Community 1st Creston IA Credit Union | Affordable Auto Loans & Mortgage Financing

Introduction

Welcome to Community 1st in Creston, Iowa! Located at 205 E Taylor St, our credit union has been a trusted financial partner since 1936. With a strong commitment to our members and the community, we proudly serve over 69,000 members, offering a range of services designed to meet your financial needs. At Community 1st, we believe in building lasting relationships through exceptional service. Our total assets stand at an impressive $1,014,113,656, with total deposits reaching $75,173,643. This reflects our dedication to providing a secure and supportive environment for our members' finances. Under the leadership of CEO Gregory Hanshaw and Board President Tim Elliott, our team of 295 employees is here to assist you with everything from personal banking and auto loans to business financing solutions. Whether you're looking to open a checking account, secure a loan for your next vehicle, or explore mortgage options, we have the tools and expertise to help you succeed. We understand that every member's journey is unique, which is why we offer personalized service tailored just for you. While members can visit us at our branch location in Creston, official correspondence should be sent to the same address: 205 E Taylor St, Creston, IA 50801. If you have any questions or need assistance, don't hesitate to reach out at (866) 360-5370. Join us at Community 1st and experience the difference of being part of a credit union that truly cares about its members and the community. Visit us online at c1stcu.com today!

Branch History & Mission

Community 1st has a proud history that dates back to 1936 when it first opened its doors in Creston, Iowa. Established with the goal of serving local families and individuals, this credit union has grown into a cornerstone of financial support for the community. With over 69,000 members and total assets exceeding $1 billion, Community 1st stands as a testament to the power of community banking. Located at 205 E Taylor St, Creston, IA 50801, our branch is easily accessible for all your banking needs. As you visit us, you'll find not just a financial institution but a welcoming environment dedicated to helping you achieve your financial goals. While members can visit us at this address, official correspondence should be sent to the same location. At Community 1st, our mission is clear: we are here to provide personal banking services that empower our members. We offer a wide range of products including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. Our commitment goes beyond mere transactions; we aim to foster relationships that enrich the lives of those we serve. Over the years, we've embraced digital advancements to make banking easier and more efficient for our members. With services like online banking and mobile payments available alongside traditional options like drive-thru banking and ATM access, we ensure that our members have flexible choices to manage their finances. Community outreach is at the heart of what we do. We believe in giving back and actively participate in local initiatives that support education, health, and economic development in Creston and surrounding areas. Our partnerships with local organizations help strengthen our community ties and create opportunities for growth. As we continue to grow and evolve, we invite you to join Community 1st. Experience firsthand how our member-focused approach can benefit you. Whether you're looking for a new bank or seeking better financial solutions, we're here for you every step of the way. Call us today at 866-360-5370 or visit us online at c1stcu.com to learn more about becoming a member!

Branch Location & Accessibility

Operating Hours

We know your time is valuable! That's why we offer flexible banking hours to suit your busy schedule. You can visit us Monday through Friday from 7:30 AM to 5:30 PM. If you need assistance outside of these hours, don't hesitate to give us a call at 866-360-5370.

Services Available

At Community 1st, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, if you're in a hurry, take advantage of our drive-thru service for quick transactions or use our ATM for cash withdrawals and balance checks any time of day! Our commitment extends beyond just banking; we also provide business services such as merchant services and business loans to help local enterprises thrive. So why wait? We invite you to stop by Community 1st in Creston today! Experience friendly service and discover how we can help you achieve your financial goals.

Member Eligibility

Becoming a member of Community 1st is like joining a close-knit community that truly cares about your financial well-being. At our branch located at 205 E Taylor St Creston Ia 50801, we welcome individuals from all walks of life to enjoy the benefits of membership. To qualify, you simply need to meet certain eligibility criteria, which generally includes living, working, or worshiping in our local area. If you want to dive deeper into the specific requirements, feel free to check out the detailed information available. The process of opening an account with us is straightforward and designed to make you feel at home. Whether you're looking for checking and savings accounts, loans, or other financial services, we're here to support you every step of the way. If you have questions or need assistance, don't hesitate to give us a call at (866) 360-5370. Join us today at Community 1st, where your financial future is our priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,077 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,556,909, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easy for you to manage transactions. Imagine being able to accept payments from customers effortlessly whether they're using credit cards or mobile payments. This convenience not only enhances customer satisfaction but also streamlines your operations. Visit us at 205 E Taylor St, Creston, IA 50801, or call us at 866-360-5370 to learn how Community 1st can help your business reach its full potential!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive business banking services, including merchant services and business loans. These tools are designed to help you grow your business while keeping your financial transactions smooth and efficient.

Connecting with Us

We invite you to visit us at 205 E Taylor St Creston IA 50801, or give us a call at 866-360-5370 during our lobby hours from 7:30 AM to 5:30 PM on weekdays. Our friendly staff is always ready to assist you with any questions or services you may need. In conclusion, whether you're managing personal finances or running a business, Community 1st offers a comprehensive suite of services designed with your needs in mind. Explore how we can support you on your financial journey today!

Digital Convenience

In today's fast-paced world, convenience is key. That's why at Community 1st, we emphasize online and mobile banking solutions. With just a few clicks or taps, you can manage your accounts from anywhere at any time. Whether it's checking balances, transferring funds, or making payments, everything is at your fingertips. Additionally, we provide access to ATMs and cash withdrawal services for those who prefer in-person transactions. Our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Personal Banking Solutions

When it comes to personal banking, our offerings are robust and accessible. We provide checking and savings accounts that cater to different lifestyles and financial needs. For those considering a new vehicle, our auto loans and vehicle financing options make it easier than ever to drive off in your dream car. If home ownership is on your mind, explore our mortgage loans and refinancing options that can help you secure the perfect home at competitive rates. In addition, we offer personal loans and debt consolidation services that can assist in managing expenses effectively. Need a little extra for an unexpected expense? Our flexible lending options are here for you. And don't forget about our credit cards with rewards, which give you more than just a way to pay they also reward you for every purchase.

Digital & Online Banking

At Community 1st, we understand that your time is valuable. That's why we've made it easy for you to manage your finances anytime, anywhere. With our robust digital and online banking services, you can enjoy the convenience of banking from the comfort of your home or on the go, all while knowing your information is secure. With just a few clicks at https://www.c1stcreditunion.com/, you can access 24/7 online banking services. This means you can check balances, transfer funds, and pay bills whenever it suits you. Our user-friendly platform makes navigating through your accounts a breeze, so you spend less time managing money and more time enjoying life. We also offer e-statements to help you keep track of your finances without the clutter of paper documents. If you're looking for a quicker way to send money, our person-to-person transfer feature allows you to send funds directly to friends and family with ease. And if you're out shopping, don't forget about our mobile payments feature just tap your phone to pay securely at checkout. For those who prefer managing their accounts on a smartphone, our mobile application puts all these services right in your pocket. You can access everything from account balances to transaction history in real-time. Plus, with electronic signature authorization available, signing documents is simple and hassle-free. At Community 1st, we are committed to providing our members with a safe and accessible banking experience. Whether you're logging in from home or using our mobile app while out and about, managing your money has never been easier!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 157,756, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, further demonstrating our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community 1st is your trusted partner. Visit us at 205 E Taylor St Creston Ia 50801 or call (866) 360-5370 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $230,759,270 in share certificates and $24,012,890 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $36,027,973, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $913,180 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 29 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $70,392,193 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $10,056 in used auto loans and $849,716,963 in total loans and leases, we support our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $105,687,386, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

We also offer refinancing options and eligibility checks for those considering different financial pathways. If you need assistance navigating these choices or understanding your eligibility for various loans, don't hesitate to contact us. At Community 1st, we're committed to helping our members achieve their financial aspirations through tailored lending solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to explore how we can assist you in reaching your goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $135,664,189 in used vehicle loans and $20,764,781 in new vehicle loans to help members get on the road. Our financing options are straightforward and flexible, ensuring you can find a plan that fits your budget.

Business Loans

For business owners looking to expand or enhance their operations, our outstanding commercial loans totaling $248,556,909 provide the capital needed to grow and succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $39,050,005. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing daily expenses is easier with our unsecured credit card loans. Although we currently have $0 in unsecured credit card loans available, we provide flexible terms that help members manage their finances effectively when they are offered.

Loan Aggregator

Benefits of Using LendMesh

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COMMUNITY 1ST CREDIT UNION - Creston, IA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Creston, IA (50801)

Introduction

Branch History & Mission

Branch Location & Accessibility

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Connecting with Us

Digital Convenience

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Growing Membership Base

Member-Centric Savings Options

Operational Efficiency

Reinvesting for Your Benefit

Strong Financial Health

Loan Offering

Additional Services

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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