Community 1st Shenandoah IA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Community 1st, your trusted financial partner located at 700 S Fremont St, Shenandoah, IA 51601. Since our establishment in 1936, we have been dedicated to serving our community with care and commitment. We proudly support over 69,212 members, ensuring their financial needs are met with personalized service and innovative solutions. At Community 1st, we understand that banking is more than just transactions; it's about building relationships. With total assets exceeding $1,014,113,656, our strength lies not only in our financial stability but also in our ability to provide a wide range of services tailored to you. Our offerings include personal banking options like checking and savings accounts, as well as auto loans, mortgages, credit cards with rewards, and business banking solutions. As a member-focused credit union, we have a net worth of $105,687,386 and hold total deposits of $75,173,643, reflecting our commitment to safeguarding your finances. Our experienced team, led by CEO Gregory Hanshaw and Board President Tim Elliott, is here to assist you every step of the way. With a dedicated staff of 295 employees, we prioritize your satisfaction while maintaining high standards of service. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 700 S Fremont St, Shenandoah, IA 51601. You can reach us easily at 712-246-4449 for any inquiries or assistance. Discover how Community 1st can help you achieve your financial goals by visiting us online at www.c1stcu.com. We look forward to welcoming you into our family!

Branch History & Mission

A Rich Legacy

Located at 700 S Fremont St, Shenandoah, IA 51601, our branch is not just a place for transactions; it's a hub of support and growth for our community. As we look back on our history, we celebrate milestones that have shaped us into who we are today. From offering basic savings accounts to expanding our services to include auto loans, mortgages, and business banking solutions, every step has been taken with our members in mind. Our commitment to innovation is evident as we integrate modern banking technologies while ensuring ADA compliance to serve all members effectively. We understand that convenience matters. That's why we offer online banking, mobile payments, and an ATM available right here at the branch.

Join Us Today!

With over $1 billion in assets and a strong foundation built on trust and support, Community 1st invites you to experience the benefits of membership. Discover personalized banking solutions tailored for you because at Community 1st, you're not just a number; you're family. Call us today at 712-246-4449 or visit us online at Community 1st to learn more about how we can help you thrive financially. Let's work together towards building a brighter future!

Our Mission

At Community 1st, our mission is clear: to enrich lives through exceptional service and community involvement. We believe that financial stability should be within everyone's reach. That's why we prioritize member education and support local initiatives that uplift our neighborhoods. While members can visit us at 700 S Fremont St, official correspondence should be sent to the same address. Our dedicated team is here Monday through Friday from 7:30 AM to 5:30 PM, ready to assist you with everything from simple transactions to comprehensive financial planning. As part of our commitment to enhancing community ties, we actively engage in outreach programs and partnerships designed to make a real difference in people's lives. Whether it's sponsoring local events or providing resources for those in need, we're dedicated to being more than just a bank we're your neighbors.

Branch Location & Accessibility

Welcome to Community 1st, your friendly neighborhood credit union located at 700 S Fremont St in Shenandoah, Iowa. Nestled right in the heart of Page County, our branch is easily accessible and designed with your convenience in mind. Whether you're visiting us for personal banking needs or exploring options for loans and services, we are here to help. Our location is not just easy to find; it's also near some local landmarks that make it a breeze to drop by. You can swing by after a visit to the nearby parks or even on your way home from shopping. We ensure that parking is readily available for all our members, and our facility is fully ADA compliant with ramps for easy access. At Community 1st, we pride ourselves on providing exceptional service during our operating hours from 7:30 AM to 5:30 PM on weekdays. Our branch features both drive-thru banking and ATM services, so you can manage your finances quickly and efficiently without stepping inside if you're short on time. Whether you're making a deposit, withdrawal, or just checking your balance, we've got you covered. If you need any assistance or have questions about our services like checking and savings accounts, auto loans, or mortgages feel free to reach out at 712-246-4449. While members can visit us at our Shenandoah address for all their banking needs, official correspondence should be sent to the same address. We invite you to come visit us at Community 1st. Your financial well-being is our priority!

Member Eligibility

At Community 1st, we believe that becoming a member means joining a caring community dedicated to your financial well-being. If you're looking to become part of our family, you'll be glad to know that eligibility is designed to be straightforward and welcoming. Typically, anyone who lives, works, worships, or attends school in the Shenandoah area can apply for membership. We also welcome immediate family members of existing members! This means that you can easily access our range of services designed to support your financial goals, whether it's saving for a home, financing a vehicle, or simply managing everyday expenses. Getting started is easy! You can learn more about the specific eligibility requirements by visiting our website. Once you're ready to join us at our branch located at 700 S Fremont St Shenandoah Ia 51601, just give us a call at (712) 246-4449. Our friendly staff will guide you through the account opening process and help you feel right at home. Join us today and take the first step towards securing a brighter financial future with Community 1st!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1077 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,556,909, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly whether your customers are shopping in-store or online. Our services help streamline transactions, making it easier for you to focus on what matters most growing your business. Visit us at 700 S Fremont St, Shenandoah, IA 51601 or call us at 712-246-4449 to learn how Community 1st can help you achieve your business goals!

Comprehensive List Of Services

Business Banking Services

Business owners will find our business banking services invaluable. From merchant services that simplify payment processing to flexible business loans, we're dedicated to helping local businesses thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services that allow you to bank anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills through our user-friendly app, managing your money has never been easier. Additionally, our ATM services and cash withdrawal options ensure you have access to your cash whenever you need it.

Credit Cards & Rewards

To enhance your purchasing power, we provide credit cards with rewards that let you earn points on everyday purchases. This way, you can enjoy benefits while managing your expenses effectively.

Get Started Today!

Your financial well-being is important to us at Community 1st. Whether you're planning for personal goals or seeking business growth, we have the tools and resources to help you succeed. Visit us at our branch in Shenandoah or call us at 712-246-4449 for more information about how we can serve you better. Explore all that we have to offer by visiting our website at c1stcreditunion.com. Let's achieve your financial dreams together!

In-Person Banking Options

For those who prefer face-to-face interactions, our branch provides basic drive-thru banking where you can handle deposits and withdrawals quickly. Our friendly staff is always ready to assist with any inquiries or transactions during lobby hours from 7:30 AM to 5:30 PM on weekdays.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer various personal banking services designed for everyday needs. Our checking and savings accounts provide the foundation for effective money management, allowing you to save for future goals while having easy access to your funds. If you're considering a new vehicle, our auto loans and vehicle financing options are here to help you drive away in your dream car without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans come with competitive rates and personalized service. We also offer personal loans for debt consolidation or unexpected expenses, making it easier to manage your financial obligations.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform lets you access your account with just a few clicks. Whether you're checking your balance or making transfers, everything is at your fingertips. Plus, for those who love staying organized, we offer e-statements so you can view and manage your financial documents digitally, keeping clutter to a minimum. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. Just a few taps on your mobile app are all it takes! Speaking of apps, our user-friendly mobile application allows you to handle banking tasks on the go. You can deposit checks, pay bills, and even make mobile payments all from the comfort of your smartphone.

Security and Accessibility

We prioritize your security with electronic signature authorization for important transactions, ensuring that your information remains safe. Our services are not only secure but also designed to be intuitive and straightforward, making them accessible for everyone. So whether you're managing day-to-day expenses or planning for the future, Community 1st provides the tools you need to stay in control of your finances with confidence. Experience banking made easy with our robust digital offerings today!

Financial Strength

At Community 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how vital it is for you to feel secure about your financial future, and we're proud to share our strong financial standing with you. With a net worth of $105,687,386, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $230,759,270 in share certificates and $24,012,890 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $36,027,973, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $70,392,193 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $10,056 in used auto loans and $849,716,963 in total loans and leases, we support members' financial goals across various sectors. Our commitment to operational efficiency is reflected in our $913,180, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 157,756, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community 1st is your trusted partner. Visit us at 700 S Fremont St Shenandoah Ia 51601 or call (712) 246-4449 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $135,664,189 in used vehicle loans and $20,764,781 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable used option, our financing solutions can help you find what you need without breaking the bank.

Commercial Loans

For business owners, our outstanding commercial loans totaling $248,556,909 provide the capital needed to grow and expand your operations. We know how crucial it is for businesses to have access to funds when they need them most.

Credit Lines

Our total credit lines amount to $168,505,851, giving you access to funds whenever unexpected expenses arise or when you need financial flexibility. This product is designed with your convenience in mind. If you're considering refinancing or exploring eligibility options for any of these products, feel free to reach out! Our team is here to guide you through the process and answer any questions you may have. To learn more about our loan offerings or discuss your specific needs, give us a call at 712-246-4449. You can also visit us online at Community 1st for additional information. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Community 1st, we're here to support you every step of the way as you pursue your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,050,005, make buying or refinancing simple. We are committed to helping you navigate through the mortgage process so you can focus on making your new house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have no outstanding unsecured credit card loans, we are dedicated to helping our members manage their finances effectively by providing products that fit their needs when they arise.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers displayed on the platform are fair and transparent. By focusing on legitimate sources, LendMesh eliminates guesswork and provides users with reliable options.

Key Benefits of Using LendMesh

LendMesh offers several advantages that build trust and credibility: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, empowering users to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in connecting consumers with favorable loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COMMUNITY 1ST CREDIT UNION - Shenandoah, IA

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Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Shenandoah, IA (51601)

Introduction

Branch History & Mission

A Rich Legacy

Join Us Today!

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Credit Cards & Rewards

Get Started Today!

In-Person Banking Options

Personal Banking Solutions

Digital & Online Banking

Key Features for Your Convenience

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Commercial Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Loan Comparisons

Key Benefits of Using LendMesh

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