Community Choice Milford MI Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Community Choice, your trusted financial partner located at 180 S Milford Rd, Milford, MI 48381. Established in 1935, our credit union has grown into a robust community resource, proudly serving over 113,986 members with a total asset value of $1,846,015,557. Our commitment to fostering financial wellness is reflected in our diverse range of services, including personal banking, auto loans, and business financing. At Community Choice, we understand that our members are at the heart of everything we do. With a dedicated team of 429 employees, led by our CEO Robert Bava and Board President Brian Wilson, we strive to create an environment where everyone feels valued and empowered. We're proud to maintain a strong net worth of $169,785,215, ensuring that we can support our members' needs today and in the future. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to our mailing address: 180 S Milford Rd, Milford, MI 48381-2741. Our doors are open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM for your convenience. We invite you to explore the many ways Community Choice can assist you on your financial journey. Whether you're looking to open a new account or need advice on loans and mortgages, we're here to help! Feel free to reach out by calling us at 877-243-2528, or visit us online at communitychoicecu.com for more information. Let's work together towards achieving your financial goals!

Branch History & Mission

Welcome to Community Choice, a cornerstone of financial support and community engagement in Milford, MI. Established in 1935, our branch has been dedicated to serving the local community for over eight decades. With a rich history rooted in the principles of cooperation and mutual benefit, we have evolved from a small credit union to a trusted financial partner for more than 113,000 members. Located at 180 S Milford Rd, Milford, MI 48381, our branch sits in a vibrant area that is easily accessible to all residents. We pride ourselves on being an integral part of the local fabric, offering personal banking services that cater to the diverse needs of our members. From auto loans to mortgage financing and business banking solutions, Community Choice is here to help you achieve your financial goals. Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a strong sense of community. We understand that financial success goes hand-in-hand with community support. That's why we actively engage in outreach programs and partnerships aimed at uplifting those around us. Whether it's sponsoring local events or providing educational resources about personal finance, we are committed to making a positive impact. With total assets exceeding $1.8 billion, we have the strength and stability needed to serve our growing membership effectively. Our operating hours make it easy for you to access our services: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM for drive-thru banking. For your convenience, we also offer ATM services and basic drive-thru banking for quick transactions such as deposits and withdrawals. While members can visit us at 180 S Milford Rd, official correspondence should be sent to 180 S Milford Rd, Milford, MI 48381-2741. At Community Choice, we're not just about numbers; we're about people our team of dedicated professionals is always ready to assist you with personalized service. Join us today and experience the difference that comes with being part of a credit union that truly cares about its members and their communities. Contact us at 877-243-2528 or visit our website at Community Choice to learn more about how we can help you thrive financially!

Branch Location & Accessibility

Get in Touch

Have questions or want more information? Feel free to give us a call at 877-243-2528. We look forward to welcoming you into our branch soon! At Community Choice, we're not just about banking; we're about being part of your community.

Nearby Landmarks & Accessibility

When you visit us, you'll find plenty of parking available right outside our doors. We also prioritize accessibility for everyone with features like ADA-compliant ramps and entrances. Whether you're popping in for a quick transaction or need assistance with your financial goals, we're here to help.

Operating Hours & Services

Our lobby is open Monday through Friday from 9 AM to 5 PM, with Saturday hours from 9 AM to 1 PM for your convenience. If you prefer banking on the go, we offer ATM services and drive-thru banking options for quick deposits and withdrawals. Plus, our team is ready to assist you with a range of services including checking and savings accounts, auto loans, mortgages, and personal loans. While members can visit us at 180 S Milford Rd, official correspondence should be sent to the same address: 180 S Milford Rd, Milford, MI 48381-2741.

Member Eligibility

At Community Choice, we're excited to welcome you into our vibrant community! Joining us is simple and open to many. If you live, work, worship, or attend school in the areas we serve, you can become a member! This means that whether you're looking for a friendly place for your banking needs or want to take advantage of our competitive loan rates and personalized services, Community Choice is here for you. Plus, as a member, you'll enjoy unique benefits like lower fees and access to special member-only events. To learn more about eligibility criteria and see if you qualify, please visit this link. We strive to make the account opening process easy and inclusive just head over to our account application page or give us a call at (877) 243-2528. We're located at 180 S Milford Rd Milford Mi 48381, ready to assist you on your journey to financial well-being!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $822 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $169 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $294,785,559, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and enhance customer experiences. Picture this: a local café using our point-of-sale system to process payments swiftly while keeping track of inventory in real-time. This not only saves time but allows owners to focus on what they love most serving their customers. Visit us at 180 S Milford Rd Milford Mi 48381 in Milford, MI or call us at (877) 243-2528 to discover how our business banking services can help your venture flourish!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our dedicated business banking services, including merchant services and business loans. We know that running a business comes with its own set of challenges, and we're here to provide tailored solutions that fit your needs perfectly.

Convenient Access Anytime

Accessing your funds should never be a hassle. That's why we offer ATM and cash withdrawal services, along with basic drive-thru banking for quick transactions like deposits and withdrawals. Need to check your balance? Our ATMs have got you covered too! With all these services available at our branch located at 180 S Milford Rd, Milford MI 48381, we strive to make banking convenient for everyone in the community. Have questions or want more information? Don't hesitate to reach out at 877-243-2528. At Community Choice, we're not just about numbers; we're about building relationships that last. Let us help you take charge of your financial future today! Visit us online at Community Choice to explore all our offerings further.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points while making everyday purchases. Imagine earning cashback or travel rewards just by using your card for groceries or gas! It's not just about spending; it's about getting something back in return.

Loans Tailored for You

If you're in the market for a new vehicle or need some extra cash, we provide competitive auto loans and vehicle financing options. Picture driving off in a car you've always wanted without breaking the bank on high-interest rates! Additionally, our mortgage loans and refinancing services make homeownership dreams a reality. Whether it's buying your first home or refinancing an existing mortgage for better terms, we've got you covered. For those unexpected expenses or consolidating debt, our personal loans offer flexibility and ease. With straightforward terms and quick approvals, you'll feel relief when managing financial bumps in the road.

Personal Banking Solutions

Managing your day-to-day finances can be simple and rewarding with our personal banking options. We offer checking and savings accounts that cater to various lifestyles and goals. Imagine having easy access to your funds while earning interest on your savings! Our accounts come with online and mobile banking features, so you can check balances, transfer money, or pay bills right from your smartphone anytime and anywhere.

Digital & Online Banking

Accessibility and Real-Time Management

With Community Choice, you don't have to worry about banking hours. Our online services ensure that your accounts are accessible whenever you need them. Whether it's checking balances, making transfers, or paying bills, everything is just a few clicks away. In short, our digital and online banking services combine convenience, accessibility, and security all tailored to meet your needs. Explore everything we offer at https://www.communitychoicecu.com/ , and experience how easy managing your finances can be!

Key Features

Our online banking platform is not just user-friendly; it's packed with features that enhance your banking experience. You can enjoy the peace of mind that comes with secure electronic signature authorization, allowing you to complete transactions safely from the comfort of your home. Plus, if you prefer going paperless, our e-statements make it easy to keep track of your account activity without clutter. If you're always on the move, our mobile application lets you manage your finances right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. And if you're looking to make payments using your phone, our mobile payments option has got you covered just another way we make banking more convenient for you.

Financial Strength

Growing Membership Base

Our growing community is evident with a total of 232,533 share accounts, showing that more people trust us with their finances. This trust enables us to continue developing services tailored to meet your needs. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 180 S Milford Rd Milford Mi 48381 or call (877) 243-2528 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investing in Your Future

Our commitment to your financial success is reflected in our $108,379,221 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. With $24,698 in used auto loans and $1,410,305,149 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us! Members' funds are bolstered by $265,269,063 in share certificates and $9,908,026 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,795,310, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations are backed by an impressive $3,850,943, reflecting our efficiency and ability to provide valuable financial products for you. We also take pride in having 359 full-time employees and 70 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $169,785,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

Our branch is located at 180 S Milford Rd, Milford, MI 48381. You can reach us at 877-243-2528 for any inquiries about our loan offerings or eligibility options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Community Choice, we aim to empower our members with the right financial tools. Explore our loan offerings today and take the first step toward securing your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $400,991,845 in used vehicle loans and $64,878,643 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $294,785,559 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges; that's why our loan products are designed to support your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $109,019,829, make buying or refinancing simple. We offer various programs tailored to fit different budgets and lifestyles. If you're considering refinancing your current mortgage, our experts can help determine eligibility and find the best solution for you.

Unsecured Credit Card Loans

Managing expenses can be tricky at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $62,280,104 in loans helping members manage their finances effectively. This option gives you the freedom to make purchases without tying up your savings.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring that users receive trustworthy information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions without unnecessary delays. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh as a reliable tool for anyone seeking loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COMMUNITY CHOICE CREDIT UNION