023 or give us a call at (515) 251-8020. We're here to guide you through every step of your membership journey, ensuring you feel right at home with us.

Business Banking & Commercial Services

Practical Merchant Services

Imagine being able to accept payments effortlessly while focusing on what you do best running your business. Our merchant services provide the tools you need to manage transactions smoothly, ensuring that you can cater to customers without interruption. From point-of-sale systems to online payment options, we equip you with everything necessary for operational ease. Located at 2710 S Ankeny Blvd Ankeny Ia 50023 in Ankeny, IA, we're here to help your business thrive. Contact us at (515) 251-8020 for more information on how we can support your financial journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $190 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $111,486,774, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Community Focus

We pride ourselves on being more than just a credit union; we're a part of the Ankeny community. Our staff is committed to providing personalized service that makes you feel valued. Whether you're stopping by for a quick question or need assistance with setting up your accounts, our friendly team is ready to help.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Community Choice has embraced digital banking features that make managing your money easier than ever. With online banking and mobile payments available, accessing your account is just a few taps away. You can check balances, transfer funds, and even pay bills without having to visit the branch in person. Our user-friendly mobile application also lets you keep track of your finances on the go.

Get in Touch

If you're interested in learning more about how Community Choice can assist with your financial needs, don't hesitate to reach out! You can call us at (515) 251-8020 during our lobby hours from 9 AM to 5 PM on weekdays or visit us on Saturdays from 9 AM to 12 PM. We're excited to partner with you on your financial journey! For further details about our services or any inquiries, please visit our website at Ankeny. We look forward to serving you!

Personalized Banking Solutions

Understanding that every member has unique requirements, we offer tailored solutions that cater to various life situations. If you're saving for a new home or planning a family trip, our services can guide you through the process. We know how important it is to have reliable access to your funds, which is why we provide ATM services only. This means you can easily withdraw cash when you need it, ensuring that you are always prepared for life's little surprises.

Digital & Online Banking

Access Your Accounts Anytime

Our 24/7 online banking service allows you to check balances, pay bills, and transfer funds whenever it suits you. Simply visit https://www.ccu.org/ to get started. Whether you're at work, running errands, or relaxing at home, your financial information is just a click away.

Easy Mobile Banking

For those who prefer banking on the go, our mobile application makes it simple to manage your accounts from your smartphone. You can make mobile payments effortlessly and even set up person-to-person transfers to send money to friends and family in real-time. No more waiting in line or dealing with cash; everything you need is right in your pocket. In summary, at Community Choice, we're committed to providing you with user-friendly digital banking solutions that keep you connected to your finances while prioritizing security and accessibility. Experience the ease of managing your money with us today!

Safe and Secure Transactions

Security is our top priority. We offer electronic signature authorization for documents and transactions, ensuring that your information remains protected every step of the way. Plus, with features like e-statements available for all members, you can say goodbye to paper clutter while keeping track of your account activity securely online.

Financial Strength

A Trusted Partner for Your Finances

Net Shares (Funds available for lending and investments): $2,716,251. Total Share and Deposit Accounts: 100,557, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 2710 S Ankeny Blvd Ankeny Ia 50023 or call (515) 251-8020 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $98,413,853 in share certificates and $118,824,197 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,167,406, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $3,273,109, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 4 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $63,061,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is further illustrated by having $9,941 in used auto loans and $654,935,950 in total loans and leases, supporting members' financial goals across various sectors.

Strong Financial Health

With a net worth of $97,286,239, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Community Choice, we understand that life presents various financial needs, whether you're looking to purchase a new car, buy a home, or manage your everyday expenses. Our diverse range of loan products is designed to support you at every step of your financial journey. With over 34,234 loans issued, we've helped thousands of members achieve their financial goals. If you're considering buying a vehicle, our auto loans are an excellent option. We offer competitive rates, with $33,359,909 in new vehicle loans and $140,433,471 in used vehicle loans already helping our members hit the road confidently. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $87,583,578, making buying or refinancing straightforward and accessible. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans total $111,486,774, providing the capital needed to expand. We also recognize the importance of flexible financing solutions. That's why we offer unsecured credit card loans with a total of $32,922,063 in loans to help our members manage their finances effectively. Whether it's for unexpected expenses or planned purchases, we've got you covered. For those looking to refinance their existing loans or explore eligibility options for our various products, we are here to guide you through the process. Our knowledgeable team is ready to assist you with all your questions and help you find the best solution tailored to your needs. If you're interested in learning more about our loan offerings or if you'd like to discuss your specific financial situation, feel free to reach out! You can contact us at 515-251-8020 or visit us at 2710 S Ankeny Blvd Ankeny IA 50023. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards achieving your financial goals begins here at Community Choice!

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COMMUNITY CHOICE CREDIT UNION - Ankeny, IA

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