Community 1st Pella IA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Community 1st, your trusted partner in financial growth and stability! Located at 500 Main St, Pella, IA 50219, we have been serving our community since 1936. With a proud membership of 69,212, we're more than just a credit union; we're a family dedicated to empowering our members with the resources they need to achieve their financial dreams. At Community 1st, we are committed to providing personalized service and a wide array of financial products tailored to fit your needs. Whether you are looking for checking and savings accounts, auto loans, or even mortgage refinancing, our experienced team is here to help. We manage total assets exceeding $1 billion (specifically $1,014,113,656) and hold total deposits of $75,173,643, ensuring that your money is safe with us. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO Gregory Hanshaw and Board President Tim Elliott, our staff of 295 employees works tirelessly to create meaningful relationships within our community. We pride ourselves on being accessible: you can reach us at 641-628-2022 during our lobby hours from Monday through Friday, 8:30 AM to 5:00 PM, or visit us on Saturdays from 8:30 AM to 12:00 PM. While members can visit us at our branch location for all banking needs, official correspondence should be directed to the same address. Our robust online services make it easy for you to manage your finances anytime whether you prefer mobile banking or accessing your account online. Join us today and discover the benefits of being part of a community-focused credit union that cares about your financial well-being. Explore our offerings at Community 1st or give us a call! We look forward to serving you!

Branch History & Mission

Commitment to Accessibility

We understand that accessibility is crucial for all our members. That's why we offer an ATM on-site and drive-thru banking for added convenience. Our operating hours are designed with your busy schedule in mind: Monday through Friday from 8:30 am to 5:00 pm, Saturday from 8:30 am to 12:00 pm for lobby hours, and extended drive-thru hours until 5:30 pm during weekdays. In everything we do, we strive for excellence whether it's offering competitive loan rates or ensuring ADA compliance throughout our services.

Join Us!

As we continue this journey together, we invite you to become part of the Community 1st family. Experience firsthand how we blend financial expertise with a genuine commitment to serving our community. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. Contact us today at 641-628-2022 or visit us at [Community 1st](http://www.c1stcu.com) to learn more about how we can help you thrive financially!

Our Mission

At Community 1st, our mission goes beyond just providing financial services; we are dedicated to enhancing the well-being of our community. We believe in giving back through various outreach programs and partnerships that support local initiatives. Our focus is not only on helping you manage your money but also on making a positive impact right here in Pella. While members can visit us at 500 Main St, official correspondence should be sent to 500 Main St, Pella, IA 50219-1832 if different from our branch address.

Our Story

Community 1st began with a vision: to provide accessible financial services to everyone in our community. Over the years, we've expanded our offerings, adapting to the needs of our members while maintaining the core values of trust and support. From personal banking services like checking and savings accounts to auto loans and mortgages, we aim to empower individuals and families with the resources they need to achieve their financial goals. Our commitment to innovation has also kept pace with the changing times. We have embraced digital advancements that make banking easier for our members. Whether it's through online banking or mobile payments, we're here to ensure you have access to your finances anytime, anywhere.

Branch Location & Accessibility

Convenient Location

Situated near popular local spots, our branch is easily accessible and hard to miss. If you're exploring downtown Pella or visiting nearby attractions, make sure to drop by and say hello! Parking is available right outside, and we have ADA-compliant features to ensure everyone can access our services comfortably.

Get in Touch

Have questions or need more information? Feel free to give us a call at 641-628-2022. Our dedicated team is ready to assist you with any inquiries you may have. We look forward to welcoming you at our Pella branch soon!

Operating Hours

We understand that your time is valuable. That's why our lobby is open Monday through Friday from 8:30 AM to 5:00 PM, with extended drive-thru hours from 7:30 AM to 5:30 PM. On Saturdays, we're here for you from 8:30 AM until noon. We invite you to visit us during these hours for all your banking needs!

Services Offered

At Community 1st, we offer a wide range of services tailored to fit your lifestyle. From personal checking and savings accounts to auto loans and mortgage refinancing, we have solutions that work for you. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. Plus, take advantage of our drive-thru banking for fast and simple transactions without leaving your vehicle.

Member Eligibility

At Community 1st, we believe that becoming a member means joining a caring family dedicated to your financial well-being. If you're interested in joining us, you'll be pleased to know that membership is open to individuals who live, work, or worship in our local communities. This means whether you're a lifelong resident of Pella or just starting your journey here, you can take advantage of the benefits we offer. To learn more about specific eligibility criteria and how you can fit into our community, feel free to visit our detailed resource here. Opening an account with Community 1st is straightforward and welcoming. Simply give us a call at (641) 628-2022 or visit us at our branch located at 500 Main St Pella Ia 50219 during our business hours, and our friendly team will guide you through the process. We're excited to have you join us and enjoy all the perks of membership like personalized service and competitive rates tailored just for you!

Business Banking & Commercial Services

Loan Options to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,077 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,556,909, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business without worrying about payment processing. Our merchant services make transactions easy, allowing you to focus on what matters most growing your business. Whether you need point-of-sale systems or online payment solutions, we provide tools that fit seamlessly into your operations. Visit us at 500 Main St Pella Ia 50219 or call (641) 628-2022 to learn how we can support your business endeavors!

Comprehensive List Of Services

Accessibility

Our branch hours are designed for your convenience: we're open Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM. If you're in need of assistance outside regular hours, our ATM provides 24/7 access for withdrawals and balance checks. In summary, whether it's personal finance or business needs, Community 1st offers a comprehensive suite of services designed to enhance your banking experience. For more information or any inquiries, feel free to call us at (641) 628-2022 or visit us at Pella online at our website. We look forward to serving you!

Business Banking

If you're a small business owner, we offer comprehensive business banking services including merchant services and business loans. Our team is here to support your entrepreneurial journey by providing financial solutions that cater specifically to businesses.

Credit Options

At Community 1st, we believe in rewarding our members for their loyalty. Our credit cards with rewards allow you to earn points on every purchase, which can be redeemed for travel, merchandise, or cash back.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we have invested in robust online and mobile banking platforms. With these tools, managing your finances is easier than ever check balances, make transfers, and even pay bills from the comfort of your home or on-the-go using our mobile app. Our ATM services ensure you have access to your funds whenever you need them, while basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

We understand that managing your finances is essential. That's why we offer various personal banking services such as checking and savings accounts that fit your lifestyle. If you're thinking about purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options come with competitive rates to help you get on the road without breaking the bank. Are you planning to buy a home? Our team can assist you with mortgage loans and refinancing, ensuring that the process is smooth and straightforward. We also provide personal loans and debt consolidation services, which can help you manage unexpected expenses or streamline your existing debts into one manageable payment.

Digital & Online Banking

Enhanced Security

Your safety is our top priority. We provide electronic signature authorization for added security when signing documents online. You can also opt for e-statements, which not only help you stay organized but also keep your information secure by reducing paper clutter.

Key Services

Our online banking service is available 24/7 at https://www.c1stcreditunion.com/ . Whether you want to check your balance, transfer funds, or pay bills, everything you need is just a click away. No more waiting in line; manage your accounts in real-time from the comfort of your home or on-the-go. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. You can securely send funds directly to anyone with just their email or phone number no cash needed! Plus, with our mobile payments option, you can make purchases using your smartphone quickly and securely.

Mobile App Convenience

Stay connected with our user-friendly mobile application. Whether you're checking balances or making payments, it's all right at your fingertips. Our app is designed to provide a smooth experience, so you can bank whenever it fits into your day. With Community 1st, digital banking isn't just about convenience; it's about giving you peace of mind knowing that your finances are secure and easily manageable. Embrace the ease of modern banking today!

Financial Strength

Growing Trust

Total Share Accounts stand at 157,756, showing a strong and growing member base that trusts us with their finances. This trust reinforces our dedication to providing exceptional service as your trusted partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community 1st is here to help you achieve your financial goals. Visit us at 500 Main St Pella Ia 50219 or call (641) 628-2022 to learn more about how we can assist you today!

Member-Centric Savings

Members' savings are secured through $230,759,270 in share certificates and $24,012,890 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $36,027,973, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $6,695,353, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $70,392,193 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,056 in used auto loans and a total of $849,716,963 in loans and leases.

Solid Foundation

With a net worth of $105,687,386, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,042 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $135,664,189 in used vehicle loans and $20,764,781 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans total $248,556,909, providing the capital needed to grow and expand your business. We understand how important it is for businesses to have access to funding when they need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $39,050,005. Our friendly staff can guide you through the process and help you find the right loan for your situation.

Refinancing Options

If you're considering refinancing your existing loans, our team can help you explore eligibility options that may work best for you. We're committed to making your financial journey as smooth as possible. Our branch is conveniently located at 500 Main St, Pella IA 50219. You can reach us at 641-628-2022 during our operating hours: Monday through Friday from 8:30 am to 5:00 pm and Saturday from 8:30 am to 12:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for an auto loan, mortgage options, or commercial financing solutions, Community 1st has something to suit your needs. Let us help you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently we do not have any outstanding unsecured credit card loans, we are dedicated to helping our members manage their finances effectively with various financial solutions tailored for them.

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COMMUNITY 1ST CREDIT UNION