COMMONWEALTH FEDERAL CREDIT UNION - Versailles, KY

Welcome to Commonwealth, your trusted financial partner located at 1290 Crossfield Dr, Versailles, KY 40383. Established in 1951, we have proudly served our community for over seven decades, building a solid foundation based on trust and personalized service. With a vibrant membership of 130,195 individuals, we remain committed to helping you achieve your financial goals. At Commonwealth, we understand that each member's needs are unique. That's why we offer a range of services tailored just for you from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our total assets stand at an impressive $2,566,596,191, reflecting our ability to support our members with confidence and stability. In addition to our robust offerings, we take pride in our strong community presence. With 375 dedicated employees led by CEO Karen Harbin and Board President Randy Fawns, we strive to create lasting relationships with those we serve. Whether you need assistance with loans over 110,343 approved or you're looking to invest or save wisely with total deposits reaching $317,693,456, we're here for you every step of the way. If you have any questions or would like to learn more about how Commonwealth can assist you, don't hesitate to reach out! You can call us at 502-564-4775 or visit our website at ccuky.org. We're excited to help you navigate your financial journey!

Joining the Commonwealth family is like stepping into a supportive community where your financial needs come first. To become a member, you'll find that eligibility is quite inclusive! If you live, work, worship, or attend school in our service area, you're likely already qualified. We also welcome immediate family members of current members, making it easy to share the benefits with loved ones. Not only do you gain access to competitive rates and personalized service, but you also join a credit union that genuinely cares about its members. For more detailed information on eligibility requirements, check out our resource at . Opening an account is straightforward and friendly! You can get started by visiting us at our location: 1290 Crossfield Dr Versailles Ky 40383 or simply give us a call at (502) 564-4775. Our team is here to guide you through the process and answer any questions you might have. Becoming a member of Commonwealth means joining a community that values your financial well-being and works hard to support your goals.

At Commonwealth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial position, which reflects our commitment to serving you well. With a net worth of $287,619,804, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $965,401,846 in share certificates and $222,402,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $277,904,161 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial, with $18,914 in used auto loans and $1,838,796,165 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $5,649,362, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 358 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,403,159. Total Share and Deposit Accounts: 327,896, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Commonwealth is your trusted partner. Visit us at 1290 Crossfield Dr Versailles Ky 40383 or call (502) 564-4775 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.