Community Choice Troy MI Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Community Choice, your trusted financial partner located at 30 E Long Lake Rd, Troy, MI 48085. Since our establishment in 1935, we've been dedicated to providing exceptional service and support to our growing community of over 113,986 members. Our commitment to your financial well-being is reflected not just in our services but also in our robust financial health, with total assets amounting to an impressive $1,846,015,557. At Community Choice, we understand that every member's financial journey is unique. That's why we offer a range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. With a total deposit base of $32,980,270 and a net worth of $169,785,215, you can trust us to safeguard your money while helping you achieve your financial goals. Our dedicated team of 429 employees, led by CEO Robert Bava and Board President Brian Wilson, is here to assist you every step of the way. Whether you're looking for advice on loans or simply want to chat about your options, we are ready to help. For any official correspondence, please note that while you can visit us at our branch location, you can also reach us through our mailing address: 30 East Long Lake Road, Troy, MI 48085. Ready to take the next step in your financial journey? Call us today at 877-243-2528 or visit our website at Community Choice for more information on how we can serve you better!

Branch History & Mission

Community Engagement

As part of our mission, Community Choice actively engages in various outreach initiatives aimed at supporting local organizations and causes. We partner with schools, charities, and community groups throughout Troy to promote financial literacy and provide resources where they are needed most. In addition to traditional banking services, we also embrace digital advancements like online banking and mobile payments for convenience. With ADA-compliant facilities and dedicated drive-thru services available during extended hours (Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 1 PM), we ensure accessibility for all members. While you can visit us at our physical location for all your banking needs, official correspondence should be sent to our mailing address: 30 East Long Lake Road, Troy, MI 48085.

Join Us

We invite you to become part of the Community Choice family! Experience firsthand how we can assist you in achieving your financial dreams while contributing positively to the community around us. For more information or to open an account today, please reach out at 877-243-2528 or visit our website at Community Choice. Together, let's make a difference!

Our Mission

At Community Choice, our mission is simple yet profound: to help our members achieve their financial goals while fostering a strong sense of community. We believe that everyone deserves access to affordable financial services that can enhance their quality of life. Whether it's helping families secure auto loans or offering personal banking solutions tailored to individual needs, we are dedicated to making a positive impact. We understand that financial well-being is about more than just transactions; it's about building relationships and trust. That's why we focus on providing personalized service and innovative solutions designed around your life. From our competitive mortgage loans to rewarding credit card options, we strive to offer products that fit your unique situation.

Branch Location & Accessibility

Convenient Access and Amenities

We offer ample parking to ensure your visit is hassle-free. Our branch is fully ADA compliant, featuring ramps and accessible entrances so everyone can feel welcome. Whether you prefer to conduct your transactions inside or use our drive-thru service for quick and easy access, we've got you covered! Our drive-thru hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM.

Get in Touch!

If you have any questions or want more information about our services, don't hesitate to give us a call at 877-243-2528. Our friendly team is ready to assist you! We invite you to visit us at Community Choice today you'll find that banking can be both personal and straightforward.

Operating Hours

Our lobby is open during convenient hours as well Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. We strive to make it as easy as possible for you to get the services you need when it suits you best.

Services Offered

Community Choice provides a variety of services tailored to meet your financial goals. From personal banking options such as checking and savings accounts to auto loans and mortgages, we're here for you every step of the way. Additionally, our ATMs are available around the clock for cash withdrawals and balance checks.

Member Eligibility

Joining the Community Choice family means becoming part of a caring community that supports your financial journey. At Community Choice, located at 30 E Long Lake Rd Troy Mi 48085, we welcome individuals who live, work, worship, or attend school in our service areas. This inclusive approach ensures that many can benefit from our personalized banking services and member-focused programs. Whether you're looking for savings accounts, loans, or financial guidance, being a member opens doors to great opportunities and resources tailored just for you. Getting started is simple! You can learn more about the specific eligibility criteria by visiting our website at https://www.communitychoicecu.com/become-a-member/ . If you're ready to take the next step and open an account with us, check out our easy application process at https://www.communitychoicecu.com/apply-for-a-loan/ . If you have any questions or need assistance, feel free to give us a call at (877) 243-2528 we're here to help!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having the tools you need to accept payments seamlessly and manage your cash flow effortlessly. Our merchant services offer just that. From credit card processing to online payment solutions, we help simplify transactions so you can focus on what you do best running your business. Located at 30 E Long Lake Rd Troy Mi 48085 in Troy, MI, we invite you to reach out to us at (877) 243-2528. Let's discuss how our business banking and commercial services can elevate your business today!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $822 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $169 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $294,785,559, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

We understand that businesses require unique financial solutions. That's why we offer robust Business Banking services that include everything from merchant services to business loans. Whether you're starting a new venture or managing an established company, we're here to support your growth.

Convenient Access and Support

At Community Choice, convenience is key. Our branch features basic Drive-Thru Banking for deposits and simple transactions, allowing you to handle banking tasks without leaving your car. For those who prefer cash transactions, our ATMs are available for quick withdrawals and balance checks. Our commitment doesn't stop there; we strive to make banking as accessible as possible. With features like Mobile Payments and person-to-person transfers available through our online platforms, managing your finances has never been easier.

Get In Touch!

Ready to explore what Community Choice can do for you? Give us a call at 877-243-2528 or visit us at our Troy location. Let us help you take the next steps towards achieving your financial goals today!

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts tailored to help you manage your day-to-day finances effortlessly. Imagine being able to check your balance or transfer money right from your phone using our Online & Mobile Banking features. With easy access to your accounts anytime, anywhere, handling your finances has never been more convenient. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can help get you on the road without breaking the bank. We provide competitive rates and flexible terms, making it easier for you to drive away in your dream car. Additionally, if you're thinking about buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services are here to guide you through every step of the process. For those moments when unexpected expenses arise, our Personal Loans & Debt Consolidation options can provide quick relief. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases that can lead to exciting benefits and discounts.

Digital & Online Banking

Key Features

With our online banking platform, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills right from your computer or mobile device. Plus, our electronic signature authorization feature allows you to sign documents quickly and securely without the hassle of printing or mailing. For those who prefer going paperless, we provide e-statements that are not only environmentally friendly but also help you keep track of your financial activity with ease. You can access your statements anytime through our online portal, ensuring you have all the information you need at your fingertips.

Mobile Banking on the Go

Our mobile application makes banking even more accessible. With features like person-to-person transfers and mobile payments, sending money to friends or making purchases is simple and fast. Just a few taps on your smartphone, and you're done! It's all about making everyday transactions as easy as possible.

Security Matters

Security is a top priority at Community Choice. We employ advanced security measures to protect your personal information and ensure safe transactions. You can bank with peace of mind knowing that we take every precaution to safeguard your data. In summary, our digital and online banking services empower you to manage your finances with flexibility and security. Explore all that we have to offer by visiting our website today! Whether it's day or night, we're here for you whenever you need us.

Financial Strength

Commitment to Growth

With $108,379,221 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we have $24,698 in used auto loans and $1,410,305,149 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is evident with a net income of $3,850,943, which allows us to continue providing competitive loan rates and solid financial products for our members. We also take pride in having 359 full-time employees and 70 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings

Members' savings are secured through $265,269,063 in share certificates and $9,908,026 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,795,310, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $169,785,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 232,533, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 30 E Long Lake Rd Troy Mi 48085 or call (877) 243-2528 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Financing Solutions

For business owners, our outstanding commercial loans totaling $294,785,559 provide the capital needed to grow and expand your business. Additionally, if you're interested in personal loans or debt consolidation options, we can guide you through the process. If you have any questions about eligibility or want to explore refinancing options for any of our products, don't hesitate to reach out! You can contact us at 877-243-2528 during our lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and see how Community Choice can support your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $400,991,845 in used vehicle loans and $64,878,643 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $109,019,829. These offerings make buying or refinancing simple and accessible for you. We also provide refinancing options to ensure you get the best possible rates.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $62,280,104 in loans helping members manage their finances effectively. With these cards, you can enjoy rewards while managing your everyday expenses.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that you receive fair and transparent offers. Each loan comparison is backed by reliable data, so you can trust the information presented.

COMMUNITY CHOICE CREDIT UNION