COMMONWEALTH CENTRAL CREDIT UNION - Morgan Hill, CA

Welcome to Commonwealth Central, your trusted financial partner since 1958, located at 1041 Cochrane Rd Ste 180, Morgan Hill, CA 95037. At our branch, we are proud to serve a vibrant community of over 39,514 members, dedicated to supporting you with a range of financial services tailored to your needs. With total assets exceeding $608 million and total deposits around $70 million, we are well-equipped to help you achieve your financial goals. Whether you're looking for personal banking solutions, auto loans, or mortgage refinancing, we've got you covered with more than 16,200 loans and leases issued to date. Our commitment goes beyond numbers. Under the leadership of our CEO, Viktoria Earle, and Board President, Larry Chambers, we strive to create an environment where every member feels valued and heard. Our team of 96 employees is here to assist you through every step of your financial journey, ensuring that we provide a welcoming atmosphere for everyone who walks through our doors. While members can visit us at our branch location in Morgan Hill, official correspondence should be directed to the same address: 1041 Cochrane Rd Ste 180, Morgan Hill, CA 95037. If you have any questions or need assistance, please don't hesitate to reach out at (408) 531-3100. Explore our website at Commonwealth Central for more information about our services and how we can support your financial aspirations. Join us today and discover how we can help you thrive in your community!

At Commonwealth Central, we take pride in our rich history and unwavering commitment to serving our community. Founded in 1958, our branch has been a cornerstone of financial support in Morgan Hill, CA. Over the decades, we have grown significantly, now boasting a total membership of over 39,500 individuals who rely on us for their banking needs. Located at 1041 Cochrane Rd Ste 180, Morgan Hill, CA 95037, our branch is easily accessible to all members. We invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same mailing address. Our mission is clear: to provide exceptional financial services while actively supporting and uplifting our community. This commitment goes beyond just banking; we aim to empower our members with the tools and resources necessary for financial success. With total assets amounting to an impressive $608,112,724, we ensure that our members have access to a wide range of services including personal accounts, auto loans, mortgage options, and business banking solutions. As technology has advanced, so have we. Our digital offerings include online banking and mobile payments, ensuring that our members can manage their finances conveniently and securely from anywhere. We also prioritize accessibility with ADA-compliant facilities and services. Commonwealth Central is more than just a credit union; it's a community partner. We engage in various outreach programs and partnerships that aim to foster growth within Morgan Hill and surrounding areas. Our goal is not only to support our members financially but also to contribute positively to the local community's development. We encourage those seeking a supportive financial institution to consider joining Commonwealth Central. Experience firsthand how we make a difference in the lives of our members while promoting financial well-being within the community. Call us today at 408-531-3100 or visit our website at www.wealthcu.org for more information on how you can become part of our family!

At Commonwealth Central, we believe that everyone deserves a chance to thrive in a supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the Morgan Hill area, you're already eligible to join us. We also extend our invitation to family members of existing members, making it easier for your loved ones to benefit from the financial services we offer. Joining Commonwealth Central means access to personalized banking solutions tailored just for you, whether it's opening a checking account or securing an auto loan. To get started on your membership journey, simply visit our website at https://www.wealthcu.org/membership for more details on eligibility requirements. Once you're ready to take the next step, you can easily open an account online by following this link: https://onlinebanking.wealthcu.org/wealthcuonline/sdk/autoenrollmente2e/accountrecovery . If you have any questions or need assistance, don't hesitate to reach out to us at (408) 531-3100. We're here to help you every step of the way!

At Commonwealth Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a strong financial foundation that allows us to serve you better every day. With a net worth of $80,011,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,315 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $52,319,703 in share certificates and $76,366,027 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $73,486,635 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $3,899 in used auto loans and $484,405,680 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $5,953,940, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 96 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 68,388, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Commonwealth Central is your trusted partner. Visit us at 1041 Cochrane Rd Ste 180 Morgan Hill Ca 95037 or call (408) 531-3100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.