Community 1st Centerville IA Credit Union | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Community 1st, your trusted financial partner right here in Centerville, Iowa! Located at 999 N 18th St, Centerville, IA 52544, our branch has been serving the community since 1936. With a strong commitment to our members, we proudly support 69,212 local residents by offering a wide range of financial services tailored to meet your unique needs. At Community 1st, we understand that managing your finances is an important part of life. That's why we offer everything from personal banking solutions like checking and savings accounts to specialized loans for vehicles and homes. Currently, our total assets stand at an impressive $1,014,113,656, with total deposits of $75,173,643 and a net worth of $105,687,386. This solid foundation allows us to provide competitive rates and reliable services that you can depend on. Our dedicated team of 295 employees, led by CEO Gregory Hanshaw and Board President Tim Elliott, is always ready to assist you. Whether you need help with loans or want to explore our online banking options, we're here for you every step of the way. While members can visit us at 999 N 18th St, official correspondence should be sent to the same address. Feel free to reach out at 641-856-4444 during our operating hours: Monday through Friday from 8:30 am to 5:00 pm and Saturday from 8:30 am to 12:00 pm. Join us today and discover how Community 1st can help you achieve your financial goals. We look forward to serving you! For more information about our services or to start your journey with us, please visit our website.

Branch History & Mission

At Community 1st, we take pride in our rich history and commitment to the community of Centerville, Iowa. Established in 1936, our branch has grown from humble beginnings into a trusted financial institution serving over 69,000 members. Our journey began with a vision to provide accessible financial services to the local community, and that mission continues to guide us today. Located at 999 N 18th St, Centerville, IA 52544, our branch is easily accessible to residents and businesses alike. We strive to create a welcoming environment where everyone feels valued and supported. Our team is dedicated to helping members achieve their financial goals through personalized service and a range of offerings that include checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking services. Over the years, Community 1st has reached significant milestones. Today, we proudly manage total assets exceeding $1 billion, reflecting our growth and stability. We are not just about numbers; we are about people. Our focus on community means we actively engage in outreach efforts, support local events, and partner with organizations that make a difference in Centerville. Our mission is simple yet powerful: to improve the lives of our members by providing exceptional financial solutions while fostering a sense of belonging within our community. We believe that when our members thrive, so does our community. This guiding principle shapes everything we do from offering competitive rates on loans to ensuring our digital banking services are user-friendly and secure. While members can visit us at 999 N 18th St, official correspondence should be sent to 999 N 18th St, Centerville, IA 52544-1116 if needed. Our operating hours are designed for your convenience: Monday through Friday from 8:30 AM to 5:00 PM, with drive-thru services available from 7:30 AM to 5:30 PM. On Saturdays, we're open from 8:30 AM to noon. With ATM availability and drive-thru banking options, we aim to make your banking experience as convenient as possible. We are also committed to being ADA compliant so that all members of our community can access our services without barriers. As we look toward the future, we invite you to join us at Community 1st. Experience firsthand how we can help you with your financial needs while supporting our shared vision for a stronger community. Together, let's build a prosperous future! For more information or assistance, feel free to reach out at 641-856-4444 or visit us online at Community 1st.

Branch Location & Accessibility

Accessibility and Parking

At Community 1st, we prioritize accessibility for all our members. Our location features ADA-compliant ramps and ample parking space so everyone can visit us comfortably. If you're driving through town or just stopping by to take care of your banking needs, you'll find our drive-thru service convenient for quick transactions without having to leave your vehicle.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 641-856-4444. Our friendly staff is eager to help you with any inquiries or services you may need. We invite you to visit us at Community 1st your trusted partner in financial success!

Operating Hours

We understand that life gets busy! That's why our lobby is open Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM. For those who prefer using our drive-thru, we extend our hours a bit longer available from 7:30 AM to 5:30 PM on weekdays and until noon on Saturdays.

Services Offered

Community 1st offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have options for everyone. Our ATM is available on-site for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

Becoming a member of Community 1st feels like joining a warm and welcoming family where you can truly thrive. If you're in the community or have ties to it, you're likely eligible for membership! At Community 1st, we believe in supporting our neighbors, so whether you live, work, worship, or attend school in the area, you can enjoy all the benefits that come with being part of our credit union. We offer a range of services designed just for you, from personal banking to loans and more. Getting started is simple! For more detailed information on eligibility criteria, feel free to visit this link. If you're ready to open an account, just give us a call at (641) 856-4444, or stop by our branch located at 999 N 18Th St Centerville Ia 52544. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,077 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,556,909, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that simplify daily operations. Imagine having a reliable partner that streamlines your payment processing and helps you manage transactions effortlessly. Our solutions make it easier for you to focus on what really matters running your business effectively. Located at 999 N 18Th St Centerville Ia 52544 in Centerville, IA, we invite you to reach out at (641) 856-4444 to learn how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Accessibility Options

We also prioritize accessibility with various ATM locations where you can easily make withdrawals or check your balance without stepping into the branch. Our drive-thru service ensures that even simple transactions like deposits or withdrawals are quick and easy for those on the go. At Community 1st, we're dedicated to providing personalized service that meets your needs whether in-person or through digital channels. Our team is ready to assist you during regular hours: Monday through Friday from 8:30 am to 5:00 pm and Saturday from 8:30 am to 12:00 pm. If you have any questions about our services or how we can assist you further, don't hesitate to reach out at 641-856-4444. We look forward to helping you achieve your financial goals!

Business Banking Services

For our business members, we offer comprehensive banking solutions tailored specifically for entrepreneurs and small businesses. Our merchant services can simplify payment processing while our business loans provide the necessary funds to expand or sustain your operations. We understand that every business is unique, so we work closely with you to find the best solutions.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking features. With access to online banking and mobile payments through our app, managing your finances has never been easier. You can check balances, transfer funds, and even make person-to-person payments right from your smartphone.

Personal Banking Solutions

When it comes to personal banking, we provide essential services like checking and savings accounts designed to help you manage your everyday expenses and savings goals effectively. If you're dreaming of that new car or need funds for an unexpected expense, our auto loans and vehicle financing options can make those dreams a reality. Plus, if you're considering buying a home or refinancing your current mortgage, our mortgage loans offer competitive rates and flexible terms. For those times when life throws challenges your way, our personal loans and debt consolidation services are here to help you get back on track. And don't forget about our credit cards with rewards perfect for earning points on everyday purchases!

Digital & Online Banking

Key Features

Our 24/7 Online Banking Services ensure that you can check your balances, transfer funds, or pay bills any time, day or night. Enjoy the peace of mind knowing your information is protected with top-notch security measures. Whether you're at home or on the go, you have real-time access to your accounts right at your fingertips. We also offer E-Statements, so you can view and manage your account statements electronically. This not only helps you keep track of your spending but also reduces paper waste it's good for you and good for the planet! Plus, with Electronic Signature Authorization, signing documents is quick and easy, saving you a trip to the branch. If you're someone who loves using mobile technology, you'll appreciate our Mobile Application. It allows for easy navigation and quick transactions from anywhere. You can also make payments using our Mobile Payments Feature, which makes shopping hassle-free. Need to send money to friends or family? Our Person-to-Person Transfers feature lets you do just that with just a few taps on your smartphone. This is especially useful for splitting bills or sending gifts without the hassle of cash. In a world that never stops moving, let Community 1st help keep up with all your banking needs in a way that's secure, accessible, and simple. Join us today and experience how easy banking can be!

Financial Strength

A Growing Community

With total share accounts at 157,756, we have built a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our operation and drives us to deliver exceptional service every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community 1st is your trusted partner. Visit us at 999 N 18Th St Centerville Ia 52544 or call (641) 856-4444 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Committed Team at Your Service

We also take pride in having 266 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to making your banking experience seamless and satisfying.

Member-Focused Savings

Members' savings are secured through $230,759,270 in share certificates and $24,012,890 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $36,027,973, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $70,392,193 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to grow alongside you while continuously improving our offerings. Our lending capacity supports members' financial goals across various sectors with $10,056 in used auto loans and $849,716,963 in total loans and leases. Whether you're looking to purchase a vehicle or make other significant investments, we're here to help you succeed.

Solid Financial Health

With a net worth of $105,687,386, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to operating efficiently while prioritizing your needs as a member. Our net worth ratio of $1,042 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. You can feel confident knowing your finances are in good hands with us.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $135,664,189 in used vehicle loans and $20,764,781 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $248,556,909 provide the capital needed to grow and expand. We recognize that small businesses are essential to our community's economy and are dedicated to supporting their success. If you're considering refinancing options or want to check your eligibility for any of our loan products, feel free to reach out. Our knowledgeable staff is available at 641-856-4444 and would be happy to assist you with your inquiries. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 999 N 18th St Centerville IA 52544 or check out our website for more information on how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,050,005, make buying or refinancing simple. We provide clear and straightforward terms so you can focus on finding your ideal home without worrying about complicated financing.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently there are no unsecured credit card loans issued, our commitment to helping you manage your finances effectively remains strong.

Loan Aggregator

Building Trust Through Transparency

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers. Each listing reflects the most current rates available, allowing borrowers to make informed decisions without sifting through outdated or misleading information.

COMMUNITY 1ST CREDIT UNION