Community Choice Commerce Township MI Credit Union | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Community Choice, your trusted financial partner located at 39440 W 14 Mile Rd, Commerce Township, MI 48390. Established in 1935, we have proudly served our community for nearly nine decades, growing alongside our members and adapting to their evolving needs. With a dedicated membership base of 113,986, we are committed to providing personalized banking solutions that empower individuals and businesses alike. At Community Choice, we understand that your financial journey is unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our total assets of over $1.8 billion reflect our stability and the trust our members place in us. We take pride in maintaining a net worth of $169,785,215, ensuring that we can continue to support your financial goals. While you can visit us at our branch in Commerce Township, official correspondence should be directed to our mailing address at 31155 Northwestern Hwy, Farmington Hills, MI 48334-2502. You can reach us easily by phone at 877-243-2528 during our convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Under the leadership of CEO Robert Bava and Board President Brian Wilson, our team of 429 employees is dedicated to fostering relationships built on trust and community spirit. Whether you're looking for a simple savings account or complex business loans with a balance of over $316 million, we're here to guide you every step of the way. Explore how Community Choice can help you achieve your financial dreams today! Visit us online at Community Choice or call us for more information. Let's work together towards a brighter financial future!

Branch History & Mission

Join Us

Community Choice is more than just a credit union; it's a community where members help each other thrive. If you're looking for a financial partner that truly cares about your goals and aspirations, we invite you to join us today. Experience the benefits that come with being part of something special at Community Choice! For more information or to become a member, visit our website or call us at 877-243-2528. Let's build a brighter future together!

Mission Statement

At Community Choice, our mission is clear: We strive to enhance the financial well-being of our members while contributing positively to the communities we are part of. We believe that everyone deserves access to quality financial services and support. Our commitment extends beyond banking; we actively engage in community outreach programs and partnerships aimed at improving local lives. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to 31155 Northwestern Hwy, Farmington Hills, MI 48334-2502 if different from your visit.

Modern Banking for Everyone

As part of our commitment to accessibility and convenience, we provide essential features such as ATM availability and drive-thru banking services. Members can conduct transactions easily during lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We also prioritize digital advancements with options like online banking and mobile payments to ensure you can manage your finances anytime, anywhere.

Our Journey

Over the years, Community Choice has grown from a small credit union into a thriving institution that proudly serves over 113,000 members. Our branch is conveniently located at 39440 W 14 Mile Rd, Commerce Township, MI 48390, making it easy for our community to access our services. As we expanded, we embraced modern banking technologies while remaining dedicated to our roots putting people before profit. Our growth is reflected in our total assets of over $1.84 billion, which enables us to offer a wide range of financial products tailored to meet the diverse needs of our members. Whether it's personal banking, auto loans, mortgage options, or business services, we ensure that every service we provide is designed with our members' best interests in mind.

Branch Location & Accessibility

Accessibility and Parking

We prioritize accessibility for all our members. Our branch features ADA-compliant entryways and ramps to ensure everyone can easily access our services. Plus, ample parking is available right outside the entrance, so you won't have to worry about finding a spot when you visit us.

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 877-243-2528. Our friendly team is here to help you with anything you need. We invite you to stop by and experience the Community Choice difference today!

Operating Hours

Our doors are open during convenient hours tailored to fit your busy schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We're closed on Sundays, giving our staff a well-deserved break while ensuring you have plenty of time throughout the week to take care of your banking needs.

Services Offered

At Community Choice, we offer a wide range of services designed to help you manage your finances effectively. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered! Need cash? Our ATM is readily available for quick withdrawals and balance checks. If you prefer face-to-face interactions, our drive-thru service allows for simple transactions without leaving your vehicle. While our branch address is where you'll find us, please note that official correspondence should be sent to our mailing address at 31155 Northwestern Hwy, Farmington Hills, MI 48334-2502 if it differs from your visit.

Member Eligibility

At Community Choice, we believe that everyone deserves a chance to be part of a community that truly cares. Becoming a member is simple and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We prioritize inclusivity and aim to provide our members with a range of benefits, from competitive rates on loans to personalized financial advice. To learn more about the specific eligibility criteria and ensure you qualify, feel free to visit our website at https://www.communitychoicecu.com/become-a-member/ . Opening an account is just as easy! You can start your journey with us online or by visiting us at our branch located at 39440 W 14 Mile Rd Commerce Township Mi 48390. If you have any questions or need assistance, don't hesitate to reach out at (877) 243-2528. We're here to help you every step of the way as you join the Community Choice family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the tools you need to accept payments easily and securely. Our merchant services offer just that. From credit card processing to point-of-sale solutions, we equip you with everything necessary to streamline transactions and improve customer experience. This means more time focusing on what you do best running your business. Located at 39440 W 14 Mile Rd Commerce Township Mi 48390 in Commerce Township, MI, we're ready to help your business thrive. Reach out to us at (877) 243-2528 or visit us online at Community Choice to learn more about how we can assist you today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $822 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $169 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $294,785,559, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Access

Need quick cash? Our branch features an ATM for easy cash withdrawals and a convenient drive-thru service for deposits and simple transactions without leaving your car. Whether it's accessing your funds or making deposits, we've got you covered. At Community Choice, we believe in empowering our members with the tools they need for financial success. We're conveniently located at 39440 W 14 Mile Rd Commerce Township Mi 48390, so feel free to visit us or give us a call at (877) 243-2528 if you have any questions or need assistance. Ready to take the next step? Explore more about our services online or visit us today! Your financial future starts here at 26 Commerce Township.

Business Banking Services

If you're a business owner, you'll appreciate our comprehensive business banking services, which include merchant services and business loans. We aim to support local businesses by providing resources that help them grow and thrive.

Credit Card Benefits

Our credit cards with rewards allow you to earn points on every purchase, giving back as you spend. This makes it easier to enjoy the things you love while managing your finances wisely.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can check balances, transfer money, pay bills, and even send money directly to friends through our person-to-person payment options, all from the comfort of your home or on-the-go using our user-friendly mobile app.

Personal Banking Solutions

We understand that personal banking is about more than just transactions; it's about building relationships and supporting your financial journey. Our checking and savings accounts are designed to fit various lifestyles, allowing you easy access to your funds while earning interest on your savings. If you're thinking about buying a new car, our auto loans and vehicle financing options can help get you on the road quickly and affordably. For those considering home ownership or refinancing their current mortgage, our mortgage loans offer competitive rates and personalized service. We also provide personal loans and debt consolidation options that can assist with unexpected expenses or help simplify your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

At Community Choice, we understand that banking should fit into your busy life, not the other way around. That's why we offer a variety of digital and online banking services designed to make managing your finances as easy and secure as possible. With our 24/7 online banking services, you can access your accounts anytime, anywhere. Simply visit us at https://www.communitychoicecu.com/ to get started. Once logged in, you can check your balances, transfer funds, and even set up automatic payments with just a few clicks. It's like having a bank branch right in your pocket! Our mobile application is another great tool for on-the-go banking. Whether you want to deposit a check or pay bills, our app gives you the flexibility you need. Plus, if you're someone who loves using mobile payments, you'll be pleased to know that we support this feature too! Security is a top priority for us at Community Choice. With electronic signature authorization, you can sign documents securely online, making transactions quicker and safer than ever before. Additionally, we offer e-statements so you can keep track of your account activity without the clutter of paper statements. Need to send money to a friend? Our person-to-person transfer service makes it simple and fast. Just enter their details, and the funds are sent instantly. At Community Choice, we believe in making banking accessible and user-friendly for everyone. Our comprehensive suite of digital banking options ensures that managing your finances is not only easy but also secure. Join us today and experience the convenience of modern banking!

Financial Strength

A Growing Community

We are proud to have a robust member base with 232,533 total share accounts showing the trust our community places in us. Our focus on member benefits means your financial needs are always prioritized. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 39440 W 14 Mile Rd Commerce Township MI 48390 or call 877-243-2528 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Our Future Together

With $108,379,221 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment to growth is further supported by our lending capacity of $1,410,305,149 in total loans and leases. Our portfolio includes $24,698 in used auto loans helping you drive toward your financial goals.

Member Savings Are Secured

Members' savings are secured through $265,269,063 in share certificates and $9,908,026 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,795,310, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $3,850,943 reflects our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 359 full-time employees and 70 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $169,785,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $400,991,845 in used vehicle loans and $64,878,643 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have solutions that fit your budget and lifestyle.

Business Financing

For business owners looking to expand or innovate, we also offer outstanding commercial loans totaling $294,785,559. These funds can provide the capital needed to grow your business and seize new opportunities.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $109,019,829, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home of your dreams.

Refinancing Options

If you're considering refinancing any existing loans, our team is here to guide you through eligibility options and help lower your monthly payments or interest rates. At Community Choice, we prioritize transparency and value for our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how Community Choice can support your financial journey!

Unsecured Credit Cards

Managing everyday expenses has never been easier with our unsecured credit card loans. With a total of $62,280,104 in unsecured credit card loans available, you can enjoy flexible terms that help you navigate your finances more effectively.

Loan Aggregator

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COMMUNITY CHOICE CREDIT UNION - Commerce Township, MI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans