Community Choice Shelby Township MI Credit Union | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Community Choice, your trusted financial partner located at 14965 23 Mile Rd, Shelby Township, MI 48315. Since our establishment in 1935, we have been dedicated to serving our community and supporting our members' financial journeys. With a robust membership base of over 113,986 individuals, we are proud to offer a wide range of services tailored to meet your needs. At Community Choice, we understand the importance of financial stability and growth. Our total assets exceed an impressive $1.8 billion, reflecting our commitment to providing secure and reliable banking solutions. Whether you're looking for personal banking options, auto loans, or business financing, we've got you covered with $32,980,270 in total deposits and a strong portfolio that includes 72,894 loans and leases. Our team is led by CEO Robert Bava and Board President Brian Wilson, who share a vision of putting our members first. We employ a dedicated staff of 429 professionals ready to assist you with personalized service. You can reach us at 877-243-2528 during our lobby hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 14965 23 Mile Rd, Shelby Township, MI 48315-3009. Join us at Community Choice where your financial success is our priority! Explore more about how we can help you by visiting our website at Community Choice or call us today!

Branch History & Mission

Community Engagement

Our dedication to the community is evident through various partnerships and programs designed to uplift those around us. We believe that by investing in local initiatives and supporting charitable causes, we can create a brighter future for all residents. Additionally, we offer digital advancements such as online banking and mobile payments to ensure our services are accessible anytime and anywhere. With an ATM available at our branch and drive-thru banking options for quick transactions, we've made it easy for you to manage your finances efficiently. We are also proud of our commitment to ADA compliance so that all members of the community can access our services without barriers.

Join Us!

As we continue this journey together, we invite you to become part of the Community Choice family. Experience firsthand how we combine financial expertise with genuine care for our community. Visit us today or explore membership options at Community Choice. Let's work together towards achieving your financial dreams!

Our Mission

At Community Choice, our mission is simple yet powerful: We aim to empower individuals and families to achieve their financial goals through personalized banking solutions. Whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we strive to make banking accessible and beneficial for everyone. But our commitment goes beyond just financial products; we actively engage in community outreach initiatives that enhance the quality of life in Shelby Township and surrounding areas. While members can visit us at 14965 23 Mile Rd, official correspondence should be sent to our mailing address: 14965 23 Mile Rd, Shelby Township, MI 48315-3009. Our branch features convenient operating hours from Monday to Friday (9 AM - 5 PM) and Saturday (9 AM - 1 PM), making it easier for you to connect with us when you need assistance.

Branch Location & Accessibility

Convenient Access and Features

At our Shelby Township location, you'll find ample parking that makes visiting us a breeze. We're proud to be fully accessible, featuring ADA-compliant ramps and pathways for all members of our community. Whether you're stopping by for personal banking needs or business inquiries, our friendly team is here to assist you.

Operating Hours

We know your time is valuable! That's why our lobby hours are set for your convenience: we're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. If you need assistance outside these hours, feel free to reach out via phone at 877-243-2528 we're always happy to help!

Services Offered

At the Community Choice Member Center, we offer a range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we provide comprehensive options that can help you manage your finances effectively. For those on-the-go, we have ATM availability and drive-thru banking for quick deposits and withdrawals. While members can visit us at our branch address, official correspondence should be sent to 14965 23 Mile Rd, Shelby Township, MI 48315-3009. We invite you to stop by and discover how we can support your financial journey. Your community credit union is here for you come see us today!

Member Eligibility

At Community Choice, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to be part of a supportive community, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our local area. This means you can enjoy all the benefits we offer, from personalized service to competitive rates on loans and savings accounts. To get started on your journey with us, simply check out our detailed eligibility criteria at this link. Opening an account is straightforward and welcoming. We're here to guide you through the process so you feel right at home. You can find more information on how to open an account by visiting this page. If you have any questions or want to speak directly with us, don't hesitate to call at 877-243-2528. Our branch is conveniently located at 14965 23 Mile Rd, Shelby Township, MI 48315, and we're excited to help you take this important step towards financial empowerment!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $822 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $169 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $294,785,559, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine having a reliable partner that simplifies how you accept payments. Our merchant services provide tools that make it easy for customers to pay, whether they're using cash, card, or mobile payments. This means quicker transactions and satisfied customers. Located at 14965 23 Mile Rd Shelby Township Mi 48315, in the heart of Shelby Township, MI, we invite you to discover how Community Choice can empower your business with tailored financial solutions. Contact us at (877) 243-2528 to learn more!

Comprehensive List Of Services

Business Banking

For business owners, we understand that managing finances can be challenging. Our business banking services include merchant services and business loans designed to help you grow and succeed. Whether you're starting fresh or expanding an existing venture, we have resources available for every stage of your business journey.

Credit Cards

With our credit cards featuring rewards programs, you can earn points for every purchase. Whether it's for gas, groceries, or travel expenses, these rewards add up quickly and can be redeemed for exciting perks. Having a card that works for you is just one more way we support your financial journey.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Community Choice offers robust online and mobile banking services. You can easily check balances, transfer funds, and even make person-to-person payments all from the comfort of your home or while on the go. With 24/7 ATM access and drive-thru banking options available for simple transactions like deposits and withdrawals, managing your money has never been easier. We invite you to visit us or call us at 877-243-2528 to learn more about how our comprehensive list of services can meet your financial needs. Join us at Community Choice where every member counts!

Home Financing

If home ownership is your goal, look no further! We offer mortgage loans and refinancing solutions to help you secure the best possible deal on your new home or improve the terms of your existing mortgage. Our knowledgeable staff can guide you through the process so you can focus on what really matters making memories in your new space.

Personal Banking

Our personal banking options include checking and savings accounts tailored to fit different lifestyles. Need a safe place for your funds? Our accounts offer great interest rates and easy online access. For those looking to make a big purchase or consolidate debt, we provide auto loans and personal loans with competitive rates. Imagine driving away in your dream car or finally taking control of your finances with our debt consolidation options.

Digital & Online Banking

At Community Choice, we understand that convenience and security are vital in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With our secure online platform, you can access your accounts anytime, anywhere, providing you with the flexibility you need. One of the standout features is our online banking service, which allows you to check balances, pay bills, and transfer funds with just a few clicks. You'll have the power to manage your money in real-time, giving you peace of mind whether you're at home or on the go. Plus, our mobile application means that all these functions are right at your fingertips. Security is a top priority for us. We utilize electronic signature authorization for your transactions, ensuring that your information stays safe and sound. With options like e-statements available, you'll receive your account statements electronically no more paper clutter and quicker access to your financial details. Need to send money quickly? Our person-to-person transfers make it easy to send cash to friends or family without hassle. And if you're someone who enjoys using mobile payments, you'll be pleased to know that we support this feature as well. With 24/7 online banking services, you can take care of business whenever it suits you best. Whether you're making deposits through our app or checking your balance late at night, we've got you covered. Explore all these features and more by visiting us at https://www.communitychoicecu.com/ . Your financial journey is just a click away!

Financial Strength

Commitment to Growth and Innovation

With $108,379,221 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity as well; with $24,698 in used auto loans and $1,410,305,149 in total loans and leases, we support members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 232,533, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 14965 23 Mile Rd Shelby Township Mi 48315 or call (877) 243-2528 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member Savings and Investment Opportunities

Members' savings are secured through $265,269,063 in share certificates and $9,908,026 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,795,310, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,850,943 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 359 full-time employees and 70 part-time employees who are dedicated to providing personalized service. This ensures that our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $169,785,215, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $400,991,845 in used vehicle loans and $64,878,643 in new vehicle loans already helping members get on the road. We are committed to making the car-buying experience as smooth as possible. Additionally, if you're considering refinancing your current auto loan, we can help explore those options too.

Business Financing

For business owners, our outstanding commercial loans totaling $294,785,559 provide the capital needed to grow and expand. We understand that running a business requires access to funds when opportunities arise. That's why our dedicated business loan officers are ready to assist you in finding the right solution.

Conclusion

Whether you're looking for an auto loan, mortgage option, unsecured credit card loan, or commercial financing for your business needs, Community Choice has you covered. Our commitment is not just about providing loans; it's about empowering our members to take charge of their financial futures. For more information on how we can help you achieve your financial goals or to start the application process today, call us at 877-243-2528 or visit us at 14965 23 Mile Rd Shelby Township MI 48315. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $109,019,829, make buying or refinancing simple. Whether you're purchasing your first home or upgrading to accommodate a growing family, our team is here to guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $62,280,104 in loans helping members manage their finances effectively. These cards come with various features designed to give you more control over your spending while earning rewards along the way.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COMMUNITY CHOICE CREDIT UNION