Communities of Abilene Credit Union TX | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Communities Of Abilene, your trusted partner in financial well-being since 1955. Located at 3661 N 6Th St, Abilene, TX 79603, we take pride in serving our community with a personal touch and a commitment to your financial success. With over 11,000 members and total assets of $151,807,921, we are dedicated to providing services tailored to meet your needs. At Communities Of Abilene, we understand that every member's journey is unique. That's why our team, led by CEO Clinton Wilson and Board President James McDonald, strives to create a welcoming environment where you can feel secure about your finances. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we've got you covered. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 3661 N 6th St, Abilene, TX 79603. We are here to assist you during our operating hours from Monday to Friday, 7:30 AM to 5:15 PM, and Saturday from 9:00 AM to 1:00 PM. With total deposits reaching $14,477,930 and a net worth of $15,473,455, we are financially stable and ready to help you achieve your goals. Our services include personal loans and credit cards with rewards as well as robust online and mobile banking options for convenience. Join us today at Communities Of Abilene! Call us at 325-691-2300 or visit our website at http://www.coafcu.org for more information. Let us help you navigate your financial future with confidence!

Branch History & Mission

Community Engagement

Our connection with the community goes beyond transactions. We actively engage in outreach efforts to support local organizations and initiatives. From educational programs to financial literacy workshops, we aim to give back to those who have supported us throughout the years. While members can visit us at our main branch location for all their banking needs including drive-thru services official correspondence should be sent to the same address: 3661 N 6th St, Abilene, TX 79603. We invite everyone in Abilene and surrounding areas to become part of our growing family at Communities Of Abilene. Join us today and experience firsthand how we can help you achieve your financial aspirations while making a positive impact on our community together! For more information or assistance, feel free to call us at 325-691-2300 or visit our website at coafcu.org.

Our Mission

At Communities Of Abilene, our mission is clear: we aim to provide exceptional financial services while fostering strong community ties. We believe in empowering our members by offering personalized solutions such as checking and savings accounts, auto loans, mortgage financing, and credit card options with rewards. Our commitment extends beyond just banking; we strive to support local initiatives and partnerships that uplift our neighborhoods. We understand that modern banking requires adaptability. That's why we've embraced technology with features like online banking and mobile applications to ensure our members can manage their finances conveniently. Our branch is equipped with ADA-compliant facilities to serve all members of the community effectively.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Situated in Taylor County, our location is easily accessible and just a short drive from popular spots like the Abilene Zoo and the historic downtown area. Parking is ample and available right outside our door, ensuring that your visit is hassle-free. Plus, our facilities are ADA compliant, featuring ramps and accessible entrances so everyone can comfortably access our services.

Get in Touch!

If you have any questions or want more information about what we offer, don't hesitate to reach out! Give us a call at 325-691-2300 or simply stop by our branch. We're excited to welcome you into the Communities Of Abilene family!

Operating Hours to Serve You Better

We understand that your time is valuable. That's why we offer flexible operating hours: Monday through Friday from 7:30 AM to 5:15 PM, and Saturday from 9:00 AM to 1:00 PM. This means you can stop by after work or on the weekend without any stress.

Services Tailored for You

At Communities Of Abilene, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service makes quick transactions even easier perfect for those busy days when you need to be on the go! Additionally, members can utilize our ATM for cash withdrawals and balance checks anytime. For those who are members of partner credit unions, we also offer shared branch transactions making it simple to manage your funds no matter where you are.

Member Eligibility

At Communities Of Abilene, we believe that everyone deserves a financial partner who truly cares. Becoming a member is as easy as reaching out to us and finding out if you meet our eligibility criteria, which are designed to welcome individuals from various backgrounds. To be eligible, you typically need to live, work, worship, or attend school in the communities we serve. If you're curious about the specifics, take a moment to check out the detailed information at https://coafcu.org/share-membership-savings/. Joining our community means gaining access to a range of benefits, including personalized banking services and competitive rates on loans and savings accounts. It's not just about opening an account; it's about becoming part of a supportive family that prioritizes your financial wellbeing. If you're ready to start this journey with us, feel free to give us a call at (325) 691-2300 or visit us at our branch located at 3661 N 6Th St Abilene Tx 79603. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds needed to purchase new equipment or hire additional staff. Our commercial loan products are designed to support your growth journey. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Even if you're not a member yet, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

Beyond loans, we offer robust merchant services that help streamline your transactions. Picture processing payments easily and efficiently, allowing you to focus on what really matters growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Located at 3661 N 6Th St Abilene Tx 79603 in Abilene, TX, our team is dedicated to providing personalized service to help you achieve your business goals. For more information, give us a call at (325) 691-2300 or visit our website at http://coafcu.org/. Let's grow together!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide essential tools through our business banking services. From merchant services that simplify transactions to business loans that empower growth, we're here to support your entrepreneurial journey.

Credit Cards and Rewards

Don't forget about the perks! Our credit cards come with rewards that can help you save on future purchases. Whether it's cashback or travel points, every swipe gets you closer to something special.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. You can manage your accounts anytime, anywhere whether it's transferring funds between accounts or checking your balance on the go. Our ATM services allow easy cash withdrawals without any hassle, while basic drive-thru banking ensures quick deposits and withdrawals when you're on the move.

Personal Banking Services

Managing your money should be straightforward and convenient. That's why we offer various personal banking options like checking and savings accounts. Imagine being able to easily access your funds whenever you need them, whether it's for everyday expenses or saving up for a special occasion. Our auto loans and vehicle financing options make purchasing that new car not just a dream but a reality. With competitive rates and flexible terms, driving off in your new vehicle can be simpler than you think. If you're considering buying a home, our mortgage loans and refinancing services are designed to help you navigate the process smoothly. We'll guide you through every step, ensuring you find the right mortgage solution that fits your budget. Additionally, our personal loans and debt consolidation services offer ways to manage existing debts effectively, making it easier to regain control of your finances.

Shared Branch Transactions

Additionally, if you're part of another credit union that partners with us, feel free to take advantage of our shared branch transactions. This means you can perform deposits and withdrawals even when you're away from home. At Communities Of Abilene, we pride ourselves on being more than just a financial institution; we're a community partner dedicated to enhancing your financial well-being. Have questions or need assistance? Don't hesitate to reach out! Call us at (325) 691-2300, or visit us during our operating hours from Monday through Friday 7:30 AM to 5:30 PM, and Saturday 9:00 AM to 1:00 PM. Explore all that we have to offer by visiting our website at Main today! Your financial journey starts here with us by your side.

Digital & Online Banking

Key Features for Your Convenience

With online banking, managing your finances is a breeze. You can check your balance, transfer funds, and even set up e-statements for easy access to your account statements without the clutter of paper. Plus, if you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it simple and fast. For those who prefer mobile banking, our user-friendly mobile application is available for download. This means you can handle your banking on the go, whether you're at home or out running errands. Just a few taps on your smartphone, and you're all set!

Security You Can Trust

Your security is our priority. While we do not currently offer electronic signature authorization, rest assured that your information is protected through robust security measures. You can bank with confidence knowing that we take every precaution to safeguard your personal and financial data. Whether you're checking in on your account from home or making transfers while out and about, our digital banking tools are designed to enhance accessibility and ease-of-use. Join us at Communities Of Abilene today and discover how our online banking services can help you manage your money effectively!

Financial Strength

At Communities Of Abilene, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your money is in safe hands with us. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $15,473,455, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,977,921 in share certificates and $25,929,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,929,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $596 in used auto loans and $78,958,991 in total loans and leases. Our operational efficiency shines through with a net income of $118,115, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $249,493. Total Share and Deposit Accounts: 19,162, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communities Of Abilene is your trusted partner. Visit us at 3661 N 6Th St Abilene Tx 79603 or call (325) 691-2300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,069,536 in used vehicle loans and $40,457,095 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing their finances, our credit lines total $20,496,481, giving you access to funds when you need them most. Additionally, we offer unsecured credit card loans with a total of $1,752,292 available to help you handle everyday expenses without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $154,920, making it easier for you to take that important step toward owning your own home.

Refinancing Options

If you're considering refinancing your current loans or exploring eligibility options for any of our products, our knowledgeable team is here to guide you through the process. We're dedicated to finding solutions that fit your unique situation. We pride ourselves on providing excellent service and competitive rates. For more information about our loan offerings and how they can benefit you, please visit our website at http://coafcu.org or contact us directly at 325-691-2300. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Communities Of Abilene, we're not just about numbers; we're about people your goals and dreams matter to us. Let us help you navigate your financial journey today!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Users can trust that they are viewing accurate and reliable information when comparing loans.

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, allowing them to find the best options quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COMMUNITIES OF ABILENE FEDERAL CREDIT UNION - Abilene, TX

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