Community Credit Union Fessenden ND | Convenient ATM Access Only

Introduction

Welcome to Community at our Fessenden Branch, located at 86 Main Ave S, Fessenden, ND 58438. Since opening our doors in 1942, we have proudly served our community with a commitment to providing reliable financial services and fostering strong relationships with our members. With a membership base of 4,245, we focus on meeting the unique needs of each individual while ensuring their financial well-being. At Community, your trust is paramount. With total assets of $171,397,428 and total deposits reaching $3,231,991, we prioritize the security and growth of your funds. Our dedicated team of 11 employees, under the leadership of CEO Barbara Messner and Board President Jim Harmon, works diligently to create a welcoming environment where members feel valued and supported. While you can reach us directly at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 86 Main Ave S, Fessenden, ND 58438. We believe in transparency and are proud to share that our net worth stands at an impressive $27,888,003, reflecting our solid foundation and commitment to serving you effectively. We invite you to explore a variety of services tailored just for you. From loans totaling 903 to managing your savings, we are here to help you navigate your financial journey with ease. Whether you're looking for assistance with personal loans or simply want guidance on saving for the future, Community has got your back. Feel free to contact us at 701-547-3856 during our lobby hours from 8:30 A.M. to 3:30 P.M. weekdays. We're excited to assist you in achieving your financial goals! Visit us online at Community Credit Union for more information about our offerings and how we can serve you better!

Branch History & Mission

At Community, located at 86 Main Ave S in Fessenden, ND, we proudly carry a legacy that began in 1942. Over the years, we have grown from a small cooperative into a trusted financial institution with a total membership of 4,245 and total assets amounting to $171,397,428. Our journey reflects our commitment to serving the community and meeting the evolving needs of our members. From our inception, we have always prioritized our members' financial well-being. We understand that every individual has unique goals and dreams, which is why we offer personalized services ranging from loans to savings accounts. As we have expanded our offerings, we have also embraced technology to enhance member experience. Our online banking platform makes it easy for members to manage their finances anytime, anywhere. Our mission is clear: to provide accessible financial services while fostering community growth and support. We believe in empowering our members through education and resources that promote financial literacy. Whether it's helping someone buy their first home or providing guidance on savings strategies, Community is dedicated to being there for every step of the way. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address at 86 Main Ave S, Fessenden, ND 58438. Our doors are open Monday through Friday from 8:30 A.M. to 3:30 P.M., ensuring that we are available when you need us most. Community engagement is at the heart of what we do. We actively participate in local events and partner with organizations to give back to Fessenden and surrounding areas. This not only strengthens our ties but also creates opportunities for growth within our community. As a member-focused credit union without ATM or drive-thru services currently available, we prioritize personal interactions and relationships over transactions. We invite you to join us at Community and experience firsthand how we can help you achieve your financial aspirations while making a positive impact in our community together. For any inquiries or assistance, feel free to reach out at 701-547-3856. Join us today and become part of a family dedicated to your financial success!

Branch Location & Accessibility

Accessibility Features

We believe that everyone should have easy access to financial services. Our branch is equipped with features that comply with ADA standards, ensuring that all members can navigate our space comfortably. Should you require assistance while visiting, our friendly staff is always ready to help.

Call to Action

So why wait? Visit us at the Community Credit Union Fessenden Branch today and discover how we can assist you with your financial goals. We look forward to welcoming you into our community-focused environment!

Convenient Location

Nestled right on Main Avenue, our branch is surrounded by local landmarks that make it easy to find. If you're near the Wells County Courthouse or just passing through town, stop by and see us! With ample parking available, you won't have to worry about finding a spot when you arrive.

Operating Hours

We are open Monday through Friday from 8:30 A.M. to 3:30 P.M., providing flexible hours for your banking needs. If you need assistance or have questions about our services, feel free to give us a call at 701-547-3856 during these hours.

Services Offered

While we currently do not offer ATM or drive-thru services at this location, our team is here to assist you with various banking services tailored to meet your needs. From personal loans to account management, we're dedicated to helping you navigate your financial journey.

Member Eligibility

At Community, we believe in creating a welcoming community where everyone can thrive. Becoming a member is an exciting opportunity for anyone who lives, works, or worships in the area around 86 Main Ave S Fessenden Nd 58438. Whether you're looking for a supportive financial partner or just want to enjoy the benefits of membership, we're here to help you every step of the way. Our eligibility criteria are straightforward and inclusive if you're part of our vibrant community, you likely qualify! For more detailed information about who can join us, feel free to check out our eligibility guidelines. Opening an account with us is simple and hassle-free. Just give us a call at (701) 547-3856, and our friendly team will guide you through the process. We're dedicated to ensuring that your transition into membership is smooth and enjoyable. Join us today at Community and start experiencing all the advantages of being part of our family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. This means more opportunities for local enterprises to thrive right here in Fessenden. - With an outstanding commercial loan portfolio of $24,148,916, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's competitive marketplace, efficient payment processing can make all the difference. Our merchant services provide practical solutions that simplify transactions, allowing you to focus on what you do best running your business. Imagine a seamless checkout experience for your customers that not only boosts satisfaction but also enhances your bottom line. Whether you're at our branch located at 86 Main Ave S Fessenden Nd 58438 in Fessenden, ND, or exploring options online, we're here to help you navigate the financial landscape. Reach out to us at (701) 547-3856 today and discover how we can support your business journey!

Comprehensive List Of Services

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why Community offers robust online banking options, allowing you to manage your accounts from anywhere at any time. You can check balances, pay bills, and transfer money easily through our secure online platform. For those who prefer using their mobile devices, our mobile app provides an excellent way to bank on-the-go ensuring that your finances are always within reach.

Personalized Banking Solutions

When you walk into our branch located at 86 Main Ave S Fessenden Nd 58438, you can expect a warm welcome and personalized service. Whether you are looking to open a new account, apply for a loan, or simply have questions about your finances, our friendly team is here to assist you. We understand that each member's financial journey is unique, which is why we take the time to listen and provide solutions that fit your specific needs.

Specialized Services for Everyone

We recognize that financial needs vary among our members. From first-time homebuyers seeking mortgages to businesses needing commercial loans, Community has got you covered. Our offerings include ATM services only, ensuring quick access to cash when you need it most. While we may have limited services available in person, we remain committed to providing quality support via phone at (701) 547-3856 during our operating hours from 8:30 A.M. to 3:30 P.M., Monday through Friday.

Your Trusted Financial Partner

At Community, we strive to be more than just a credit union; we aim to be your trusted financial partner. We are proud of the community we serve and the relationships we build with our members. By offering essential services that are easy to access and understand, we empower you to take charge of your financial future. If you're ready to explore how Community can assist you further, don't hesitate! Visit us at 86 Main Ave S Fessenden Nd 58438, call us at (701) 547-3856, or check out our website at https://www.community-credit-union.org/ for more information. We look forward to supporting your financial journey!

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can check your balance, pay bills, and transfer funds with just a few clicks. You can also send money directly to friends or family through our person-to-person transfer feature, making it easy to share expenses without the hassle of cash. If you prefer to keep track of your finances on your mobile device, you'll love our user-friendly mobile application. With this app, you can manage your accounts from the palm of your hand, ensuring you're always in control of your money.

Security and Accessibility

We prioritize your security. Although we don't currently offer electronic signature authorization for transactions, rest assured that our systems are designed with robust security measures to protect your personal information. Plus, e-statements are available, allowing you to view and manage your statements digitally, which not only helps reduce paper clutter but also makes it easier to track your financial history. While mobile payments are not available at this time, we're committed to providing features that help simplify your banking experience. Our goal is to ensure that every transaction is straightforward and secure so that you can focus more on what matters most. Experience the freedom and ease of banking with Community by exploring our digital services today! Visit us at https://www.community-credit-union.org/ to get started.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 8,990, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the community's confidence in Community, reinforcing our position as your trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community is your trusted partner. Visit us at 86 Main Ave S Fessenden Nd 58438 or call (701) 547-3856 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $89,738 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your success is reflected in our lending capacity offering $118 in used auto loans and $31,107,812 in total loans and leases helps support your financial goals across various sectors.

Operational Efficiency

Our $639,541 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Strong Financial Health

With a net worth of $27,888,003, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings for Members

Members' savings are secured through $62,133,651 in share certificates and $26,181,034 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,633,120 in used vehicle loans and $637,198 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in your next vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $24,148,916 provide the capital needed to grow and expand. We understand the challenges of running a business, and we're here to support your journey toward success.

Eligibility and Refinancing Options

If you're interested in any of these loan products or want to explore refinancing options, we encourage you to reach out. Our team can help assess your eligibility and guide you through the application process. For more information about our loan offerings or to speak with one of our representatives, please call us at (701) 547-3856 or visit us at 86 Main Ave S Fessenden Nd 58438 in Fessenden, ND. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to supporting your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,588, make buying or refinancing simple. We're here to guide you through the process and ensure you find a plan that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $430,091 in loans helping members manage their finances effectively. These cards come with various features and benefits to help you handle both expected and unexpected expenses with ease.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all offers are fair and transparent. By working exclusively with verified financial institutions, LendMesh ensures that users receive accurate information to help guide their choices.

Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COMMUNITY CREDIT UNION - Fessenden, ND

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