Community Choice Northville MI Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Community Choice, your trusted partner in financial wellness located at 41660 6 Mile Rd, Northville, MI 48168. Established in 1935, we have proudly served our community for nearly a century, amassing a total membership of 113,986 members. Our commitment to providing exceptional service is reflected in our substantial assets of $1,846,015,557 and total deposits of $32,980,270. At Community Choice, we understand that every financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage options. With our dedicated team of 429 employees, led by CEO Robert Bava and Board President Brian Wilson, we are here to guide you every step of the way. While members can visit us at our Northville branch, official correspondence should be sent to our mailing address at 31155 Northwestern Highway, Farmington Hills, MI 48334. We encourage you to reach out with any questions; feel free to call us at 877-243-2528 or explore our services online at communitychoicecu.com. Whether you're looking for personal banking solutions or business loans, Community Choice is committed to helping you achieve your financial goals. Join us today and experience the difference that comes from being part of a member-focused credit union!

Branch History & Mission

At Community Choice, we take pride in our rich history and unwavering commitment to the communities we serve. Since our opening in 1935, we've grown from a small financial institution into a trusted partner for over 113,000 members. Our branch, located at 41660 6 Mile Rd, Northville, MI 48168, stands as a testament to our dedication and evolution within the financial landscape. From our early days, Community Choice has been about more than just banking. We have always focused on empowering individuals and families with the tools they need to achieve their financial goals. With total assets now exceeding $1.8 billion, we have expanded our services significantly while maintaining a strong community presence. Our mission is clear: to provide exceptional financial services that enhance the lives of our members and strengthen the communities we call home. Our commitment to accessibility is reflected in our operating hours. The lobby is open Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 1 PM, making it easy for you to visit us when it's convenient for you. Additionally, we offer ATM access and drive-thru banking services, ensuring that your banking needs are met efficiently and effectively. At Community Choice, we believe in giving back. We actively engage with local organizations and initiatives to support various community outreach efforts. Whether it's sponsoring local events or providing financial literacy programs, we strive to make a positive impact in Northville and beyond. While members can visit us at our Northville location for all their banking needs, official correspondence should be sent to our mailing address: 31155 Northwestern Highway, Farmington Hills, MI 48334. We invite you to experience the difference at Community Choice. Join us today and become part of a community-focused credit union where your financial well-being is our top priority. For more information or to open an account, call us at 877-243-2528 or visit our website at Community Choice. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Community Choice branch, located conveniently at 41660 6 Mile Rd in Northville, MI. This location is designed with our members in mind, providing easy access to all your banking needs. Whether you're stopping by for a quick transaction or seeking financial advice, we're here to help. If you need to send us official correspondence, please use our mailing address at 31155 Northwestern Highway, Farmington Hills, MI 48334. Our branch is nestled near local landmarks that make it a familiar spot for residents. With plenty of parking available, accessing our services is hassle-free. We prioritize accessibility; our facilities are ADA compliant, ensuring everyone can visit comfortably. We invite you to come by during our welcoming hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Our team is ready to assist you with various services including personal banking options such as checking and savings accounts, auto loans, mortgage assistance, and more. You can also take advantage of our drive-thru service for quick deposits and withdrawals without leaving your car. For those who prefer digital banking, we offer online and mobile banking options so you can manage your accounts anytime. Need cash? Our ATM is available on-site for your convenience. If you have any questions or want to learn more about how we can serve you better, feel free to give us a call at 877-243-2528. We look forward to welcoming you at the Community Choice branch!

Member Eligibility

At Community Choice, we believe that becoming a member is like joining a family where your financial well-being is our priority. If you're looking to be part of a supportive community, you're in the right place! Membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means whether you're a long-time resident or new to the neighborhood, you can easily become part of our community. Plus, being a member offers unique benefits such as competitive loan rates and personalized service tailored to your needs. Joining us is simple and welcoming. To learn more about the specific eligibility requirements, feel free to check out our detailed information at this link. Ready to take the next step? Opening an account is just as straightforward; visit this page for guidance. If you have any questions or need assistance, don't hesitate to reach out at 877-243-2528. We're here to help you every step of the way at our branch located at 41660 6 Mile Rd Northville, MI 48168.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $822 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $169 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $294,785,559, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easier for you to manage daily transactions. Picture this: your customers can pay with ease using various methods while you focus on what matters most running your business. Our services help streamline payment processes so that you can increase customer satisfaction and boost sales. Visit us at 41660 6 Mile Rd Northville Mi 48168 in Northville, MI or call us at (877) 243-2528 to learn more about how our business banking solutions can support your success!

Comprehensive List Of Services

Business Banking Services

For local business owners, Community Choice offers tailored business banking solutions. Our merchant services can streamline your payment processes, while our business loans give you the capital needed to grow your enterprise. We believe in supporting our community's businesses because when they thrive, we all benefit.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features that allow you to manage your finances anytime, anywhere. With online and mobile banking options, you can check balances, pay bills, and transfer funds with just a few taps on your smartphone. Our ATM services enable easy cash withdrawals and balance checks whenever you need them.

Drive-Thru and ATM Access

For those who prefer face-to-face interactions or are simply on the go, we offer basic drive-thru banking services for deposits, withdrawals, and other simple transactions. Our ATMs are also equipped for quick access to cash and essential account information. At Community Choice, we strive to create an environment where financial services meet accessibility and member satisfaction. With our comprehensive list of offerings from personal banking to business support your financial well-being is our priority. If you're ready to take advantage of these services or want to learn more about how we can assist you further, feel free to reach out at (877) 243-2528 or visit us online at 08 Northville Member Center. Your journey towards better financial health starts here!

Personal Banking Solutions

We understand that personal banking is about more than just transactions; it's about building a secure financial future. That's why we offer a variety of options including checking and savings accounts designed to help you manage your money effectively. If you're in the market for a new vehicle, our auto loans and vehicle financing options can help you drive away in style without breaking the bank. Additionally, our mortgage loans and refinancing services make it easier for you to own the home of your dreams. For those unexpected expenses or projects that require extra funds, our personal loans and debt consolidation services provide the support you need to get back on track. And don't forget about our credit cards with rewards, perfect for earning benefits while making everyday purchases.

Digital & Online Banking

Key Features

One of the standout features of our online banking platform is the ability to set up E-Statements. This option not only helps you stay organized but also reduces paper waste making it an eco-friendly choice! You can easily manage your statements right from your device without the hassle of physical paperwork. For those on the go, our mobile application brings the bank right into your pocket. With this app, you can enjoy mobile payments, making transactions as simple as tapping your phone. Plus, if you need to send money to friends or family quickly, our person-to-person transfers feature allows you to do just that with ease.

Real-Time Management

Managing your finances should be straightforward. With our tools, you can keep track of every transaction in real-time. Need to check a recent deposit? Want to confirm a payment? All of this is possible at any hour with our online banking services. In a fast-paced world, Community Choice makes it easier than ever for you to take control of your financial life all from the comfort of your home or on the move. Join us today and experience banking that's truly at your fingertips!

Security and Ease of Use

We prioritize your security. That's why we provide electronic signature authorization for various transactions, ensuring that your financial activities are safe and verified. Our user-friendly interface means you don't have to be tech-savvy to navigate through your options smoothly.

Financial Strength

Commitment to Growth

With $108,379,221 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive: we have $24,698 in used auto loans and $1,410,305,149 in total loans and leases, supporting members' financial goals across various sectors. Our strong operational performance is reflected in our $3,850,943, which enables us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 41660 6 Mile Rd Northville Mi 48168 or call (877) 243-2528 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 359 full-time employees and 70 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 232,533, showing a strong and growing member base that trusts us with their finances.

Member Savings Secured

Members' savings are secured through $265,269,063 in share certificates and $9,908,026 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,795,310, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $169,785,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $400,991,845 in used vehicle loans and $64,878,643 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used car, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $294,785,559 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funding when they need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $109,019,829, make buying or refinancing simple. We can guide you through the process and help you find the right loan to fit your needs.

Refinancing Options

If you're considering refinancing your existing loans or need help determining eligibility for any of our products, our team is ready to assist you. We aim to make your experience as straightforward as possible. You can reach us at 877-243-2528 if you have any questions or would like more information about our loan offerings. Visit us at our branch located at 41660 6 Mile Rd Northville MI 48168, where our friendly staff is eager to assist you during lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Discover how Community Choice can be part of your financial journey today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $62,280,104 in loans helping members manage their finances effectively. These cards come with various benefits that can assist you in building credit while enjoying great rewards.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to sourcing data from reputable institutions guarantees that users receive accurate information for their decision-making.

COMMUNITY CHOICE CREDIT UNION