Community 1st Seattle WA Credit Union | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Community 1st, your trusted partner in financial well-being right here in Seattle, WA! Located at 10700 27Th Ave S, our South Seattle Branch has proudly served the community since 1934. With a rich history and a commitment to our members, we have grown to support over 12,174 members and manage total assets of $197,480,360. At Community 1st, we understand that financial decisions can be daunting. That's why our dedicated team of 45 employees, led by CEO Daniel LeFree and Board President Frank Worden, is here to provide personalized service and guidance every step of the way. Whether you're looking for checking accounts, auto loans, or business banking solutions, we have you covered with services tailored to meet your unique needs. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 55909, Shoreline, WA 98155-0909. Our commitment goes beyond just numbers; it's about making a positive impact in our community. With total deposits reaching $49,827,763 and a net worth of $22,449,360, we are proud to ensure that your money is safe and working for you. We also offer diverse loan options with a total of 8,322 loans and leases available to help you achieve your goals. Join us today and experience the difference of being part of a credit union that truly cares. Call us at 206-367-7328 or visit our website at www.myc1cu.com to learn more about how we can help you thrive financially!

Branch History & Mission

Community Focus

Community involvement is at the heart of what we do. From partnerships with local organizations to outreach programs aimed at financial education, we strive to uplift those around us. We understand that supporting our community goes beyond just offering financial products; it's about creating opportunities for growth and development. While members can visit us at our branch location for personalized service during our operating hours Monday through Thursday from 8:30 AM to 5 PM and Friday until 5:30 PM official correspondence should be sent to PO Box 55909, Shoreline, WA 98155-0909 if needed.

Join Us

As we continue to grow and adapt in a changing world, we invite you to be part of our family at Community 1st. Experience firsthand the benefits of membership and discover how we can help you achieve your financial dreams. Contact us today at 206-367-7328 or visit our website for more information. Your journey towards a brighter financial future starts here!

Mission Statement

Our mission at Community 1st is simple yet powerful: to empower our members with financial knowledge and resources that promote their well-being. We offer a range of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We take pride in helping individuals and families achieve their financial goals while also giving back to the community that supports us.

Our Legacy

Since our inception, we have remained committed to providing exceptional service and fostering relationships built on trust. We believe that everyone deserves access to quality financial services tailored to their unique needs. As we evolved through the decades, we embraced digital advancements while maintaining our personal touch. Today, our members can enjoy online banking, mobile payments, and e-statements all designed to make banking easier and more accessible.

Branch Location & Accessibility

Easy Access and Parking

At Community 1st, we understand that accessibility is key. Our location is designed with you in mind, featuring ADA-compliant entrances and ample parking space. This makes it easy for everyone to visit us without hassle.

Get in Touch

Ready to experience excellent service? Give us a call at 206-367-7328 or drop by our branch today! We look forward to helping you achieve your financial goals at Community 1st.

Operating Hours

We're here when you need us! Our lobby is open Monday through Thursday from 8:30 AM to 5 PM and until 5:30 PM on Fridays. We encourage you to stop by during these hours to meet our friendly staff and explore our range of services tailored just for you.

Services Offered

Community 1st offers a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Additionally, we provide business banking solutions such as merchant services and business loans. For your convenience, we also have an ATM available for quick cash withdrawals and balance checks. While members can visit us at this branch for all their banking needs, please note that official correspondence should be sent to our mailing address at PO Box 55909, Shoreline, WA 98155-0909.

Member Eligibility

Becoming a member of Community 1st is like opening the door to a supportive community that truly cares about your financial well-being. To join us, you simply need to meet a few friendly criteria. While specific eligibility details can vary, generally, residents of our local area and those who work or worship nearby are welcome to apply. We believe in inclusivity, so don't hesitate to reach out if you're unsure about your eligibility! For the most accurate and detailed information, feel free to check out our eligibility page at . Once you're ready to take the next step, opening an account with us is straightforward and welcoming. Our team is here to assist you every step of the way, ensuring you feel comfortable as you join our family at Community 1st. If you have any questions or need assistance, don't hesitate to call us at (206) 367-7328. Together, we can help you achieve your financial goals right from our branch located at 10700 27Th Ave S Seattle Wa 98168!

Business Banking & Commercial Services

Business Loan Options

Imagine your business expanding its reach, launching new products, or even moving to a larger location. With our commercial lending programs, these dreams can become reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your customers. Whether you need card processing solutions or online payment options, our services are tailored to make transactions smooth and efficient. Picture your sales growing as more customers enjoy the ease of doing business with you. If you're ready to take your business to the next level, visit us at 10700 27Th Ave S Seattle Wa 98168 in Seattle, WA, or give us a call at (206) 367-7328. Let's work together to turn your vision into success!

Comprehensive List Of Services

Business Banking Services

If you're a small business owner, our business banking services are crafted just for you. From merchant services that make transactions easy to tailored business loans, we ensure that your company has the financial backing it needs to grow.

Commitment to Accessibility

We understand that everyone has unique financial needs and schedules. That's why we're open Monday through Friday, with extended hours on Fridays until 5:30 PM, making it easier for you to visit us after work or school. To learn more about how we can assist you with any of these services or if you have questions about specific offerings, don't hesitate to reach out! Call us at 206-367-7328, or visit us at our branch in Seattle. Your financial well-being is our priority at Community 1st! Together, let's take steps towards achieving your financial goals today!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Community 1st, we offer robust online and mobile banking solutions. Access your accounts anytime, anywhere through our user-friendly app or website. Enjoy features like mobile payments, e-statements, and person-to-person payment options for easy money transfers between friends and family. Need cash? Our ATM availability means you can withdraw funds without hassle. You can also perform basic transactions such as balance checks right from the ATM.

Personal Banking Solutions

Starting with everyday banking, we offer checking and savings accounts designed to fit your lifestyle. If you're planning to buy a car, our auto loans and vehicle financing options can get you on the road quickly and affordably. Need more space for your family? Our mortgage loans and refinancing services make owning a home within reach. Plus, if you're facing unexpected expenses, our personal loans and debt consolidation services can provide the support you need. For those who love rewards, check out our credit cards with rewards. They not only help manage your purchases but also earn you points for travel or shopping.

Digital & Online Banking

Key Features

For those who prefer mobile banking, our user-friendly mobile application is here to help. You can make person-to-person transfers easily, ensuring you can send money to friends or family without any hassle. Need to make purchases? Our mobile payments feature allows you to shop securely right from your phone. We also value your time and security. That's why we offer electronic signature authorization for documents, making it easy for you to complete transactions without needing to visit a branch. Additionally, e-statements are available so you can keep track of your finances while going green no more paper clutter! At Community 1st, we believe that managing your money should be straightforward and stress-free. With our digital banking services, you're empowered to take control of your finances with ease and confidence. Join us today and experience the convenience of modern banking!

Financial Strength

Committed Team

We take pride in having 45 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedicated workforce supports our mission of providing exceptional service to all members.

Growing Member Base

With a total of 20,722 share accounts, we have a strong and growing member base that trusts us with their finances. This trust empowers us to continue improving our services and offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community 1st is your trusted partner. Visit us at 10700 27Th Ave S Seattle WA 98168 or call 206-367-7328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Lending Support

Our lending capacity supports members' financial goals across various sectors with $132,684,066 in total loans and leases and $2,292,924 in used auto loans. We understand the importance of accessible financing options for our members.

Member-Focused Savings Options

Members' savings are secured through $53,182,915 in share certificates and $14,776,101 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,106,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

While our operational efficiency is reflected by our net income of $0, we remain committed to delivering value through competitive loan rates and solid financial products for our members.

Reinvestment for Growth

With $20,194,186 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Solid Financial Health

With a net worth of $22,449,360, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.34% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,292,924 in used vehicle loans and $2,056,081 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find the right solution for your budget.

Credit Lines

For those who need ongoing access to funds for unexpected expenses or projects, our total credit lines available amount to $15,000,000. This product gives you the flexibility to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,165,362, make buying or refinancing simple. We offer various mortgage products designed to meet different needs and preferences, whether you're a first-time homebuyer or looking to refinance an existing mortgage.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for our loan products, our team is ready to assist you in finding the best solution tailored just for you. Our branch is conveniently located at 10700 27Th Ave S Seattle WA 98168, and our dedicated staff are here to answer any questions you may have about our services. Feel free to reach us at 206-367-7328 during our lobby hours: Monday through Thursday from 8:30 AM to 5 PM and Friday until 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Community 1st, we're committed to providing reliable financial solutions that empower our members every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $2,481,007 in loans helping members manage their finances effectively. This option provides the freedom to make purchases without tying up your savings.

Loan Aggregator

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COMMUNITY 1ST CREDIT UNION - Seattle, WA