Community 1st Fairfield IA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Community 1st in Fairfield, IA! Located at 2501 W Burlington Ave, we have proudly served our members since 1936, building a strong foundation of trust and reliability within our community. With a membership base of over 69,000, we are dedicated to providing financial solutions that empower individuals and families. At Community 1st, we understand the unique needs of our members. Our total assets amount to an impressive $1,014,113,656, showcasing our commitment to your financial well-being. We currently hold deposits totaling $75,173,643, ensuring your money is secure with us. Our net worth stands at $105,687,386, reflecting our stability and ability to support you with various loan options. In fact, we have facilitated loans and leases for a total of 29,162 members, helping them achieve their financial goals. While members can visit us at 2501 W Burlington Ave, official correspondence should be sent to the same address: 2501 W Burlington Ave, Fairfield, IA 52556-2641. With a dedicated team of 295 employees, led by CEO Gregory Hanshaw and Board President Tim Elliott, we strive to deliver exceptional service every day. We invite you to explore our wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also offer business banking solutions tailored for local entrepreneurs. Whether you're visiting us in person or utilizing our online banking services available at www.c1stcu.com, we're here to make your financial journey smoother. If you have any questions or need assistance, don't hesitate to reach out! Call us at 641-472-6888 or stop by during our operating hours from Monday through Friday between 8:30 AM - 5:00 PM. On Saturdays, we're open from 8:30 AM - 12:00 PM. Join the Community 1st family today and let's work together towards your financial future!

Branch History & Mission

Community 1st has been a cornerstone of financial support in Fairfield, IA, since its inception in 1936. With a rich history of dedication to our members and the local community, we have grown from humble beginnings into a thriving institution that proudly serves over 69,000 members. Our journey reflects not just growth in numbers but also a commitment to enhancing the lives of those we serve. Located at 2501 W Burlington Ave, Fairfield, IA 52556, our branch is conveniently positioned near local landmarks, making it easy for members to access our services. As part of our mission, we strive to provide comprehensive financial solutions tailored to meet the diverse needs of our community. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and business banking services, Community 1st is here to support every step of your financial journey. Our mission is rooted in the belief that everyone deserves access to affordable financial services. We aim to empower our members by providing the tools and resources they need to achieve their financial goals while fostering a sense of community and belonging. At Community 1st, we are not just about transactions; we are about building relationships that last. While you can visit us at 2501 W Burlington Ave, official correspondence should be sent to 2501 W Burlington Ave, Fairfield, IA 52556-2641 if you prefer. Our branch operates Monday through Friday from 8:30 am to 5:00 pm, with drive-thru hours extending until 5:30 pm. We also welcome members on Saturday from 8:30 am to 12:00 pm. As technology advances, so do we. Our commitment to innovation means that you can enjoy modern conveniences like online banking and mobile payments while still having access to personalized service when you need it. With an ATM available at our branch and drive-thru banking options for quick transactions, we've made banking accessible for everyone. Community outreach is also a vital aspect of who we are. We partner with local organizations and initiatives that align with our values, ensuring that our contributions positively impact the community we love. Join us at Community 1st and become part of a credit union that prioritizes your financial well-being while fostering a strong sense of community. Together, we can build a brighter future for Fairfield! For more information or assistance, feel free to call us at 641-472-6888.

Branch Location & Accessibility

Call-to-Action

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 641-472-6888. We look forward to welcoming you at the Community 1st branch in Fairfield where your financial well-being is our priority!

Nearby Landmarks and Accessibility

You'll find us near several local landmarks, making it easy to fit your banking into your day. With ample parking available, visiting our branch is hassle-free. For those who require additional assistance, we are proud to be ADA compliant, ensuring that everyone can comfortably access our facilities.

Operating Hours and Services

Our friendly team is here to serve you Monday through Friday from 8:30 AM to 5:00 PM, with extended drive-thru hours from 7:30 AM to 5:30 PM. On Saturdays, we're open from 8:30 AM to 12:00 PM with drive-thru service available until noon as well. At Community 1st, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage solutions, and business banking services.

Member Eligibility

At Community 1st, we believe that everyone deserves a chance to be part of a friendly and supportive financial community. Becoming a member is simple and open to those who live, work, worship, or attend school in our local area. If you meet these criteria, you can enjoy all the benefits we offer, from personalized banking services to competitive loan rates. We pride ourselves on creating an inclusive environment where every member feels valued and supported. Ready to take the next step? Opening your account at Community 1st is easy! Just give us a call at (641) 472-6888 or visit us at 2501 W Burlington Ave Fairfield Ia 52556 for more information. You can also check out the detailed eligibility criteria on our website. Join us today and experience the advantages of being part of our vibrant community!

Business Banking & Commercial Services

Streamlined Merchant Services

In today's fast-paced market, efficient payment processing is key. Our merchant services empower businesses to accept payments easily and securely. Imagine a local café that enhances customer experience with quick card transactions or a retail shop that manages inventory seamlessly while accepting various payment methods. With us by your side, you can focus on what you do best running your business. Located at 2501 W Burlington Ave, Fairfield, IA 52556, we invite you to explore how Community 1st can be your partner in success. Call us at 641-472-6888 to learn more about our offerings!

Unlocking Business Potential with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,077 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,556,909, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why Community 1st provides online and mobile banking options that allow you to manage your accounts anytime, anywhere. From simple transactions like deposits and withdrawals at our drive-thru service to basic ATM access for balance checks and cash withdrawals, we've got you covered.

Empowering Business Owners

For local entrepreneurs, we offer robust business banking solutions including merchant services and business loans designed to fuel growth and success. Whether you're starting a new venture or expanding an existing one, we're here to support you every step of the way.

Financial Flexibility with Personal Loans

Sometimes life throws unexpected expenses your way. For those moments, our personal loans and debt consolidation services can offer much-needed relief. Picture consolidating multiple payments into one easy monthly installment it's all about making your finances manageable.

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options provide the support you need to navigate the housing market confidently. We take pride in guiding our members through the process, ensuring that you understand every detail along the way.

Personal Banking Solutions

For those managing day-to-day finances, our personal banking services include checking and savings accounts tailored to fit various lifestyles. Imagine easily accessing your funds whenever needed while earning interest on your savings. If you're considering financing a new vehicle, our auto loans and vehicle financing options can help make that dream car a reality with competitive rates and flexible terms.

Rewards with Every Purchase

Don't forget about our credit cards! With rewards programs that put money back in your pocket for everyday purchases, you'll enjoy benefits while spending on what you love.

Your Trusted Financial Partner

At Community 1st, we're more than just a credit union; we're your financial partner dedicated to helping you achieve your goals. Our team is always ready to assist with any inquiries or guidance you might need along the way. Ready to explore how we can help? Visit us at 2501 W Burlington Ave Fairfield Ia 52556, or give us a call at (641) 472-6888 today! Let's work together towards a brighter financial future.

Digital & Online Banking

E-Statements and Mobile Access

Say goodbye to paper statements! With e-statements available at Community 1st, you'll receive your financial summaries directly in your inbox. This not only helps the environment but also keeps your information safe and organized. For those on the go, our mobile application provides all the features of online banking right in the palm of your hand. You can even make mobile payments quickly and effortlessly. Shopping or dining out? Just use your phone to pay it's that simple!

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and easy. No need for cash or checks; just a few taps on your mobile device, and you're done. In summary, Community 1st is committed to making your banking experience as accessible and user-friendly as possible. Join us today and take full advantage of our digital services that prioritize both convenience and security!

Financial Strength

Commitment to Growth

With $70,392,193 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,056 in used auto loans and $849,716,963 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 157,756, show a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $0, reinforcing our commitment to fostering financial well-being within our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community 1st is your trusted partner. Visit us at 2501 W Burlington Ave Fairfield Ia 52556 or call (641) 472-6888 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $913,180, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $230,759,270 in share certificates and $24,012,890 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $36,027,973, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $105,687,386, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $135,664,189 in used vehicle loans and $20,764,781 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new model or a reliable used vehicle, our team is here to guide you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $248,556,909 provide the capital needed to grow and expand. We understand that running a business comes with its own unique challenges; that's why we're committed to supporting local businesses with tailored financing solutions. If you're interested in applying for any of these loan products or want to learn more about eligibility requirements and refinancing options available at Community 1st, feel free to give us a call at 641-472-6888. We are located at 2501 W Burlington Ave, Fairfield IA 52556. Our team is ready to assist you Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,050,005, make buying or refinancing simple. We offer tailored solutions to fit your budget and lifestyle. If you're considering refinancing your current mortgage for better rates or terms, we can help with that too.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no outstanding unsecured credit card loans available at this time, our credit options can help members manage their finances effectively when they become available.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each lender listed has been vetted for reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loan rates without any hidden agendas or conflicts of interest. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions. This feature is crucial for making timely decisions that could save you money in the long run. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate how effective LendMesh can be in navigating the often complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COMMUNITY 1ST CREDIT UNION - Fairfield, IA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Fairfield, IA (52556)

Introduction

Branch History & Mission

Branch Location & Accessibility

Call-to-Action

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Streamlined Merchant Services

Unlocking Business Potential with Loans

Comprehensive List Of Services

Convenient Digital Banking Features

Empowering Business Owners

Financial Flexibility with Personal Loans

Home Financing Made Easy

Personal Banking Solutions

Rewards with Every Purchase

Your Trusted Financial Partner

Digital & Online Banking

E-Statements and Mobile Access

Person-to-Person Transfers

Financial Strength

Commitment to Growth

Member Trust

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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