Community Choice Credit Union Hillsdale MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Community Choice, your trusted partner in financial success right here in Hillsdale, MI! Located at 412 W Carleton Rd, our branch has been serving the community since 1935, offering a wide range of banking services tailored to meet your needs. With a proud membership base of 113,986 and total assets exceeding $1.84 billion, we are committed to providing you with the best financial solutions available. At Community Choice, we understand that every member is unique. That's why we offer personalized services like checking and savings accounts, auto loans, mortgages, and business banking options. Our team of dedicated professionals, led by CEO Robert Bava and Board President Brian Wilson, ensures that you receive exceptional service every time you visit us. While members can visit us at 412 W Carleton Rd, official correspondence should be sent to our mailing address at 412 W. Carleton St., Hillsdale, MI 49242. Whether you're looking to open an account or secure a loan, our friendly staff is ready to assist you. With total deposits amounting to $32,980,270 and net worth reaching $169,785,215, we pride ourselves on our stability and commitment to member satisfaction. Our cash reserves of $24,613,230 ensure that we can always meet your financial needs promptly. We invite you to explore all that Community Choice has to offer. From online banking conveniences to personalized customer service, we're here for you! Don't hesitate to call us at 517-787-2060 or visit our website at communitychoicecu.com for more information. Join us today as we work together towards your financial future!

Branch History & Mission

Commitment to Innovation

As we move forward into an increasingly digital world, Community Choice embraces technology by providing online banking, mobile payments, and electronic statements all designed with your needs in mind. We are committed to ADA compliance and enhancing accessibility for all members. Join us at Community Choice and experience firsthand how we can help you navigate your financial journey while making meaningful contributions to our community. Together, we can achieve great things! If you're ready to take the next step toward better banking solutions, reach out today at 517-787-2060 or visit us online at Community Choice.

Our Mission

At Community Choice, our mission is straightforward: to empower our members through accessible financial services while actively supporting the local community. We believe in fostering strong relationships with our members and helping them achieve their financial goals. Whether it's offering personal banking options like checking accounts and auto loans or providing business banking solutions, we are dedicated to making banking easier and more efficient for everyone. Our focus on community involvement is evident through various outreach programs and partnerships aimed at improving the lives of those around us. We strive to be more than just a financial institution; we want to be a trusted partner in every member's journey toward financial wellness. While members can visit us at 412 W Carleton Rd, official correspondence should be sent to our mailing address at 412 W. Carleton St., Hillsdale, MI 49242. Our doors are open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. For your convenience, we also offer drive-thru banking during these hours, ensuring you have access to essential services when you need them most.

Branch Location & Accessibility

Call to Action

We invite you to stop by our Hillsdale branch today or give us a call at 517-787-2060. Our friendly team is ready to assist you with all your banking needs! Come experience the Community Choice difference where your financial well-being is our priority.

Operating Hours

Our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Need a quick deposit or withdrawal? Our drive-thru service operates during the same hours, making banking even more convenient for your busy schedule.

Parking and Accessibility

We understand the importance of accessibility. Our branch features ample parking with designated spots for those needing closer access. The entrance is ADA compliant, ensuring that all members can navigate comfortably. Whether you're coming in on foot or driving through, we make it easy for you to visit us.

Services Offered

At Community Choice, we offer a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we are here to help you every step of the way. Plus, with ATM availability at our location, accessing your funds is simple and hassle-free.

Member Eligibility

At Community Choice, we believe that everyone deserves a chance to be part of a supportive community. Joining us is simple and welcoming! To become a member, you just need to meet a few eligibility criteria. This typically includes living, working, or attending school in the areas we serve. We're committed to helping you thrive, so as a member, you'll enjoy access to a variety of financial services tailored just for you. To explore the specific eligibility requirements and see if you qualify, feel free to visit our detailed resource at https://www.communitychoicecu.com/become-a-member/ . When you're ready to take the next step, opening an account is easy! Just head over to https://www.communitychoicecu.com/apply-for-a-loan/ , or give us a call at (517) 787-2060 for any questions. Our friendly team at Community Choice, located at 412 W Carleton Rd Hillsdale Mi 49242, is excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having a reliable partner that streamlines your payment processes. Our merchant services help you accept payments easily, whether in-store or online. This means you can focus on what matters most serving your customers and growing your business. From point-of-sale solutions to secure payment processing, we offer tools that simplify transactions and enhance customer satisfaction. Located at 412 W Carleton Rd Hillsdale Mi 49242 in Hillsdale, MI, we invite you to visit us or give us a call at (517) 787-2060 to explore how our tailored solutions can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $822 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $169 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $294,785,559, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick transactions like deposits and withdrawals. This means no long lines just simple service for all your basic banking needs. Our friendly staff is always ready to assist you with any questions or concerns you may have about our services. If you're interested in becoming a member or want to learn more about what we offer, feel free to reach out at (517) 787-2060 or visit us online at 18 Hillsdale Member Center. Join us at Community Choice, where financial solutions meet exceptional service!

Business Banking Services

For business owners, we understand how important it is to have reliable financial support. That's why we offer comprehensive business banking services, including merchant services and various types of business loans. We aim to empower your business with tools that streamline operations and enhance growth.

Digital Banking Features

In today's fast-paced world, convenience is key. At Community Choice, our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily make deposits, transfer funds, or check balances right from your smartphone or computer. Additionally, our ATMs provide quick access for cash withdrawals and balance checks, ensuring you have what you need when you need it.

Personal Banking Solutions

We offer a variety of personal banking options designed with you in mind. Our checking and savings accounts make it easy to manage your finances while earning competitive interest rates. Need a new car? Our auto loans and vehicle financing solutions help get you on the road without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing options provide flexible terms to fit your budget. If you find yourself in need of extra cash, consider our personal loans and debt consolidation services that can help simplify your payments. Plus, don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases a great way to save while spending!

Digital & Online Banking

Key Features for Your Convenience

With our online banking services, you can easily check your balances, pay bills, and transfer funds with just a few clicks. We also offer electronic statements, so you can say goodbye to paper clutter and view your financial information anytime you need it. And if you prefer signing documents electronically, our electronic signature authorization makes it simple and fast. Managing your money has never been easier with our mobile application. You can download it today and enjoy features like mobile payments and person-to-person transfers right from your smartphone. This means you can send money to friends or family quickly without needing cash or checks.

Security You Can Trust

We prioritize your security in every aspect of our digital banking services. With advanced encryption technology and user-friendly interfaces, you can feel confident that your personal information is protected while accessing your accounts online. At Community Choice, we believe that banking should fit seamlessly into your lifestyle. Our digital services give you real-time control over your finances while ensuring that everything stays safe and sound. Ready to take charge of your banking? Explore all these options and more at https://www.communitychoicecu.com/ !

Financial Strength

Commitment to Member Growth

With $108,379,221 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as well with $24,698 in used auto loans and a total of $1,410,305,149 in loans and leases, supporting members' financial goals across various sectors.

Growing Trust

With 232,533 total share accounts, we show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at zero; however, this showcases how well-managed our resources are toward serving our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 412 W Carleton Rd Hillsdale MI 49242 or call 517-787-2060 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $3,850,943 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 359 full-time employees and 70 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secured Savings Opportunities

Members' savings are secured through $265,269,063 in share certificates and $9,908,026 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,795,310, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $169,785,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $400,991,845 in used vehicle loans and $64,878,643 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $294,785,559 provide the capital needed to grow and expand. We understand the importance of having the right resources at hand to help your business thrive. Whether you're interested in auto financing or need support for personal expenses through credit cards or mortgages, Community Choice is here for you. Our team is committed to providing personalized service and support throughout your borrowing journey. Plus, if you're considering refinancing options or want to learn about eligibility criteria for any of our products, don't hesitate to reach out. For more information on our loan offerings and how we can assist you further, please call us at 517-787-2060 or visit us at 412 W Carleton Rd Hillsdale MI 49242. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Community Choice can empower you financially today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $109,019,829, make buying or refinancing simple. We are here to assist you through every step of the process and help you secure financing that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $62,280,104 in loans helping members manage their finances effectively. This option provides convenience and purchasing power while allowing you to maintain control over your spending.

Loan Aggregator

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COMMUNITY CHOICE CREDIT UNION