Community Choice Redford MI Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

At Community Choice, we believe that banking should be more than just transactions; it should be about building relationships and supporting our members' journeys. Established in 1935, our 20 Redford Member Center branch, located at 25447 5 Mile Rd, Redford, MI 48239, has been a cornerstone of the community for decades. With a commitment to providing personalized financial services, we proudly serve over 113,986 members, helping them achieve their financial goals. As a member-owned credit union with total assets exceeding $1.8 billion, we take pride in our strong financial foundation. Our dedicated team of 429 employees works tirelessly to offer a range of services tailored to your needs from checking and savings accounts to auto loans, mortgages, and business banking solutions. We understand that every member is unique, which is why we strive to provide exceptional service that feels personal and approachable. Under the leadership of CEO Robert Bava and Board President Brian Wilson, Community Choice continues to innovate while maintaining a strong focus on community impact. Our net worth stands at an impressive $169,785,215, reflecting our stability and dedication to our members. With total deposits reaching $32,980,270 and cash in hand amounting to $24,613,230, you can trust us to safeguard your money while offering competitive rates on loans and other products. While members can visit us at our branch location for their banking needs, official correspondence should be sent to the same address: 25447 5 Mile Rd, Redford, MI 48239-3836. Whether you're looking to open a new account or need assistance with an existing one, our friendly staff is ready to help you navigate your financial journey. We invite you to explore what makes Community Choice different. Visit us online at CommunityChoiceCU.com or call us at 877-243-2528 today. Together, let's build a brighter financial future!

Branch History & Mission

Building Community Together

Our community outreach programs highlight our dedication beyond just numbers. Through various initiatives, we support local schools, charities, and events that enrich lives in Redford. We believe in lifting each other up and work diligently to create an inclusive environment where everyone feels valued. As we look toward the future, we invite you to join our growing family at Community Choice. Experience firsthand how we're committed not just to your financial success but also to nurturing a vibrant community spirit. Call us today at 877-243-2528 or visit our website at Community Choice to learn more about becoming a member!

Commitment to Innovation

In addition to traditional banking services, Community Choice embraces modern technology. We offer online banking and mobile applications that make managing your finances simple and convenient. Our commitment extends further with ADA compliance measures ensuring that all our members can access our services comfortably.

Our Mission

At Community Choice, our mission is clear: to empower individuals and families through accessible financial services while fostering a spirit of community support. We aim to make banking easier with personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Beyond financial products, we strive to be a force for good in Redford by engaging in outreach efforts and partnerships that uplift local initiatives. Our operating hours are designed for your convenience: the lobby is open Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 1 PM. For those on the go, we offer drive-thru banking during the same hours, making it easy for you to access your funds quickly. While members can visit us at 25447 5 Mile Rd, official correspondence should be sent to 25447 5 Mile Rd, Redford, MI 48239-3836 if needed.

Branch Location & Accessibility

Connect With Us

If you have any questions or want more information about our services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards feel free to give us a call at 877-243-2528. We're eager to assist you with whatever you need! While members can visit us at 25447 5 Mile Rd Redford Mi 48239, official correspondence should be sent to 25447 5 Mile Rd, Redford, MI 48239-3836. We look forward to seeing you at Community Choice!

Operating Hours

Our doors are open Monday through Friday from 9 AM to 5 PM, and we're here on Saturday from 9 AM to 1 PM as well. Whether you need to manage your accounts during the week or have a quick banking errand on the weekend, we've got you covered!

Our Location and Accessibility

At Community Choice, we understand that convenience is key. Our branch features ample parking for members and visitors alike. We are proud to be ADA compliant, ensuring that everyone can access our services with ease. If you need assistance, our friendly staff is always ready to help. For those who prefer a quick banking experience, we offer drive-thru services where you can take care of deposits and withdrawals without leaving your vehicle. Plus, you can find an ATM on-site for added convenience.

Member Eligibility

Becoming a member of Community Choice is like joining a welcoming family that truly cares about your financial well-being. If you're looking to be part of a community that prioritizes its members, you'll be happy to know that eligibility is designed to be inclusive. Generally, anyone who lives, works, or worships in the area can become a member. This means you can enjoy all the benefits we offer, from low-interest loans to personalized financial services. You can find more detailed eligibility information at https://www.communitychoicecu.com/become-a-member/ , which is always kept up-to-date. Getting started is easy! Simply visit us at our branch located at 25447 5 Mile Rd Redford Mi 48239 or call us at (877) 243-2528 for assistance. Whether you're opening a new account or exploring loan options, we're here to guide you through every step of the process. Join us today and experience the difference of being a valued member of Community Choice! For more details on how to open an account, check out https://www.communitychoicecu.com/apply-for-a-loan/ .

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing. This means you can focus on what you do best running your business while we handle transactions efficiently. Imagine the ease of accepting payments from customers seamlessly, enhancing their experience and boosting your sales. If you're located in Redford, MI at 25447 5 Mile Rd, visit us today or give us a call at 877-243-2528 to learn more about how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $822 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $169 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $294,785,559, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services are available for withdrawals and balance checks at convenient locations. For those who prefer face-to-face interactions for simple transactions like deposits or withdrawals, our basic drive-thru banking ensures you won't have to leave your car. At Community Choice, we believe that banking should be straightforward and accessible for everyone. Whether you need assistance with setting up an account or exploring loan options, our friendly team is just a phone call away at (877) 243-2528. Don't wait any longer! Experience all the great services we offer by visiting us today at 25447 5 Mile Rd Redford Mi 48239 or explore more online at our website. Join our community and let us help you achieve your financial goals!

Business Banking Services

For local entrepreneurs, our business banking services include merchant services and business loans tailored to support your venture. Whether you're just starting or looking to expand, we have tools and resources that can help propel your business forward.

Credit Cards and Rewards

Our credit cards with rewards add an extra layer of value to your purchases. Picture earning points on every dollar spent points that can be redeemed for cash back or travel rewards. It's a practical way to get more out of your everyday spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. Access your accounts anytime, anywhere through our user-friendly mobile application. You can check balances, transfer funds, or pay bills all from the palm of your hand. Plus, with features like person-to-person payments, sharing expenses with friends or family has never been easier.

Personal Banking Solutions

For everyday banking needs, our personal banking options include checking and savings accounts designed to fit various lifestyles. Imagine opening an account that not only helps you manage your money but also offers competitive interest rates. If you're looking to buy a car, our auto loans and vehicle financing can get you on the road with ease, offering flexible terms and affordable rates. If homeownership is your dream, we provide mortgage loans and refinancing options to make that dream a reality. We understand that everyone's journey is unique, which is why we offer personal loans for debt consolidation or other financial goals, helping you take control of your financial future.

Digital & Online Banking

Accessibility Anytime

With 24/7 online banking services, you can manage your accounts when it suits you best. Whether it's early morning or late at night, we're here to help you stay on top of your finances whenever you need it. At Community Choice, we aim to provide an accessible and user-friendly experience so that you can focus on what truly matters your financial goals!

Key Services

Our online banking platform, accessible at https://www.communitychoicecu.com/ , offers a wide range of features tailored to meet your needs. You can check your balance, transfer funds, and pay bills all from the comfort of your home or on the go. For those who prefer to manage their finances through their smartphones, our mobile application is available for download, providing all the functionalities you need right in your pocket.

Security and Ease of Use

We prioritize your security with features like electronic signature authorization, making it easier for you to sign documents digitally while ensuring that your personal information remains safe. Plus, our e-statements give you quick access to your financial records without the clutter of paper statements. Want to send money to a friend? Our person-to-person transfer service allows you to do just that in a snap. And if you're into mobile payments, you'll love how easy it is to make transactions directly from your device.

Financial Strength

Dedicated Team Ready to Serve You

We also take pride in having 359 full-time employees and 70 part-time employees who are always ready to assist you with personalized service. Your trust is important to us; that's why we ensure our branches are staffed by a knowledgeable and committed team.

Growing Member Base

Our community continues to grow stronger, as evidenced by our total share accounts of 232,533. This shows a strong and growing member base that trusts us with their finances. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 25447 5 Mile Rd Redford Mi 48239 or call (877) 243-2528 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings Options

Your savings are well-protected at Community Choice. We have secured $265,269,063 in share certificates and $9,908,026 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,795,310, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Position

With a net worth of $169,785,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

Our commitment to excellence is evident through our financial results. With $108,379,221 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $24,698 in used auto loans and $1,410,305,149 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $3,850,943, which allows us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $400,991,845 in used vehicle loans and $64,878,643 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our financing can make it easier for you.

Credit Lines and Business Loans

For those needing additional flexibility, our total credit lines amount to $431,641,269, allowing members to access funds when they need them most. For business owners looking for growth opportunities, our outstanding commercial loans totaling $294,785,559 provide the capital needed to expand operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $109,019,829, make buying or refinancing simple. We provide personalized support through every step of the mortgage process to ensure you feel confident in your decision.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is here to assist you. We aim to make the process straightforward and beneficial for all our members. Contact us at 877-243-2528 or visit us at 25447 5 Mile Rd Redford MI 48239 for more information about how we can assist with your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today and see how Community Choice can support you in reaching your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $62,280,104 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that fit your lifestyle.

Loan Aggregator

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COMMUNITY CHOICE CREDIT UNION