Community 1st Oskaloosa IA Credit Union | Quick Personal Loans & Top Checking

Introduction

Welcome to Community 1st at our Oskaloosa branch, located at 1311 A Ave W, Oskaloosa, IA 52577. Since opening our doors in 1936, we have been dedicated to providing exceptional financial services tailored to our members' needs. With a strong commitment to the community and a focus on member satisfaction, we are proud to serve over 69,212 members and manage total assets of $1,014,113,656. At Community 1st, we understand that financial choices can be overwhelming. That's why we offer a range of services designed to simplify your banking experience. From personal banking options like checking and savings accounts to auto loans and mortgages, we have solutions that can help you achieve your financial goals. Our total deposits stand at $75,173,643, reflecting the trust our members place in us. Our leadership team is deeply committed to your success. Under the guidance of CEO Gregory Hanshaw and Board President Tim Elliott, we strive for excellence in every interaction. With a team of 295 employees, we're here to assist you Monday through Friday from 8:30 AM to 5:00 PM, and Saturdays from 8:30 AM to 12:00 PM. You can also reach us by phone at 641-673-7243. While members can visit us at 1311 A Ave W, official correspondence should be sent to the same address. We invite you to explore our website at www.c1stcu.com for more information about our products and services or to find out how we can help you today. Join us at Community 1st where you're not just a member; you're family! Whether you're looking for assistance with loans or simply need advice on managing your finances, we're here for you every step of the way. Don't hesitate stop by or give us a call today!

Branch History & Mission

Community Commitment

Community 1st is deeply invested in local outreach and partnerships. We actively support various initiatives that enhance the quality of life in Oskaloosa and surrounding areas. Our commitment goes beyond just banking; we strive to make a difference through volunteer work, sponsorships, and educational programs designed to help our members grow financially.

Innovative Services

As we continue to evolve with technology, we have integrated digital advancements into our services to ensure that banking is convenient and accessible for all. Our members can take advantage of online banking, mobile payments, and electronic signatures, making it easier than ever to manage their finances on their terms. We also offer ATM services and drive-thru banking for those who prefer face-to-face interactions or need quick access to their funds.

Join Us

While our official mailing address remains 1311 A Ave. W, Oskaloosa, IA 52577, we invite you to visit us at our branch or reach out via phone at 641-673-7243 during our operating hours: Monday through Friday from 8:30 am to 5:00 pm, Saturday from 8:30 am to 12:00 pm (with drive-thru open earlier). At Community 1st, we're not just about numbers we're about people. We invite you to join us on this journey of growth and service. Experience firsthand how we can support your financial needs while making a meaningful impact in your community. Visit us today!

Branch Location & Accessibility

Accessibility Features

At Community 1st, we prioritize accessibility for all our members. Our branch is fully ADA compliant, ensuring that everyone can easily navigate our facilities. We have designated parking spaces close to the entrance and ramps for those who may require extra assistance.

Operating Hours

We know how busy life can get, which is why our doors are open Monday through Friday from 8:30 AM to 5:00 PM. If you prefer using our drive-thru service, it opens even earlier at 7:30 AM and closes at 5:30 PM on weekdays. We're also here on Saturdays from 8:30 AM until noon with drive-thru service available until 12:00 PM.

Services Offered

Our branch offers a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to vehicle loans and mortgages, we're here to help you manage your finances effectively. Need quick cash? With ATM availability right at the branch and drive-thru banking for simple transactions like deposits and withdrawals, we've got you covered. We encourage you to come visit us or give us a call at 641-673-7243 if you have any questions about what we offer or how we can assist you further. Your financial well-being is our top priority, and we look forward to serving you!

Member Eligibility

At Community 1st, we believe that joining our credit union is like becoming part of a close-knit family where everyone supports one another. If you're wondering about eligibility, it's pretty simple! We welcome individuals who live, work, or worship in the areas surrounding 1311 A Ave W Oskaloosa Ia 52577. This means that if you have ties to our community, you're likely eligible to become a member and enjoy all the benefits we offer. Becoming a member at Community 1st opens up a world of financial opportunities tailored just for you, from personalized banking services to competitive loan rates. Plus, being part of our credit union means you'll have access to valuable resources and tools designed to help you achieve your financial goals. For more detailed information on eligibility requirements, feel free to check out this resource. If you're ready to take the next step, opening an account is easy! Just give us a call at (641) 673-7243 or visit us at 1311 A Ave W Oskaloosa Ia 52577 during our operating hours. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,077 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,556,909, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine being able to accept payments anytime and anywhere boosting your sales while simplifying your operations. Our services ensure that your business runs smoothly so you can focus on what you do best. Located at 1311 A Ave W, Oskaloosa, IA 52577, our team is ready to partner with you on your business journey. For more information or to get started, give us a call at 641-673-7243 today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? Our branch provides convenient ATM services, allowing you to make withdrawals and check balances hassle-free. Plus, enjoy basic drive-thru banking for simple transactions like deposits or withdrawals without leaving your vehicle. At Community 1st in Oskaloosa, IA, we prioritize accessibility and convenience in all our services. If you're ready to take the next step towards better financial management or have any questions about how we can assist you further, don't hesitate to give us a call at 641-673-7243 or visit us today! We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our competitive auto loans and vehicle financing options make it easier than ever. With flexible terms and rates, we can help you drive away in the car you've always wanted without breaking the bank.

Business Banking Services

For our members who run businesses, we offer comprehensive business banking solutions. From merchant services that simplify transactions to business loans that fuel growth, we are committed to supporting local entrepreneurs in achieving their dreams.

Credit Cards with Rewards

Everyday purchases can add up, so why not earn rewards while spending? Our credit cards with rewards provide cash back on eligible purchases, helping you get more value out of your everyday expenses.

Home Financing Made Easy

Buying a home is one of the most significant decisions you'll ever make. At Community 1st, we offer mortgage loans and refinancing options that simplify the process. Our friendly staff is ready to guide you through everything from pre-approval to closing, ensuring you have the support needed during this exciting time.

Online & Mobile Banking Convenience

In today's fast-paced world, managing your finances should be convenient. That's why Community 1st offers robust online and mobile banking features. Access your accounts anytime, anywhere! You can transfer funds, pay bills, and even send money to friends with ease through our secure platform.

Personal Banking Solutions

Navigating your financial journey starts with solid personal banking options. We offer a variety of checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a new car or planning for a vacation, our accounts are designed to help you reach your goals. When life throws unexpected expenses your way, our personal loans and debt consolidation services provide an affordable path to regain control over your finances.

Digital & Online Banking

Access Your Statements Anytime

You can also enroll in e-statements, making it easier than ever to keep track of your finances. Say goodbye to paper clutter and hello to instant access! With e-statements available through our online portal, you'll receive notifications as soon as they're ready for viewing.

Convenient Online Banking

Our online banking platform is available 24/7 at https://www.c1stcreditunion.com/. You can check balances, transfer funds, and pay bills without having to visit a branch. Whether it's early morning or late at night, your financial information is right at your fingertips.

Mobile Banking at Your Fingertips

For those who prefer banking on their mobile devices, our user-friendly mobile application is here to help. You can make payments using our mobile payments feature and enjoy quick person-to-person transfers with ease. Just download the app, and you'll be able to manage your accounts from anywhere!

Secure Transactions

Your security is our top priority. We offer electronic signature authorization for transactions so you can rest assured that your sensitive information remains protected while you bank online. With all these features combined accessible anytime, secure transactions, and user-friendly interfaces Community 1st ensures that managing your finances has never been easier or more convenient. Join us today and experience the benefits of digital banking!

Financial Strength

At Community 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our robust financial health, which is reflected in our commitment to providing exceptional services to you, our valued member. With a net worth of $105,687,386, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $230,759,270 in share certificates and $24,012,890 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $36,027,973, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $70,392,193 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant with $10,056 in used auto loans and an impressive total of $849,716,963 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $6,695,353, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at an impressive 157,756, reflecting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community 1st is your trusted partner. Visit us at 1311 A Ave W Oskaloosa Ia 52577 or call us at 641-673-7243 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $135,664,189 in used vehicle loans and $20,764,781 in new vehicle loans already helping members get on the road. We provide financing options tailored for both new and used vehicles. Plus, if you're considering refinancing your current auto loan, we have competitive rates available to help you save even more.

Business Financing

For business owners in need of capital to grow and expand their operations, our outstanding commercial loans total $248,556,909. We're committed to supporting local businesses by offering tailored financing solutions that help them thrive. Whether you're applying for a new loan or considering refinancing an existing one, we encourage you to explore our eligibility options and discover how we can assist you in achieving your financial objectives. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Community 1st, we're dedicated to serving our members with reliable financial products that support their aspirations and improve their quality of life.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $39,050,005. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Personal and Credit Line Loans

We also offer flexible terms on unsecured credit card loans; however, currently we have no outstanding unsecured credit card loans available. Additionally, our total credit lines amount to $168,505,851, providing members with accessible funds for personal use or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

LendMesh is dedicated to providing users with accurate and relevant information: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the rates provided. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. This means users receive unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" With these features, LendMesh positions itself as a reliable partner in your search for the best loan options available. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. By utilizing verified data from legitimate financial institutions, LendMesh helps maintain a level playing field for all borrowers.

COMMUNITY 1ST CREDIT UNION - Oskaloosa, IA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Oskaloosa, IA (52577)

Introduction

Branch History & Mission

Community Commitment

Innovative Services

Join Us

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options for Growth

Merchant Services That Make Life Easier

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking Services

Credit Cards with Rewards

Home Financing Made Easy

Online & Mobile Banking Convenience

Personal Banking Solutions

Digital & Online Banking

Access Your Statements Anytime

Convenient Online Banking

Mobile Banking at Your Fingertips

Secure Transactions

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Personal and Credit Line Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Customers Also Interested In: