Best Auto Loans & Quick Personal Loans | Commonwealth Credit Union Shelbyville KY

Introduction

Welcome to Commonwealth, your trusted credit union located at 73 Jeanie Dr, Shelbyville, KY 40065. Since our establishment in 1951, we have been dedicated to providing exceptional financial services and fostering a strong sense of community among our members. With a robust membership of over 130,000 individuals, we are proud to serve as a financial partner that prioritizes your needs. At Commonwealth, we understand that financial well-being is essential for everyone. Our total assets exceed $2.5 billion, showcasing our commitment to helping you achieve your goals. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or even mortgage refinancing, we've got you covered. Additionally, our business banking services cater to entrepreneurs looking to grow their ventures with tailored support. Under the leadership of CEO Karen Harbin and Board President Randy Fawns, our team of 375 employees is here to guide you through every step of your financial journey. We believe in building lasting relationships with our members based on trust and transparency. As a member-focused credit union, we take pride in having a net worth of $287,619,804 and total deposits reaching $317,693,456. While you can visit us at our Shelbyville branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 978, Frankfort, KY 40602. We invite you to explore what Commonwealth has to offer! For more information about our services or to speak with one of our friendly representatives, feel free to call us at 502-564-4775 or visit our website at http://www.ccuky.org. Your financial journey starts here let's make it a successful one together!

Branch History & Mission

Community Focus

At Commonwealth, we understand that our success is intertwined with the well-being of the communities we serve. Our commitment extends beyond just financial transactions; we actively engage in partnerships and outreach initiatives designed to uplift our neighbors. This could mean hosting financial education workshops or participating in local events that bring people together. While members can visit us at 73 Jeanie Dr in Shelbyville, official correspondence should be sent to PO Box 978 in Frankfort if needed. We operate Monday through Friday from 9:00 AM to 5:00 PM and offer convenient services including ATM access and drive-thru banking for quick transactions.

Looking Ahead

As we continue to embrace digital advancements like online banking and mobile payments, we remain dedicated to maintaining accessibility for all members, including those who require ADA-compliant facilities. Your experience matters to us; that's why we're always looking for ways to improve our services and meet your needs effectively. Join us on this exciting journey! Experience firsthand how Commonwealth is more than just a credit union; it's a community partner committed to helping you achieve your financial goals. Reach out today at 502-564-4775 or visit us during operating hours we look forward to welcoming you into our family!

Our Journey

From our humble beginnings, we have evolved into a thriving credit union with a total membership of 130,195. Over the years, we've seen remarkable growth in our assets, which now stand at an impressive $2,566,596,191. This journey reflects not just numbers but the trust and loyalty of our members who have walked with us through every milestone. Our mission is clear: to provide exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to quality banking options tailored to their needs. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we are here for you.

Branch Location & Accessibility

Call to Action

Ready to experience personalized banking that puts you first? We invite you to visit us at the Shelbyville West Branch or give us a call at 502-564-4775. Let Commonwealth be your trusted partner in achieving your financial goals!

Convenient Access and Features

At Commonwealth, we understand that accessibility is key for our members. That's why our branch features ADA-compliant entrances and ample parking spaces to make your visit smooth and hassle-free. If you prefer to bank from your vehicle, take advantage of our drive-thru service, where you can conduct simple transactions without leaving your car. Plus, with ATM availability on-site, accessing cash and checking balances has never been easier.

Operating Hours

We're open Monday through Friday from 9:00 AM to 5:00 PM, making it convenient for you to drop in during your busy day. Whether you're looking to open a new account, apply for a loan, or simply ask questions about our services, our friendly team is ready to assist you. While members can visit us at 73 Jeanie Dr for all their banking needs, any official correspondence should be sent to our mailing address at PO Box 978, Frankfort, KY 40602.

Member Eligibility

Becoming a member of Commonwealth is like joining a warm, welcoming family that's dedicated to helping you achieve your financial goals. If you're looking to become part of our community, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in the area around 73 Jeanie Dr Shelbyville Ky 40065. We believe in inclusivity and want you to experience the benefits of being a member, which include competitive rates on loans, personalized service, and a range of financial products tailored to your needs. Getting started is simple! You can easily open an account by visiting us at 73 Jeanie Dr Shelbyville Ky 40065 or giving us a call at (502) 564-4775 for more information. For detailed eligibility criteria, feel free to check out the resources available. Join us today and take the first step towards securing your financial future with Commonwealth!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine a local coffee shop that just started accepting mobile payments thanks to our merchant services. This convenience not only speeds up transactions but also enhances customer satisfaction. Whether you're looking for point-of-sale solutions or online payment processing, we've got you covered. Located at 73 Jeanie Dr Shelbyville Ky 40065 in Shelbyville, KY, we invite you to explore how our business banking solutions can empower your enterprise. Give us a call at (502) 564-4775 or visit us during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. Let's work together to fuel your business success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $265 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,513,180, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? Our ATM services provide basic functions like withdrawals and balance checks right at your fingertips. Additionally, our drive-thru banking allows for simple transactions without leaving your car perfect for those on-the-go days. At Commonwealth, we're committed to providing exceptional service and comprehensive financial solutions tailored just for you. Whether you're visiting us in person at our branch in Shelbyville or accessing your account from home via online banking, we ensure that managing your finances is as easy as possible. Ready to take control of your financial future? Call us today at (502) 564-4775 or visit us at 73 Jeanie Dr Shelbyville Ky 40065 to learn more about how we can assist you!

Business Banking Services

For our entrepreneurial members, we provide business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have solutions to help your business thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even send money to friends through person-to-person payment options.

Credit Cards with Rewards

Our credit cards come with rewards programs that let you earn points on everyday purchases. Imagine using your card for groceries or gas and getting rewarded for it! This feature not only adds value but also makes managing expenses more enjoyable.

Home Financing

Purchasing a home is one of the biggest decisions you'll make, and our mortgage loans and refinancing options aim to make this process smoother. Whether you're buying your first home or looking to refinance an existing mortgage, we're here to guide you every step of the way.

Personal Banking Solutions

We understand that managing your finances can sometimes be overwhelming. That's why we offer personal banking options like checking and savings accounts that are designed for everyday needs. Our accounts come with features that help you easily track your spending and save for future plans. If you're in the market for a vehicle, our auto loans and vehicle financing solutions provide competitive rates and flexible terms to fit your budget.

Personal Loans & Debt Management

Life can throw unexpected expenses your way. For those moments when you need a little extra cash, we offer personal loans and debt consolidation options that can help ease financial burdens. With competitive rates and clear repayment terms, we strive to support our members in achieving financial stability.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the availability of e-statements. You can say goodbye to paper clutter and access your statements anytime, anywhere all while contributing to a greener planet. Additionally, if you need to send money to friends or family quickly, our person-to-person transfer service makes it a breeze. For those who love the convenience of mobile payments, you're in luck! Our mobile payments feature allows you to make purchases securely without the need for cash or cards. Just use your smartphone, and you're set! Security is paramount in our digital banking services. While we don't currently offer electronic signature authorization for transactions, rest assured that all our platforms use advanced security measures to protect your personal information. Whether it's monitoring your spending habits or setting savings goals, our real-time account management tools help you stay on top of your financial health. Join us at Commonwealth today and experience a new level of convenience with our digital and online banking services!

Financial Strength

Committed Team

We also take pride in having 358 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 327,896, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Commonwealth is your trusted partner. Visit us at 73 Jeanie Dr Shelbyville Ky 40065 or call (502) 564-4775 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings

Members' savings are secured through $965,401,846 in share certificates and $222,402,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $287,619,804, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending

With $277,904,161 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $18,914 in used auto loans and $1,838,796,165 in total loans and leases. Our operational efficiency is reflected in our $9,551,173, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $376,673,196 in used vehicle loans and $174,811,253 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is here to assist you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $91,513,180 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to supporting local entrepreneurs with competitive financing options. At Commonwealth, we prioritize transparency and are here to guide you through all aspects of our loan offerings. Whether it's understanding interest rates or discussing repayment plans, our friendly staff is ready to assist you. If you have any questions or would like to start your application today, feel free to reach out at (502) 564-4775. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,324,779, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our mortgage solutions are designed to support you in that journey. If you're considering refinancing your current mortgage, we can help explore eligibility options that may lower your payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $101,215,825 in loans helping members manage their finances effectively. These cards come with various benefits that can assist you in building credit while enjoying rewards for everyday purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures fair and transparent offers, allowing users to trust the information they receive.

COMMONWEALTH FEDERAL CREDIT UNION - Shelbyville, KY

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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