Community Choice Dearborn Heights MI Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Community Choice, your trusted financial partner located at 25555 W Warren St, Dearborn Heights, MI 48127. Since our establishment in 1935, we have been dedicated to serving the community and supporting our members' financial well-being. With a total membership of over 113,000 and assets exceeding $1.8 billion, we pride ourselves on being a reliable institution that prioritizes your needs. At Community Choice, we understand that banking is not just about numbers; it's about relationships. Our team, led by CEO Robert Bava and Board President Brian Wilson, works tirelessly to ensure you receive personalized service tailored to your unique financial situation. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we are here to help. While members can visit us at our branch location, official correspondence should be sent to the same address: 25555 W Warren St, Dearborn Heights, MI 48127. Feel free to reach us at 313-563-8200 for any inquiries or assistance you may need. With total deposits of $32,980,270 and a net worth of $169,785,215, we are committed to fostering your financial growth with confidence. Our cash reserves stand strong at $24,613,230, ensuring that we remain stable and ready to support our members' aspirations. Join us today and discover how Community Choice can make a difference in your financial journey. Visit our website at communitychoicecu.com or stop by our branch to learn more about our services and how we can assist you in achieving your goals!

Branch History & Mission

Welcome to Community Choice, a credit union with a rich history and a strong commitment to the community. Since our doors opened in 1935, we have been dedicated to providing exceptional financial services to our members in Dearborn Heights, MI, and beyond. Located at 25555 W Warren St, our branch has become a trusted partner for countless individuals and families seeking reliable banking options. Over the years, Community Choice has evolved significantly. We started as a small institution focused on serving the needs of local residents and have since grown into a robust organization with over 113,000 members. Our total assets now exceed $1.8 billion, reflecting our solid financial standing and ability to meet the diverse needs of our community. Our mission is straightforward: to empower our members through accessible financial services while fostering strong community ties. We offer a range of services from personal banking and auto loans to mortgage financing and business banking solutions. Each service is designed with you in mind, ensuring that your financial journey is supported every step of the way. While you can visit us at our branch address, official correspondence should be sent to 25555 W Warren St, Dearborn Heights, MI 48127 if it differs from the physical location. Our operating hours are convenient for all: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Community Choice is proud to offer features such as ATM availability for easy access to cash, along with online and mobile banking options that allow you to manage your finances anytime, anywhere. Although we do not currently have drive-thru banking or shared service centers at this location, we remain committed to making your banking experience as smooth as possible. We believe that giving back is essential. That's why Community Choice actively participates in various community outreach efforts and partnerships aimed at supporting local initiatives. From financial education programs to charity events, we strive to make a positive impact where it matters most. Join us at Community Choice and experience firsthand the benefits of membership. Whether you're looking for personal loans, savings accounts, or investment advice, we're here to help you achieve your financial goals. Reach out today at 313-563-8200 or visit us online at Community Choice. Let's work together towards a brighter financial future!

Branch Location & Accessibility

Connect with Us!

If you have any questions or would like more information about our services, don't hesitate to call us at 313-563-8200. We look forward to welcoming you at our Dearborn Heights branch soon! Come in today and discover how we can help you make the most of your money!

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from several local landmarks, making it a familiar spot for many in the community. If you're in the area near the Dearborn Heights City Hall or close to the vibrant shopping centers on Warren Avenue, swing by and say hello! Accessibility is a priority for us. Our branch features ADA-compliant entrances and parking spaces to ensure everyone can access our services with ease. Parking is available right outside our building, so you won't have to worry about finding a spot.

Operating Hours and Services

We understand that life can get busy. That's why we're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM so you can visit us at a time that works for you. At Community Choice, we offer a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we're committed to helping you achieve your financial goals. Plus, our ATM is available for quick cash withdrawals when you need them!

Member Eligibility

Joining the Community Choice family is like stepping into a warm, welcoming community where your financial needs are truly understood. Becoming a member of Community Choice is straightforward and inclusive! If you live, work, or worship in our local area, you're likely eligible to join us. We embrace individuals from all walks of life, and we're committed to helping you thrive financially. For those who want to dive deeper into eligibility specifics, feel free to check out our detailed criteria at https://www.communitychoicecu.com/become-a-member/ . Once you're ready to take the next step, opening an account with us is simple and quick. Just visit our website for guidance on how to apply at https://www.communitychoicecu.com/apply-for-a-loan/ , or give us a call at (313) 563-8200 if you have any questions! Our branch is located at 25555 W Warren St Dearborn Heights Mi 48127, and we can't wait to welcome you into our supportive community where your financial well-being is our priority.

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $822 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $169 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $294,785,559, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services tailored for your needs. Imagine being able to accept payments easily from customers, whether they're shopping in-store or online. Our merchant services can streamline transactions, manage cash flow effectively, and provide you with the tools needed to grow your sales. Located at 25555 W Warren St Dearborn Heights Mi 48127 in Dearborn Heights, MI, we're here to help you navigate the financial landscape of your business. Reach out at (313) 563-8200 or visit us today!

Comprehensive List Of Services

Business Banking

For local business owners, Community Choice offers robust business banking solutions including merchant services and business loans. We understand the challenges of running a business, and we're here to support you with the resources necessary for growth.

Contact Us

If you have any questions about our services or want to get started today, please don't hesitate to reach out! You can contact us at (313) 563-8200 or visit us during lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. At Community Choice, we're committed to making banking simple and accessible for everyone in our community. Explore how we can help you take control of your financial future visit us today!

Credit and Loans

Sometimes life throws unexpected expenses your way, and that's where our personal loans come into play. Whether it's for debt consolidation or other needs, we offer flexible terms to help manage your financial situation. Plus, our credit cards come with rewards that can benefit you every time you shop.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking options so you can manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier. Additionally, our ATM services provide basic access for withdrawals and balance checks when you're on the go.

Personal Banking Solutions

Our personal banking offerings are tailored to fit the lifestyle of our members. If you're looking to open a checking or savings account, we provide various options that suit different financial habits and goals. For those considering a new vehicle, our auto loans and vehicle financing options make purchasing that dream car easy and affordable. And if you're ready to buy a home or refinance your existing mortgage, our mortgage loans are designed with competitive rates to help you save money over time.

Digital & Online Banking

Accessibility and Support

Our commitment to accessibility means that whether you're using a computer or mobile device, you can manage your accounts effortlessly. Have questions? Our friendly team is ready to help! Just give us a call at (313) 563-8200, and we'll be happy to assist you. Join us at Community Choice today and experience how our digital and online banking services make managing your finances easier than ever. Visit https://www.communitychoicecu.com/ now to get started!

Key Features for Your Convenience

Our mobile application makes banking even easier. You can deposit checks, make payments using mobile payments, and send money directly to friends or family with our person-to-person transfers feature. Whether you're grabbing coffee or waiting in line, your bank is always just a tap away. We also prioritize security with features like electronic signature authorization, ensuring that your transactions are safe and verified. Plus, with e-statements available, you can easily access your financial statements without the clutter of paper.

Financial Strength

Growing Community Trust

Total Share and Deposit Accounts stand at 232,533, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide you with exceptional banking experiences tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 25555 W Warren St Dearborn Heights Mi 48127 or call (313) 563-8200 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $108,379,221 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $24,698 in used auto loans and $1,410,305,149 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $265,269,063 in share certificates and $9,908,026 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,795,310, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $3,850,943, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 359 full-time employees and 70 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $169,785,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $400,991,845 in used vehicle loans and $64,878,643 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our auto financing options can help you drive away with confidence.

Commercial Loans

For business owners seeking capital to grow and expand their operations, our outstanding commercial loans totaling $294,785,559 are tailored to meet your needs. We are here to support your business journey as you navigate challenges and seize opportunities. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 313-563-8200 or visit us at our branch located at 25555 W Warren St Dearborn Heights MI 48127. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Community Choice can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $109,019,829, make buying or refinancing simple. We aim to provide you with the support you need at every step of the home-buying process.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $62,280,104 in loans helping members take control of their spending and budgeting.

Loan Aggregator

Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, which guarantees transparency in what is being presented. Additionally, LendMesh operates without sponsored listings. Unlike many comparison tools that prioritize lenders based on paid promotions, LendMesh focuses on providing unbiased results so you can trust the information you receive. Another advantage is the platform's real-time rate comparisons. Users benefit from up-to-date loan rates from multiple institutions, allowing them to stay current with market changes and make well-informed choices regarding their financing options.

User Trust and Testimonials

Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony underscores the effectiveness and reliability of the platform in assisting borrowers in securing better rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COMMUNITY CHOICE CREDIT UNION