COMMONWEALTH ONE FEDERAL CREDIT UNION

At Commonwealth One, we believe that your financial journey should be as smooth as possible. Located at 170 Bluestone Dr, Harrisonburg, VA 22807, our branch is committed to serving you with integrity and personalized care. Established in 1944, we have grown alongside our community, currently supporting over 38,127 members with a strong foundation of trust. Our robust financial portfolio includes total assets of $565,724,024 and total deposits amounting to $30,613,858. We pride ourselves on offering a wide array of services tailored to meet your needs whether it's personal banking, auto loans, or business financing solutions. With a dedicated team of 91 employees, led by our CEO Frank Wasson and Board President Rupert Jennings, we are here to provide you with the guidance you need. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 170 Bluestone Dr, Harrisonburg, VA 22803. Our commitment to our members extends beyond just numbers; it reflects in every interaction and service we offer. Join us today and experience firsthand why Commonwealth One has become a trusted partner for many in the Harrisonburg area. For any inquiries or assistance, feel free to reach out to us at 703-523-5211 or explore our services online at www.cofcu.org. Let's build your financial future together!

Welcome to Commonwealth One, a credit union with a rich legacy and a steadfast commitment to our community in Harrisonburg, Virginia. Established in 1944, we have grown alongside our members, evolving from a small local institution into a trusted financial partner for over 38,000 members. Our branch is conveniently located at 170 Bluestone Dr, Harrisonburg, VA 22807, just moments away from popular local landmarks, making it easy for you to visit us. At Commonwealth One, our mission goes beyond providing financial services; we are dedicated to uplifting our community. We believe in empowering our members with the tools and resources they need to achieve their financial goals. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing, we are here to support you every step of the way. Over the years, we have achieved significant milestones. With total assets of $565,724,024, we are well-equipped to serve your needs effectively. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 am to 5:00 pm and Friday until 5:30 pm. We also offer ATM availability for quick cash access when you need it. Our commitment to innovation means that we are continuously enhancing our services through online and mobile banking options. This allows you to manage your finances anytime and anywhere. We understand the importance of accessibility; that's why we ensure our facilities comply with ADA standards. While members can visit us at 170 Bluestone Dr, official correspondence should be sent to 170 Bluestone Dr, Harrisonburg, VA 22803 if necessary. We take pride in our community outreach efforts as well, forming partnerships that foster growth and improvement within Harrisonburg and its surrounding areas. Join us at Commonwealth One and experience firsthand how we can help you reach your financial aspirations while being part of a caring community. Together, let's build a brighter future! If you're interested in becoming a member or learning more about our services, don't hesitate to call us at 703-523-5211 or visit our website at cofcu.org.

At Commonwealth One, we believe that becoming a member is about joining a community that supports your financial journey. If you're looking to become part of our family, you'll find that eligibility is simple and welcoming. Whether you're a resident of Harrisonburg or have a connection through family or employment in the area, you could be just a step away from enjoying the many benefits we offer. We pride ourselves on providing personalized service and a range of financial products tailored to meet your needs. To get started, you can check out our detailed eligibility criteria at this link. Once you know you're eligible, opening an account is straightforward! Just visit us at 170 Bluestone Dr, Harrisonburg, VA 22807, or give us a call at 703-523-5211 for more information. We can't wait to welcome you to Commonwealth One and help you achieve your financial goals!

At Commonwealth One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing reliable services is backed by strong financial health that you can trust. With a net worth of $46,434,353, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 820 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $91,948,936 in share certificates and $74,177,088 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $41,505,285 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is also impressive; with $3,277 in used auto loans and a total of $403,191,368 in loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of -$12,660, which shows that while we may face challenges from time to time, we're committed to working through them for the benefit of our members. We also take pride in having 90 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $0, while Total Share Accounts reflect a strong member base at 56,282, showcasing the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Commonwealth One is your trusted partner. Visit us at 170 Bluestone Dr Harrisonburg Va 22807 or call 703-523-5211 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.