Community 1st Bloomfield IA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Community 1st, your trusted partner in financial wellness located at 301 E Franklin St, Bloomfield, IA 52537. Established in 1936, we have been committed to serving our members and the local community for over eight decades. With a strong membership base of 69,212 members, we pride ourselves on fostering lasting relationships built on trust and reliability. At Community 1st, we understand that financial needs vary from person to person. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For our business members, we provide essential services such as merchant banking and business loans. Our goal is to support you every step of the way on your financial journey. As of now, our total assets stand at an impressive $1,014,113,656, ensuring we are well-positioned to meet your financial needs. We also manage $75,173,643 in deposits and maintain a solid net worth of $105,687,386. This financial stability allows us to continue offering competitive rates and personalized service tailored just for you. Our dedicated team of 295 employees, led by CEO Gregory Hanshaw and Board President Tim Elliott, is here to assist you during our convenient hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturdays from 8:30 AM to 12:00 PM. You can reach us at 641-664-2885 or visit our website at Community 1st for more information about our offerings. Whether you are looking for a loan or simply want advice on saving for the future, we invite you to stop by or give us a call today. At Community 1st, we're not just about numbers; we're about people your success is our success!

Branch History & Mission

Community Engagement

Our dedication to community extends beyond financial services. Community 1st actively participates in local outreach efforts and partnerships aimed at enriching the lives of those in Bloomfield and beyond. We strive to be more than just a place for transactions; we want to be an active participant in shaping a brighter future for everyone in our community. Whether you need assistance with your finances or are looking for ways to get involved locally, Community 1st invites you to join us. Experience firsthand the benefits of being part of a cooperative that truly cares about its members' well-being. If you're interested in learning more about how Community 1st can help you achieve your financial goals or if you'd like to become a member today, please reach out by calling us at 641-664-2885 or visit our website at Community 1st. Together, let's build a stronger community!

Our Mission

At Community 1st, our mission goes beyond just banking; it's about empowering individuals and supporting our community. We aim to provide personalized financial solutions that enhance the lives of our members while fostering a spirit of cooperation and mutual assistance. Our services include personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We believe in making financial services accessible to everyone. With features like online and mobile banking available to all members, we ensure that your banking experience is simple and efficient. Furthermore, we are proud of our commitment to ADA compliance and customer-centric initiatives that make banking easier for all.

Branch Location & Accessibility

Accessible Services

At Community 1st, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, making it easy for everyone to access our services without any hassle. If you're on the go, you can take advantage of our drive-thru banking service, which is open Monday through Friday until 5:30 PM and Saturday until noon. Plus, our ATM is available around the clock for quick cash withdrawals or balance checks.

Call to Action

We invite you to visit us at Community 1st today! Experience firsthand the friendly service and wide range of banking solutions we offer. Whether you're looking for personal banking options like checking accounts and loans or business services tailored for entrepreneurs, we've got you covered. Come see how we can help you achieve your financial goals!

Convenient Location

Nestled in Davis County, our Bloomfield location is just a stone's throw away from local landmarks such as the beautiful Bloomfield City Park. This makes it easy to combine your banking errands with a stroll through the park or a visit to nearby shops. Parking is ample and accessible, ensuring that you can get in and out with ease.

Operating Hours

We want to make sure you're never left waiting when you need us most! Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM. Feel free to stop by during these hours or give us a call at 641-664-2885 if you have any questions.

Member Eligibility

At Community 1st, we believe that becoming a member is like joining a family that supports you in achieving your financial goals. If you're interested in becoming part of our community, it's simple! Membership is open to anyone who lives, works, worships, or attends school in the area around us. This means you can easily join us if you're a local resident or have connections here. Plus, when you become a member at Community 1st, you gain access to a range of benefits designed to make your banking experience rewarding and personal. Opening an account with us is straightforward and welcoming. Just stop by our branch at 301 E Franklin St Bloomfield Ia 52537 or give us a call at (641) 664-2885 for more information. We're here to help guide you through the process! For detailed eligibility requirements. Join us today, and let's work together towards your financial future!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,077 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,556,909, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Beyond loans, we offer merchant services designed to streamline your operations. Imagine having a reliable payment processing system that not only accepts payments but also tracks sales and manages inventory seamlessly. This means less time worrying about transactions and more time focusing on what you do best running your business. Visit us at 301 E Franklin St, Bloomfield, IA 52537, or call us at 641-664-2885 to learn how Community 1st can help elevate your business today!

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive business banking services including merchant services and business loans. If you're an entrepreneur looking to expand or start anew, we have resources available to assist in navigating those financial waters.

Convenient Access

In addition to our extensive list of services, convenience is key at Community 1st. Our drive-thru service allows for quick transactions without leaving your car perfect for busy days! With hours tailored for your convenience and a dedicated team ready to assist at (641) 664-2885, we prioritize making banking easy and accessible.

Credit Options

When it comes to credit cards, our offerings include rewards programs that can help you earn while you spend. Whether you're using it for everyday purchases or planning a big trip, our credit cards are designed with your lifestyle in mind.

Get Started Today!

We invite you to visit us at 301 E Franklin St Bloomfield Ia 52537 in Bloomfield, IA or check out our website at Bloomfield for more information on how we can serve your financial needs better. Join us today and experience the difference with Community 1st!

Home Financing

For those looking at homeownership or refinancing their existing mortgage, our mortgage loans cater to various needs. Our experienced team will guide you through the process, helping you find the best loan terms that fit your budget. We understand that purchasing a home is one of life's biggest investments, and we aim to make it as smooth as possible.

Personal Banking

Starting with personal banking, our checking and savings accounts offer flexibility and ease. You can manage your funds effortlessly with online and mobile banking options. Imagine having the ability to check your balance, transfer money, or pay bills all from your smartphone! Plus, our ATM services ensure you can access cash when you need it most. If you're considering a new vehicle, our auto loans provide competitive rates and personalized financing options. From buying that reliable used car to financing a brand-new model, we're here to support you every step of the way. Not just cars our vehicle financing extends to motorcycles and recreational vehicles too!

Digital & Online Banking

Accessibility and Ease of Use

Navigating our digital services is user-friendly, ensuring that everyone can take advantage of what we offer. Whether you're tech-savvy or just starting out with online banking, our platform is designed for you. Enjoy real-time account management that keeps you informed about your finances without the hassle. At Community 1st, we believe in making banking accessible and straightforward so that you can focus on what truly matters. Join us today and experience the convenience of modern banking!

Key Features

Our mobile application makes banking even more convenient. You can deposit checks using your smartphone and enjoy the benefits of mobile payments for quick transactions. With the ability to make person-to-person transfers, sending money to friends or family is straightforward and instant. We also prioritize security with electronic signature authorization for all your transactions. This means you can sign documents securely from anywhere without needing to visit a branch. Additionally, e-statements are available, allowing you to receive your account statements electronically helping you stay organized while contributing to a greener planet.

Financial Strength

At Community 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust and reliability are more important than ever. Our financial performance reflects our commitment to our members. With a net worth of $105,687,386, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $230,759,270 in share certificates and $24,012,890 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $36,027,973, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $70,392,193 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,056 in used auto loans and a total of $849,716,963 in loans and leases. Our operational efficiency is reflected in our net income of $6,695,353, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With total share accounts reaching 157,756, it shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community 1st is your trusted partner. Visit us at 301 E Franklin St Bloomfield IA 52537 or call 641-664-2885 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $135,664,189 in used vehicle loans and $20,764,781 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to find the right vehicle at the right price.

Commercial Loans

For business owners, our outstanding commercial loans totaling $248,556,909 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to invest in existing business opportunities, we have tailored solutions for you.

Credit Lines

If you're looking for flexibility in borrowing, consider our credit lines with a total available amount of $168,505,851. These lines allow you to draw funds as needed while only paying interest on what you use. At Community 1st located at 301 E Franklin St Bloomfield IA 52537, we're committed to providing personalized service and expert guidance through every step of the loan process. Our knowledgeable staff is available at 641-664-2885 during lobby hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM to answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us today and explore how our loan offerings can help make your financial aspirations a reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,050,005, make buying or refinancing simple. We can help you navigate the mortgage process smoothly so you can focus on enjoying your new home.

Unsecured Credit Card Loans

Managing everyday expenses just got easier with our flexible unsecured credit card loans. While currently we have no outstanding unsecured credit card loans issued, our team is here to help you understand how these cards can be beneficial for budgeting and managing finances effectively.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, allowing them to choose the best options available. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your loan search today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers are fair and transparent. By using verified data, LendMesh provides users with peace of mind knowing they are accessing accurate information.

COMMUNITY 1ST CREDIT UNION - Bloomfield, IA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Bloomfield, IA (52537)

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Accessible Services

Call to Action

Convenient Location

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Loan Options for Growth

Merchant Services That Matter

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Options

Get Started Today!

Home Financing

Personal Banking

Digital & Online Banking

Accessibility and Ease of Use

Key Features

Financial Strength

Loan Offering

Auto Loans

Commercial Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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