Community Credit Union Lewiston ME | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Community Credit Union, where your financial well-being is our top priority! Located at 144 Pine St, Lewiston, ME 04240, we have been serving our members since 1945. With a strong commitment to our community and a membership base of over 12,651 individuals, we pride ourselves on providing tailored banking solutions that fit your unique needs. As a member-focused institution, we understand the importance of trust and reliability. That's why we manage total assets of $106,996,192, ensuring that your savings are secure with us. Whether you're looking for personal banking options like checking and savings accounts or financing for your next vehicle with our 5,136 auto loans, we have something for everyone. Our dedicated team of 41 employees is led by CEO Jennifer Hogan and Board President Marcel Gagne, who are passionate about empowering our members through financial education and exceptional service. We also maintain a solid net worth of $11,249,306 and hold total deposits of $3,737,865 a testament to our financial strength and stability. While you can reach out to us at the branch or enjoy our ATM services anytime, remember that official correspondence should be sent to the same address: 144 Pine St, Lewiston, ME 4240. We invite you to explore what Community Credit Union has to offer. Visit our website at www.communitycreditunion.com or call us at 207-783-2096 to learn more about how we can assist you in achieving your financial goals. Join us today and experience the difference of community-driven banking!

Branch History & Mission

At Community Credit Union, we are proud of our rich legacy that began in 1945. Established in the heart of Lewiston, ME, our branch at 144 Pine St has been a cornerstone for financial support and community connection for nearly eight decades. Over the years, we have grown from a small local credit union to a robust institution that proudly serves over 12,600 members with total assets reaching an impressive $106,996,192. Our mission is simple yet powerful: to provide accessible and affordable financial services while fostering community growth and well-being. We believe in empowering our members through personal banking solutions such as checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We also understand the importance of supporting local businesses through our business banking services. Located conveniently on Pine Street, our branch is easily accessible to residents in the area. Whether you're stopping by during our operating hours Monday through Friday from 7:30 AM to 5:00 PM or using our drive-thru service, we strive to make every visit smooth and welcoming. For those who prefer digital banking, we offer online and mobile banking options that allow you to manage your finances anytime, anywhere. While members can visit us at 144 Pine St Lewiston Me 04240 for their banking needs, official correspondence should be sent to our mailing address at 144 Pine St, Lewiston, ME 4240. We take pride in being ADA compliant and ensuring that all members can access our services comfortably. Our ATM availability and shared service center further enhance the convenience we aim to provide. Community Credit Union actively engages in partnerships with local organizations to support various outreach efforts that strengthen our community ties. As we look forward to the future, we invite you to become part of the Community Credit Union family. Join us today to experience personalized financial solutions crafted with your needs in mind. Together, let's continue building a thriving community! For more information or assistance, feel free to reach out at 207-783-2096 or visit us online at Community Credit Union.

Branch Location & Accessibility

Convenient Access

Finding us is a breeze! With ample parking available, you can easily pull in and take care of your banking without any hassle. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances so everyone can feel welcome. If you prefer to bank from the comfort of your car, our drive-thru service is ready to assist with deposits, withdrawals, and other simple transactions.

Get in Touch!

Have questions? Want to learn more about what we can do for you? Give us a call at 207-783-2096 or stop by during our operating hours. We look forward to welcoming you into the Community Credit Union family!

Operating Hours

We know that life can get busy, which is why our lobby is open Monday through Friday from 7:30 AM to 5:00 PM. This allows you plenty of time during the week to come in and talk with our friendly staff about personal banking options like checking and savings accounts, auto loans, or mortgage refinancing. While members can visit us at 144 Pine St for all their banking needs, official correspondence should be sent to the same address.

Services Offered

At Community Credit Union, we offer a variety of services tailored to fit your lifestyle. From personal loans and credit cards with rewards to business banking solutions and online/mobile banking options we've got something for everyone! Plus, our ATM is available for quick cash withdrawals or balance checks whenever you need it. If you're a member of another credit union, don't worry! We also provide shared branch services where you can make deposits and withdrawals easily.

Member Eligibility

At Community, we believe in fostering a welcoming community where everyone can thrive. Joining us is easy! If you live, work, worship, or attend school in Androscoggin County, you're already eligible to become a member. Being part of our credit union means gaining access to a range of financial services designed to support your goals and dreams. You'll enjoy competitive rates on loans, personalized service from friendly staff, and the peace of mind that comes with knowing your money is in good hands. To get started on your membership journey, simply visit us at our branch located at 144 Pine St Lewiston Me 04240 or give us a call at (207) 783-2096 for more details. For a complete overview of eligibility requirements, feel free to check out our website at . We can't wait to welcome you into the Community family!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,920,324, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine a bustling café on a Saturday morning. Customers are lining up, eager to pay for their coffee. With our merchant services, you can accept payments quickly and securely making the experience seamless for both you and your customers. Whether it's card payments or mobile transactions, we ensure that your business operates smoothly, allowing you to focus on what you do best: serving your customers. Come visit us at 144 Pine St Lewiston Me 04240 in Lewiston, ME, or give us a call at (207) 783-2096. Let's explore how we can work together to fuel your business's success!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

For quick transactions, our ATM and cash withdrawal services are readily available. Whether you're making a deposit or withdrawing cash, our ATMs are designed for simple access. Plus, if you're a member of a partner credit union, enjoy the benefits of basic shared branch transactions like deposits and withdrawals.

Business Banking Solutions

If you're a business owner, Community has your back with our comprehensive business banking services. From merchant services that help you accept payments easily to business loans that fuel your growth, we are here to support your entrepreneurial journey.

Credit Card Options

We also offer credit cards with rewards, allowing you to earn points on your everyday purchases. This means that not only do you get the convenience of credit, but you also get rewarded for using it!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. Need to check your balance? Transfer funds? Or pay bills? You can do all this right from your phone or computer with ease.

Friendly Support

At Community, we pride ourselves on exceptional customer service. Our team is always ready to assist you during lobby hours from Monday through Friday from 7:30 AM to 5:00 PM. You can also reach us at (207) 783-2096 for any inquiries or assistance. We invite you to visit us at our branch located at 144 Pine St Lewiston Me 04240, in beautiful Lewiston, ME. Explore how our comprehensive list of services can help you achieve your financial goals today! Ready to take the next step? Visit our website at https://www.communitycreditunion.com/ for more information or stop by the branch we're excited to serve you!

Personal Banking Services

At Community, we understand that managing your finances can sometimes feel overwhelming. That's why we offer various personal banking options designed to simplify your life. Our checking and savings accounts help you manage your everyday expenses while saving for the future. If you're considering purchasing a vehicle, our auto loans and vehicle financing solutions make it easy to drive away in the car you want without breaking the bank. For those looking to buy their dream home or refinance an existing mortgage, our mortgage loans and refinancing options provide flexible terms and competitive rates. And if you find yourself in need of extra cash for unforeseen expenses, our personal loans and debt consolidation services can help you get back on track quickly.

Digital & Online Banking

Key Features

Our online banking service gives you 24/7 access to your accounts, making it easy to check balances, transfer funds, and pay bills all from the comfort of your couch or while sipping coffee at your favorite café. Plus, with features like electronic signature authorization, you can complete transactions securely without the need for paper forms. If you prefer going green, e-statements are available too, so you can keep track of your finances without clutter. Managing money has never been easier with our mobile application. It's packed with functionalities including mobile payments, which let you make purchases right from your phone. Need to send money to a friend? Our person-to-person transfers allow you to do that instantly, making splitting bills or sending gifts hassle-free.

Security and Accessibility

Security is a top priority for us. With robust protection measures in place, you can feel confident knowing that your information is safe while using our online services. Our platform is designed to be intuitive and straightforward so that even if you're not tech-savvy, navigating through it will be a breeze. At Community, we believe managing your finances should be simple and accessible. With our digital banking tools, everything you need is right at your fingertips allowing for real-time account management that fits seamlessly into your busy life. Join us today and experience the ease of banking on your terms!

Financial Strength

Commitment to Innovation and Growth

With $11,249,306 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,568 in used auto loans and $87,856,046 in total loans and leases.

Member-Centric Savings Solutions

Your savings are secure with us. We have $25,468,570 in share certificates and $6,538,483 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,002,929, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having 35 full-time employees and 6 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $11,249,306, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,051 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Through Transparency

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community is your trusted partner. Visit us at 144 Pine St Lewiston Me 04240 or call (207) 783-2096 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $40,810,525 in used vehicle loans and $5,528,048 in new vehicle loans already helping members get on the road. We are here to provide flexible financing options that suit your budget.

Credit Lines

For those needing additional financial flexibility, our total credit lines amounting to $14,527,654 provide an easy way to access funds when needed. This option is perfect for managing cash flow and unexpected expenses without the hassle. If you're interested in refinancing your current loans or exploring eligibility options, our team is here to help guide you through the process. It's essential to find what works best for your unique situation. At Community, we are committed to supporting our members' financial journeys. Visit us today or check out our website at https://www.communitycreditunion.com/ for more information about our loan offerings and services. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,041,334, make buying or refinancing simple. We strive to make the mortgage process straightforward, ensuring you feel supported every step of the way.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $973,486 in loans helping members manage their finances effectively. This can be a great way to handle unexpected expenses while enjoying benefits like rewards and low-interest rates.

Loan Aggregator

Building Trust Through Transparency

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback reflects the reliability and user satisfaction that LendMesh aims to provide. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that users receive accurate and trustworthy information.

COMMUNITY CREDIT UNION - Lewiston, ME