Community Credit Union New Rockford ND

Introduction

Welcome to Community, your trusted partner in financial growth since 1942. Located at 20 1St St N, New Rockford, ND 58356, our credit union has proudly served the local community for over eight decades. With a commitment to putting members first, we currently support 4,245 members and manage total assets of $171,397,428. At Community, we understand that banking is more than just numbers; it's about relationships and building a secure future together. Our dedicated team, led by CEO Barbara Messner and Board President Jim Harmon, works tirelessly to ensure our services meet your needs. Whether you're looking for loans or deposit options, we have you covered with 903 active loans and total deposits reaching $3,231,991. While you can visit us at our branch for personalized service during our operating hours from 8:30 A.M. to 3:30 P.M., official correspondence should be directed to our mailing address: 20 1st St N, New Rockford, ND 58356-2201. With a net worth of $27,888,003 and cash in hand amounting to $659,596, we stand ready to support you through various financial journeys. We are here not only to help you manage your money but also to enhance your financial well-being. We invite you to explore what Community can do for you whether it's opening an account or discussing loan options. Give us a call at 701-947-5011, or visit our website at community-credit-union.org for more information. Join us as we continue making a positive impact on the lives of our members and the community!

Branch History & Mission

Our Mission

At Community, our mission is simple yet impactful: to provide exceptional financial services while supporting our local community. We believe that everyone deserves access to affordable banking solutions tailored to their needs. Our approach combines traditional values with modern advancements in technology. We offer online banking and mobile app services to make managing finances as convenient as possible. While members can visit us at 20 1st St N, official correspondence should be sent to 20 1st St N, New Rockford, ND 58356-2201. Our operating hours are Monday through Friday from 8:30 A.M. - 3:30 P.M., ensuring that we're available when you need us. In addition to providing essential banking services like loans and deposits which total over $171 million in assets we're deeply committed to community outreach. We partner with local organizations and participate in initiatives that uplift those around us. It's not just about banking; it's about building a better tomorrow for everyone in New Rockford. As we look toward the future, we're excited about what lies ahead. We're continuously striving to improve and adapt while staying true to our roots of service and community involvement. If you're looking for a credit union that prioritizes your needs and invests in your future, we invite you to join Community today! Experience the difference that a member-focused credit union can make in your life.

Branch Location & Accessibility

Connect With Us

Have questions? Feel free to give us a call at 701-947-5011! Our team looks forward to welcoming you and helping you with your financial journey. Come by and see how we can make banking easier for you today!

Easy Access and Comfort

Our location is designed for your convenience. There's ample parking available right outside the branch, so you won't have to worry about finding a spot. We also prioritize accessibility; our facility is ADA compliant and features ramps for those who need them.

Operating Hours

We understand that life gets busy. That's why we offer friendly service during convenient hours! You can visit us from 8:30 A.M. to 3:30 P.M., Monday through Friday. Whether you want to open an account, ask questions about loans, or simply chat with our staff, we're ready to assist you during these hours.

Services Available

At the Community Credit Union, we offer essential banking services tailored to meet your needs. While we currently do not have ATM facilities or drive-thru banking options available at this location, our team is ready to assist you inside the branch with any transactions or inquiries you might have.

Member Eligibility

At Community, we believe in creating a welcoming community where everyone can thrive. If you're looking to join us at our branch located at 20 1St St N New Rockford Nd 58356, you'll be pleased to know that becoming a member is easy and open to many! To qualify, you just need to meet some simple criteria, which primarily includes living or working in the area we serve. We encourage you to check out the detailed eligibility requirements available on our website. Joining Community comes with numerous advantages, including personalized service and a commitment to your financial well-being. Whether you're looking for savings accounts, loans, or other financial products, our dedicated team is here to support you every step of the way. Ready to start your journey with us? You can reach out at (701) 947-5011 for any questions or simply drop by during our operating hours from 8:30 A.M. to 3:30 P.M. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

When it comes to handling transactions, we provide reliable merchant services that streamline payment processes. Imagine running a busy café where you need fast and secure payment options for your customers. Our merchant solutions allow you to accept various payment methods, making transactions smoother and enhancing customer satisfaction. Located at 20 1St St N New Rockford Nd 58356 in New Rockford, ND, our team is ready to partner with you on your business journey. For more information or assistance, feel free to call us at (701) 947-5011. Your success is our priority!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to purchase new equipment, hire staff, and reach new markets. - With an outstanding commercial loan portfolio of $24,148,916, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Convenience

In today's fast-paced world, convenience matters. At Community, we prioritize accessibility with our online banking platform, allowing you to manage your accounts from the comfort of your home. You can check balances, transfer funds, and pay bills anytime, anywhere. If you prefer mobile options, we also have a mobile application that makes banking on-the-go simple and efficient.

Banking Made Easy

Our services include ATM Services Only, making it easy for you to access your cash whenever you need it. Whether you're withdrawing money for everyday expenses or saving for something special, our ATMs provide a convenient solution.

Join Our Community

At Community, being part of a credit union means more than just accessing financial products; it's about joining a community that cares about your well-being. We invite you to visit us at 20 1St St N New Rockford Nd 58356 or explore our offerings further at our website. Discover how we can support you in achieving your financial goals while enjoying the benefits of membership at Community!

Personalized Support

We believe in providing personalized support tailored to your unique financial situation. Our friendly staff is always ready to help with any questions or concerns you may have regarding our services. You can reach us at (701) 947-5011 during our operating hours from 8:30 A.M. to 3:30 P.M., Monday through Friday.

Digital & Online Banking

At Community, we know that managing your finances should be convenient and secure. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, accessing your accounts has never been easier. With our online banking platform, available at https://www.community-credit-union.org/, you can enjoy 24/7 access to your accounts. This means you can check balances, make transfers, and pay bills whenever it suits you. Plus, our user-friendly interface ensures that navigating through your financial information is simple and stress-free. If you're looking for quick transactions, our person-to-person transfer feature allows you to send money directly to friends or family with just a few clicks. It's perfect for splitting bills or sending gifts without the hassle of cash. And for those who prefer going paperless, we provide e-statements, so you can receive your account statements electronically helping the environment while keeping your records organized. Our mobile application makes banking on the move easy. With this handy app, you can manage your accounts right from your smartphone. Although mobile payments aren't currently available, the app still allows for efficient account management wherever you are. Security is always a top priority at Community. While we don't offer electronic signature authorization yet, rest assured that all of our digital services are protected with advanced security measures to keep your information safe. In today's fast-paced world, having reliable banking options at your fingertips is essential. Experience the convenience of online banking with us today! Visit https://www.community-credit-union.org/ to learn more about how we can help simplify your financial life.

Financial Strength

Commitment to Growth

With $89,738 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $118 in used auto loans and $31,107,812 in total loans and leases to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $62,133,651 in share certificates and $26,181,034 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to serving you effectively. We reported a net income of $639,541, showing our ability to manage expenses while providing valuable services to our members. With 11 full-time employees and 0 part-time employees, our branches are always ready to assist you with knowledgeable support.

Our Financial Health

With a net worth of $27,888,003, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Presence

Total Share Accounts: 8,990, showcasing a strong and growing member base that trusts us with their finances. Together, we're building a community where everyone thrives. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community is your trusted partner. Visit us at 20 1St St N New Rockford Nd 58356 or call (701) 947-5011 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,633,120 in used vehicle loans and $637,198 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used car, our team is here to assist you through the process.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $24,148,916 provide essential capital needed for expansion and operations. We are dedicated to supporting local businesses and contributing to economic growth in our community.

Credit Card Solutions

For those looking for flexibility in managing finances, we also offer unsecured credit card loans with a total of $430,091 in loans available. These cards provide convenient access to funds when you need them most while allowing you to build or maintain your credit score.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,588, make buying or refinancing simple. We aim to make the home loan experience straightforward and supportive for all our members.

Refinancing and Eligibility

We also offer refinancing options for many of our loan products. If you currently have a loan and are looking for lower rates or better terms, reach out to us for more details on eligibility requirements. If you have any questions about our loan offerings or want to start your application process today, please contact us at 701-947-5011 or visit us at 20 1st St N New Rockford Nd 58356. Our team is ready to help guide you toward financial success! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By using verified data, LendMesh provides users with peace of mind, knowing that they are looking at legitimate loan offers.

COMMUNITY CREDIT UNION - New Rockford, ND

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