Introduction
Welcome to Community 1st, your trusted financial partner located at 104 S Main St, Ekalaka, MT 59324. Since our establishment in 1953, we have been dedicated to serving our community with personalized banking solutions tailored just for you. With a proud membership of 3,920 members and total assets exceeding $39 million, we take pride in fostering financial growth and stability within Ekalaka and beyond. At Community 1st, we understand the importance of reliable banking services. That's why we offer a wide array of products, including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking options. Whether you're looking to buy your first car or expand your business, we've got you covered. Our commitment to our members is reflected in our strong financial foundation, boasting a net worth of $4,338,629 and total deposits amounting to $2,219,021. We maintain a healthy cash reserve of $1,573,709, ensuring that we can support our members' needs when it matters most. Under the leadership of CEO John Gillette and Board President Keith Bogner, our team of 11 dedicated employees is here to provide you with the guidance and resources necessary for making informed financial decisions. We strive to create an atmosphere of trust and reliability where every member feels valued. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 292, Ekalaka, MT 59324. We invite you to explore the benefits of membership with Community 1st. Whether it's through online banking or visiting us in person during our operating hours from 9:00 AM to 4:00 PM, we're here for you. For any inquiries or assistance, feel free to call us at 406-775-8748. Let's work together towards achieving your financial goals!
Branch History & Mission
Community 1st has a rich legacy that began in 1953, when it first opened its doors in Ekalaka, MT. Since then, we have grown to become a trusted financial partner for the local community. Located at 104 S Main St, our branch is not just a place for banking; it's a cornerstone of support and service for the residents of Ekalaka and surrounding areas. Over the years, Community 1st has evolved significantly. With a current membership of 3,920 and total assets reaching an impressive $39,073,783, we have remained committed to providing exceptional financial services tailored to our members' needs. Our journey reflects our dedication to growth while keeping our members' interests at heart. Our mission at Community 1st is clear: we strive to empower our members through accessible financial services and community support. We believe in fostering strong relationships with our members and helping them achieve their financial goals. Whether it's personal banking solutions like checking and savings accounts, auto loans, or business banking services, we are here to serve with integrity and compassion. While members can visit us at our main branch address, official correspondence should be sent to PO Box 292, Ekalaka, MT 59324. Our operating hours are Monday through Friday from 9:00 am to 4:00 pm, making it easy for you to access our services. In addition to traditional banking options, we embrace modern conveniences such as online banking and person-to-person payment services. We also ensure that everyone in our community can access our facilities with ADA compliance standards in mind. Our commitment extends beyond banking; we actively engage in community outreach efforts to make a positive impact. At Community 1st, we invite you to join us on this journey of growth and support. Experience the benefits of being part of a credit union that truly cares about your financial well-being. Visit us today or call us at 406-775-8748 to learn more about how we can help you thrive in your financial endeavors!
Branch Location & Accessibility
Welcome to Community 1st, your friendly neighborhood credit union located at 104 S Main St in Ekalaka, Montana. We're proud to serve the community with a convenient branch that's easy to access for all your banking needs. Whether you're stopping by for personal banking services or need assistance with loans, our welcoming team is here to help. While you can visit us at our branch address, please send any official correspondence to PO Box 292, Ekalaka, MT 59324. This ensures that we receive your important documents without delay. Situated right in the heart of Ekalaka, our branch is close to local landmarks and just a short drive from nearby attractions. Parking is readily available for our members, making it simple and stress-free to drop by. Our location also features accessibility options, including ramps and ADA-compliant facilities, so everyone can comfortably access our services. We invite you to visit us during our operating hours from 9:00 AM to 4:00 PM, Monday through Friday. While we do not currently offer drive-thru banking, we do provide a range of services designed with your convenience in mind. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, if you're a member of another participating credit union, you can take advantage of shared services right here at our location. For added convenience, an ATM is available on-site for quick cash withdrawals and balance checks whenever you need it. If you have any questions or want to learn more about what we offer, feel free to give us a call at 406-775-8748. We look forward to welcoming you into Community 1st! Come see how we can help you achieve your financial goals today!
Member Eligibility
At Community 1st, we believe that everyone deserves a chance to be part of a friendly and supportive financial community. Becoming a member is simple! If you live, work, worship, or attend school in Ekalaka or the surrounding area, you're likely eligible to join us. We welcome individuals from all walks of life, making it easy for you to access our range of services designed with your needs in mind. Once you're a member, you can enjoy benefits like competitive rates on loans and savings accounts, personalized service, and a variety of banking options tailored just for you. To learn more about the specific eligibility requirements and ensure you're ready to join, check out our detailed informati. When you're ready to open your account, it's as easy as visiting us at 104 S Main St, Ekalaka MT 59324 or giving us a call at (406) 775-8748. We're excited to help you take this important step toward your financial future!
Business Banking & Commercial Services
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $8,338,866, we continue to drive economic growth by financing new and expanding businesses. We also provide merchant services that help streamline your operations. Imagine having a reliable partner who ensures your transactions are smooth, allowing you to focus on what you do best running your business. From payment processing solutions to tailored financial advice, we're here to help you thrive. Visit us at 104 S Main St Ekalaka Mt 59324 in Ekalaka, MT or call us at (406) 775-8748 to learn more about how we can assist your business's financial journey.
Comprehensive List Of Services
Business Banking Services
If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to help your enterprise thrive. We understand the unique challenges businesses face, and our team is ready to assist you every step of the way.
Community Engagement
At Community 1st, we believe in giving back to our community. Our services are not just about banking; they're about building relationships and supporting local initiatives that matter most to our members. If you have any questions or need assistance with any of our services, feel free to reach out to us at (406) 775-8748 during our lobby hours from 9:00 AM to 4:00 PM. We invite you to visit us at 104 S Main St Ekalaka Mt 59324, where our friendly staff is ready to help you with all your financial needs. Join us at Ekalaka Branch today and discover how we can support your financial journey!
Convenient Digital Banking
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. Access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills online. Need cash? Our ATM services allow for easy cash withdrawals and balance checks without any hassle.
Personal Banking Solutions
Our personal banking options are designed to help you manage your money effectively. We offer various checking and savings accounts that fit different lifestyles. Need a new car? Our auto loans and vehicle financing can get you on the road quickly, with flexible terms that make repayment easy. If homeownership is on your mind, check out our mortgage loans and refinancing options which can help you secure your dream home at competitive rates. For those times when life throws unexpected expenses your way, our personal loans and debt consolidation services provide the financial relief you need without added stress. Plus, don't forget about our credit cards with rewards, which can help you earn benefits while making everyday purchases.
Shared Branching Options
As part of a larger network, we also provide basic shared branch transactions for members of partner credit unions. This means you can perform deposits and withdrawals even when you're away from home.
Digital & Online Banking
Key Features
One of the highlights of our online banking is the ability to make person-to-person transfers. Whether you're splitting a bill with friends or sending money to family, this feature makes it quick and hassle-free. Plus, while we currently don't offer mobile payments or a dedicated mobile application, you can still manage all your transactions smoothly via your smartphone's web browser. For those who prefer going green, we provide e-statements, allowing you to receive your bank statements electronically. This not only helps the environment but also keeps your documents organized and easily accessible.
Security & Ease of Use
Security is paramount at Community 1st. Although we do not use electronic signature authorization at this time, our online banking system is designed with multiple layers of security to protect your personal information. You can bank with confidence knowing that your data is safeguarded. Our user-friendly interface ensures that even those new to online banking will find it straightforward. With real-time account management, you can stay on top of your finances effortlessly. No matter where life takes you, Community 1st is here to support your banking needs with our convenient digital solutions!
Financial Strength
Committed Team
We also take pride in having 10 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 6,216, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community 1st is your trusted partner. Visit us at 104 S Main St Ekalaka Mt 59324 or call (406) 775-8748 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Investment in Member Services
With $4,057,266 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have $421 in used auto loans and $32,447,594 in total loans and leases, supporting our members' financial goals across various sectors. Our $118,788 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.
Secure Savings Opportunities
Members' savings are secured through $5,044,237 in share certificates and $6,217,838 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Health
With a net worth of $4,338,629, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.10% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Options
If you're considering refinancing or exploring eligibility options for any of our loan products, we're here to help. Our team is dedicated to providing clear information and support throughout your financial journey. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step toward achieving your financial goals or simply have questions about our offerings, feel free to reach out at 406-775-8748 or visit us at 104 S Main St Ekalaka Mt 59324. We're here to help you every step of the way!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,487,073 in used vehicle loans and $991,896 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget, making it easier for you to drive away in the vehicle you want.
Business Financing
For business owners, our outstanding commercial loans totaling $8,338,866 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; our financing solutions are designed to help you navigate those challenges smoothly.
Credit Card Loans
Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $154,146 in loans assisting members to manage their finances effectively, we provide flexible terms that help you stay on top of your spending without stress.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,073,332, make buying or refinancing simple. Whether you're looking for a new home or refinancing your existing one, our team is here to guide you through the process and find the best terms for your situation.
Loan Aggregator
Benefits of Using LendMesh
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Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By relying on verified data from legitimate financial institutions, LendMesh builds trust among its users.
