Community 1st Mount Pleasant IA Credit Union | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Community 1st, your trusted financial partner located at 1800 E Washington St, Mount Pleasant, IA 52641. Since our establishment in 1936, we've proudly served over 69,000 members, offering a wide range of services tailored to meet the unique needs of our community. Our commitment to providing exceptional personal banking solutions is reflected in our impressive total assets of $1,014,113,656 and total deposits reaching $75,173,643. At Community 1st, we believe that everyone deserves access to quality financial services. With a strong focus on member satisfaction and community impact, we have built a reputation for reliability and trustworthiness. Whether you're looking for auto loans, mortgage financing, or business banking solutions, we are here to help you achieve your financial goals. While members can visit us at our Mount Pleasant branch for in-person service, official correspondence should be sent to our mailing address: 1800 E Washington St, Mount Pleasant, IA 52641-3217. Our dedicated team of 295 employees, led by CEO Gregory Hanshaw and Board President Tim Elliott, is always ready to assist you with any questions or concerns. With a net worth of $105,687,386 and cash in hand totaling $8,806,864, you can trust that your finances are secure with us. We also take pride in offering various digital banking options like online banking and mobile payments for your convenience. We invite you to explore all that Community 1st has to offer. For more information or assistance, please feel free to give us a call at (319) 385-3317 or visit our website at www.c1stcu.com. Join us today and experience the difference a member-focused credit union can make!

Branch History & Mission

At Community 1st, we take pride in our rich history and unwavering mission to serve the people of Mount Pleasant, IA. Since opening our doors in 1936, we have been dedicated to providing accessible financial services that empower our members and strengthen our community. Located at 1800 E Washington St, Mount Pleasant, IA 52641, our branch is not just a financial institution; it's a trusted partner for over 69,000 members who rely on us for their banking needs. Throughout the years, Community 1st has grown significantly. With total assets reaching an impressive $1,014,113,656, we have continually expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to innovation is reflected in our digital services, such as online and mobile banking options that make managing finances easier than ever. Our mission is simple yet powerful: to enhance the lives of our members by providing exceptional service and support. We believe that everyone deserves access to quality financial resources and guidance. This philosophy drives us to engage in community outreach efforts that go beyond traditional banking. Whether through educational workshops or partnerships with local organizations, we strive to uplift those around us. While members can visit us at 1800 E Washington St Mount Pleasant Ia 52641, official correspondence should be sent to 1800 E Washington St, Mount Pleasant, IA 52641-3217. We invite you to experience our dedication firsthand during our operating hours: Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 7:30 AM to 12:30 PM. For your convenience, we offer ATM availability and drive-thru banking services for quick transactions. As we look toward the future, Community 1st remains committed to adapting to the evolving needs of our members while maintaining the core values that have guided us since day one. Join us today and discover how we can help you achieve your financial goals while being part of a community-focused credit union! For more information or assistance, feel free to call us at (319) 385-3317 or visit our website at Community 1st.

Branch Location & Accessibility

Accessibility Features

At Community 1st, we prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and designated parking spaces for those who need them. You can easily navigate our space without any hassle, making your visit as comfortable as possible.

Operating Hours

We know how busy life can get, which is why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 7:30 AM to 12:30 PM. Need assistance outside these hours? Feel free to reach out via phone at 319-385-3317; our dedicated team is always eager to help.

Services Offered

Community 1st provides a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle perfect for those on the go! Plus, with an ATM available on-site, accessing your funds has never been easier. While our main address is where you'll find us for in-person visits, if you need to send official correspondence, please use our mailing address: 1800 E Washington St, Mount Pleasant, IA 52641-3217. We invite you to visit Community 1st today and discover how we can help you achieve your financial goals! Your satisfaction is our priority.

Member Eligibility

Becoming a member of Community 1st feels like joining a close-knit family that truly cares about your financial journey. We welcome anyone who lives, works, worships, or attends school in our vibrant community to join us at our branch located at 1800 E Washington St Mount Pleasant Ia 52641. If you're looking for a place where you can access personal banking services and grow your savings, you've found the right spot! To learn more about specific eligibility criteria, feel free to visit our website. It's simple and straightforward to become part of our community just give us a call at (319) 385-3317 if you have any questions or need assistance with the process! Joining Community 1st means you're not just opening an account; you're gaining access to valuable resources and support tailored to help you achieve your financial goals.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,077 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,556,909, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a payment solution that fits your business needs perfectly. Our merchant services make it easy for you to accept payments seamlessly, whether online or in-person. This means you can focus on what you do best running your business while we handle the payment processing. Located at 1800 E Washington St Mount Pleasant Ia 52641 in Mount Pleasant, IA, we're here to support you every step of the way. Contact us at (319) 385-3317 to learn more about how our business banking solutions can empower your success!

Comprehensive List Of Services

Business Banking

For our business members, we understand the unique challenges you face. That's why we offer specialized services like merchant services and business loans that help your business thrive. Whether you're starting out or looking to expand, we're here to support your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking features that allow you to manage your accounts anytime, anywhere. With capabilities like ATM access for cash withdrawals and balance checks, as well as person-to-person payment options, managing your finances has never been easier. Our commitment extends beyond just traditional banking hours; with basic drive-thru services available for simple transactions like deposits and withdrawals, we're here when you need us.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. With options for checking and savings accounts, you can manage your money easily while earning interest on your deposits. For those in need of financing, we offer auto loans and vehicle financing to help you hit the road in style, as well as mortgage loans and refinancing options to make home ownership more attainable. If you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation services can provide the financial relief you need. Plus, our credit cards with rewards make it easy to earn points on everyday purchases, giving you more value from your spending.

Stay Connected

We invite you to reach out at (319) 385-3317 if you have any questions or would like more information about how our services can benefit you. Our friendly team is ready to assist with all your banking needs. Join us at Mt Pleasant, where we're dedicated to serving our community with integrity and care. Stop by today or visit us online for more details about how we can help you thrive financially!

Digital & Online Banking

Key Services

Visit us online at https://www.c1stcreditunion.com/ to explore our comprehensive online banking options. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services make it easy and convenient. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. If you prefer to go paperless, you'll love our e-statements feature. Enjoy the benefits of receiving your account statements electronically, which not only helps you stay organized but also reduces clutter. For those on the go, our mobile application allows you to manage your accounts right from your smartphone. You can make mobile payments with ease and even send money directly to friends or family through our person-to-person transfer feature. It's like having a bank branch in your pocket!

Security and Accessibility

Security is a top priority at Community 1st. Our robust online banking system is designed with advanced security measures to protect your information while giving you peace of mind as you conduct transactions online. Accessibility is key; whether you're using a desktop computer or a mobile device, our services are optimized for both platforms. This means you can enjoy real-time account management without any hassle. In conclusion, whether you're making a quick payment or keeping track of your spending, Community 1st provides the tools you need for effective financial management all in a safe and user-friendly environment. Join us today and take control of your banking experience!

Financial Strength

Commitment to Innovation

With $70,392,193 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident as we provide $10,056 in used auto loans and manage $849,716,963 in total loans and leases to support your financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at 157,756, showcasing a strong and growing member base that trusts us with their finances. This trust allows us to build lasting relationships within our community while ensuring your funds are managed responsibly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community 1st is your trusted partner. Visit us at 1800 E Washington St Mount Pleasant Ia 52641 or call (319) 385-3317 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our performance is further highlighted by our $913,180, which reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 266 full-time employees and 29 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $230,759,270 in share certificates and $24,012,890 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $36,027,973, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $105,687,386, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $135,664,189 in used vehicle loans and $20,764,781 in new vehicle loans already helping members get on the road. We provide flexible financing options to make car ownership accessible for everyone.

Commercial Loans

For business owners, our outstanding commercial loans totaling $248,556,909 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our team is ready to assist you in finding the right financing solution.

Credit Lines and Unsecured Credit Cards

Managing everyday expenses is easier with our credit line loans totaling $168,505,851. Additionally, we also offer flexible terms on unsecured credit card loans; however, currently, there are no outstanding unsecured credit card loans available. This means you'll have peace of mind knowing that your borrowing options are straightforward and manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,050,005, make buying or refinancing simple. We're here to guide you through each step of the process so you can secure the best possible terms.

Refinancing Options

If you're considering refinancing any existing loans for better rates or terms, we can help assess your eligibility and determine the best course of action for your unique situation. Our goal is to ensure that you have access to the resources needed for optimal financial health. Our branch at 1800 E Washington St Mount Pleasant IA 52641 is open Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 7:30 AM to 12:30 PM. Feel free to reach out at 319-385-3317 for any inquiries regarding our loan offerings or services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Community 1st, we're committed to supporting your financial journey with reliable loan products tailored just for you.

Loan Aggregator

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COMMUNITY 1ST CREDIT UNION - Mount Pleasant, IA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Mount Pleasant, IA (52641)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Digital Banking Convenience

Personal Banking

Stay Connected

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Commitment to Innovation

Growing Member Base

Operational Efficiency

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Refinancing Options

Loan Aggregator

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