Communication Credit Union Oklahoma City OK | Affordable Auto Loans & Business Banking

Introduction

Welcome to Communication, your trusted partner in financial growth and community support, located at 4141 NW Expressway, Oklahoma City, OK 73116. Established in 1939, we have proudly served our members for over 80 years, fostering a welcoming environment where everyone feels valued. With a growing membership of 126,321 individuals, we are dedicated to providing exceptional service and financial solutions tailored to meet your unique needs. At Communication, our commitment to you is reflected in our robust financial standing. Our total assets amount to an impressive $2,136,198,632, showcasing our stability and reliability as a credit union. We manage total deposits of $140,247,400 and maintain a net worth of $267,635,020, ensuring that your funds are safe and sound. With cash in hand totaling $11,431,970, we are well-prepared to assist you with various financial services ranging from personal banking and auto loans to mortgage financing. Led by our dedicated CEO Larry Shropshire and Board President Mirl Whisman, our team of 281 employees is here to provide personalized support every step of the way. Whether you're looking for help with loans over 82,029 already issued or exploring new banking options through our online and mobile services, we have something for everyone. While members can visit us at the branch location mentioned above for all their banking needs, official correspondence should be sent to our mailing address: 4141 NW Expressway, Suite 200, Oklahoma City, OK 73116-1682. Join us today and discover how Communication can empower your financial journey! For more information or to speak with one of our friendly representatives, give us a call at 405-879-5600. Visit us online at www.comfedcu.org to learn more about our services or start your application process now!

Branch History & Mission

Community Focus

As part of our commitment to accessibility, we offer various digital banking options, including online banking and mobile payments, ensuring that managing finances is convenient for everyone. Our branch also features an ATM for quick cash access and drive-thru banking for those on the go. With ADA compliance at the forefront of our operations, we ensure that all members can comfortably utilize our services. Through shared service centers, we collaborate with other credit unions to provide even more opportunities for our members. This cooperative spirit reflects the heart of what credit unions are all about community support and collaboration.

Join Us Today

As we continue to grow and evolve, we invite you to become a part of the Communication family. Join us today and experience the benefits of being a member-focused credit union dedicated to your financial well-being. For more information on how to become a member or open an account, feel free to reach out at (405) 879-5600 or visit us online at https://www.comfedcu.org/ . Together, let's build a brighter financial future!

Our Mission

At Communication, our mission goes beyond just banking. We strive to offer personalized financial solutions while fostering a sense of belonging among our members. We believe that everyone deserves access to affordable financial services, and we work tirelessly to ensure that our products from checking and savings accounts to auto loans and mortgages meet the diverse needs of our community. We are committed to supporting local initiatives and partnerships that uplift those around us. Whether through educational programs or community outreach events, we aim to make a meaningful impact where it matters most.

Branch Location & Accessibility

Welcome to Communication! Located conveniently at 4141 Nw Expressway Oklahoma City Ok 73116, we are proud to serve the vibrant community of Oklahoma City, OK. Nestled near popular landmarks, our branch is easily accessible for all your banking needs. Whether you're stopping by for a quick transaction or seeking financial advice, we're here to help. While members can visit us at 4141 Nw Expressway Oklahoma City Ok 73116, official correspondence should be sent to our mailing address at 4141 NW Expressway, Oklahoma City, OK 73116-1682. We understand that convenience matters, so we offer ample parking and ensure that our facility is ADA compliant, making it easy for everyone to access our services. Our operating hours are designed with your schedule in mind. Visit us on Monday and Friday from 8 a.m. to 6 p.m., Tuesday through Thursday from 9 a.m. to 5:30 p.m., and Saturday from 9 a.m. to 1 p.m. Need assistance outside these hours? Just give us a call at (405) 879-5600! At Communication, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. Plus, you can take advantage of our drive-thru banking for quick deposits or withdrawals without leaving your vehicle. For added convenience, our branch also features ATM availability and shared service center transactions for members of partner credit unions. Whether you need cash or want to make simple transactions, we've got you covered. We invite you to stop by and experience the friendly service that sets us apart. At Communication, your financial well-being is our priority!

Member Eligibility

At Communication, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Joining us is simple! If you live, work, worship, or attend school in the Oklahoma City area, you're likely eligible for membership. We welcome individuals from various backgrounds and walks of life, making it easy for you to access our friendly services and resources. You can find more specific details about eligibility on our website at https://join.comfedcu.org/ . Becoming a member at Communication not only gives you access to excellent banking options but also places you in a community where your voice matters. With personalized service and a range of financial products designed to meet your needs, you'll feel right at home. To get started on opening an account, visit us online at https://www.comfedcu.org/loans/ , or give us a call at (405) 879-5600 if you have any questions. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment or hire additional staff without worrying about cash flow. Our commercial loans help bring your business dreams to life, allowing you to focus on what you do best.

Merchant Services That Work for You

In addition to loans, we offer tailored merchant services that simplify payment processing. Picture this: a busy Saturday at your store, and customers are eager to buy. With our efficient payment solutions, transactions are quick and easy, enhancing customer satisfaction and boosting sales. Experience the benefits of partnering with Communication located at 4141 Nw Expressway Oklahoma City Ok 73116, Oklahoma City, OK. Connect with us today at (405) 879-5600 to explore how our business banking and commercial services can help your enterprise thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

Convenience is key at Nw. With 24/7 access through our ATMs and basic drive-thru banking for deposits and withdrawals, managing your finances fits seamlessly into your busy life. Plus, if you're a member of a partner credit union, enjoy shared branch transactions for even greater flexibility.

Auto Loans and Vehicle Financing

If you're considering purchasing a car, look no further than our auto loans and vehicle financing options. We provide competitive rates that make driving off in your dream car an exciting reality. Our streamlined application process ensures you can get approved quickly so you can start shopping without the hassle.

Business Banking Services

For business owners, our business banking services include merchant services and business loans designed to help grow your enterprise. We understand the unique challenges businesses face and strive to support you with tailored solutions.

Credit Cards with Rewards

We also offer credit cards with rewards to enhance your spending experience. Earn points on everyday purchases that can be redeemed for travel, merchandise, or even cash back! It's a smart way to make the most out of your spending.

Final Thoughts

At Communication, we prioritize making banking easy and accessible for everyone in our community. Our commitment to providing comprehensive services means you're never alone on this financial journey. If you have questions about any of our offerings or want to open an account today, please give us a call at (405) 879-5600 or visit us online at our website. Let us help you achieve your financial goals!

Mortgage Loans and Refinancing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with flexible terms that cater to your budget. We understand that purchasing a home is one of the biggest decisions you'll ever make, and we're here to guide you every step of the way.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts designed to fit different lifestyles. Imagine having a checking account that keeps your finances organized while helping you earn interest on your savings. With our online and mobile banking, managing your money has never been easier. You can check balances, transfer funds, and pay bills right from your smartphone or computer.

Personal Loans for Various Needs

Need some extra cash? Our personal loans are perfect for debt consolidation or unexpected expenses. Whether it's medical bills or home repairs, we can help you find a solution that fits your needs without breaking the bank.

Digital & Online Banking

Security You Can Trust

We take your security seriously. All our online services use robust encryption methods to protect your information. This means that whether you're checking your account balance or making a payment, you can do so with peace of mind. At Communication, we believe that banking should be accessible and straightforward. Our digital services empower you to manage your money in real-time from wherever you are, all while keeping things secure and user-friendly. Join us today and explore how easy banking can be!

User-Friendly Features

Our mobile application makes banking on the go simple. You can easily make mobile payments, ensuring that you're always ready for any transaction. Plus, with person-to-person transfer capabilities, sending money to friends or family is just a few taps away. And for those times when you need to sign documents quickly, we provide electronic signature authorization for a hassle-free experience.

Financial Strength

Commitment to Growth

With $260,862,813 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $40,106 in used auto loans and $1,644,716,106 in total loans and leases.

Growing Membership Base

Total Share Accounts stand at 221,040, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $3,291,020, further reinforcing our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communication is your trusted partner. Visit us at 4141 Nw Expressway Oklahoma City Ok 73116 or call (405) 879-5600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,023,515,382 in share certificates and $198,431,842 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,915,842, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 279 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Robust Financial Position

With a net worth of $267,635,020, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,251 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $856,727,256 in used vehicle loans and $327,276,112 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we provide competitive rates and flexible terms to make your purchase easier.

Credit Lines

For those who need ongoing access to funds, our total credit lines amounting to $406,255,625 provide a safety net for unexpected expenses or planned purchases. This product offers flexibility and peace of mind when it comes to managing cash flow. At Communication, we're committed to helping you find the right financial solutions. If you're interested in refinancing or learning about eligibility options, please don't hesitate to ask our knowledgeable staff for assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and discover how we can assist you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,761,692, make buying or refinancing simple. We are here to guide you through the process, whether you're purchasing your first home or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

Managing expenses can be challenging, but our flexible terms on unsecured credit card loans totaling $17,308,921 help members manage their finances effectively. With this option, you can enjoy the freedom of making purchases while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to regulatory standards ensures that users receive fair and transparent offers.

COMMUNICATION FEDERAL CREDIT UNION