Low Mortgage Rates & Affordable Auto Loans | Commonwealth Credit Union Shelbyville KY

Introduction

Welcome to Commonwealth, your trusted financial partner located at 600 Boone Station Rd, Shelbyville, KY 40065. Established in 1951, we take pride in serving our community with a strong commitment to your financial well-being. With a robust membership of over 130,000 individuals and total assets reaching an impressive $2,566,596,191, we are dedicated to providing personalized banking solutions tailored to meet your needs. At Commonwealth, we believe that every member deserves access to quality financial services. Our offerings include everything from checking and savings accounts to auto loans, mortgages, and even business banking services. With total deposits amounting to $317,693,456 and total loans exceeding 110,343, we are here to support you through every stage of your financial journey. Our leadership team is headed by CEO Karen Harbin and Board President Randy Fawns, who work tirelessly to ensure that our credit union remains responsive to the needs of our members. Whether you have questions about our services or need assistance with your accounts, feel free to reach out at 800-228-6420. While members can visit us at our branch location for various banking needs including ATM access and drive-thru services, official correspondence should be sent to our mailing address: PO Box 978, Frankfort, KY 40602-0978. Join us today and experience the difference that comes with being a part of Commonwealth Credit Union. We invite you to explore our services further by visiting our website at ccuky.org. Your journey towards smarter financial choices starts here!

Branch History & Mission

Welcome to the Commonwealth Shelbyville East Branch, a cornerstone of community banking in Shelbyville, KY. Established in 1951, our branch has a rich history of serving members with dedication and care. Over the years, we have grown alongside our members, evolving to meet their financial needs while remaining deeply rooted in our mission to support the community. Located at 600 Boone Station Rd, Shelbyville, KY 40065, our branch is easily accessible to everyone in the area. We're proud to say that our membership has grown to over 130,000 strong, reflecting our commitment to providing exceptional service and support. With total assets surpassing $2.5 billion, we have the resources necessary to help you achieve your financial goals. At Commonwealth, our mission is clear: We strive to empower our members by offering a wide range of financial services tailored to their unique needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we are here for you. We believe in not just providing financial services but also fostering a sense of community and belonging. While members can visit us at our physical location on Boone Station Rd, official correspondence should be sent to PO Box 978, Frankfort, KY 40602-0978. Our operating hours are designed with your convenience in mind open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:30 PM for drive-thru services. As part of our commitment to modern banking solutions, we offer various digital services including online banking and mobile payments. You can access your accounts anytime and anywhere while enjoying the security you deserve. Additionally, our branch is equipped with ADA-compliant facilities ensuring that all members can comfortably utilize our services. We take pride in being an active participant in the Shelbyville community. Through partnerships with local organizations and outreach programs, we aim to uplift those around us and contribute positively to society. Join us at Commonwealth Shelbyville East Branch today! Experience firsthand the difference of being part of a member-focused credit union dedicated to your success. Reach out at 800-228-6420 or visit us during business hours we look forward to welcoming you into our growing family!

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and easy access points to ensure that everyone can visit us without hassle. Plus, we offer ample parking space right outside our doors, making it simple for you to stop by for a quick visit or a longer consultation.

Conclusion

We invite you to visit the Commonwealth Shelbyville East Branch today! Experience our welcoming atmosphere and discover how we can help you achieve your financial goals. Remember, while you can always come see us at 600 Boone Station Rd, official correspondence should be directed to PO Box 978 in Frankfort if needed. We look forward to serving you!

Operating Hours

We understand that life can get busy, so we aim to accommodate your schedule with our operating hours. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturday, our drive-thru service runs from 9:00 AM to 12:30 PM. This flexibility allows you to manage your banking tasks at times that suit you best.

Services Offered

At Commonwealth, we pride ourselves on offering a range of services tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we're here to help you navigate your financial journey. Need cash? We have an ATM on-site for quick withdrawals and balance checks. Plus, enjoy the convenience of drive-thru banking for simple transactions without leaving your car. If you need assistance or have questions about our services, feel free to reach out at 800-228-6420. Our friendly team is ready to assist you!

Member Eligibility

Welcome to the community at Commonwealth! We're thrilled to share how you can become a member of our supportive family. To join us, you simply need to meet certain eligibility criteria, which generally includes living or working in the area we serve, or being related to someone who is already a member. This means that if you're part of our local community, you're likely already on your way to becoming a valued member. You can find all the detailed eligibility information. Once you've confirmed your eligibility, opening an account with us is straightforward and welcoming. We offer various personal banking options designed to fit your needs, from checking and savings accounts to auto loans and credit cards with rewards. Our friendly team is here to help guide you through the process. If you have any questions or want more details about membership or account opening, feel free to give us a call at (800) 228-6420. We can't wait for you to join us at Commonwealth, located at 600 Boone Station Rd Shelbyville Ky 40065!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing. Imagine running your store and being able to accept payments swiftly from customers who prefer credit cards or mobile wallets. Our merchant services help you provide a seamless checkout experience, allowing you to focus on what matters most growing your business. Visit us at 600 Boone Station Rd Shelbyville Ky 40065 in Shelbyville, KY or call us at (800) 228-6420 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $265 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,513,180, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, we provide essential Business Banking services, including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our team is ready to support your business journey.

Convenience at Your Fingertips

In addition to these core services, we also offer convenient ATM and cash withdrawal services for quick access to your money. For those who prefer face-to-face interactions, our basic drive-thru banking allows for easy deposits, withdrawals, and other simple transactions without leaving your vehicle. At Commonwealth, we pride ourselves on being more than just a credit union; we're a part of the community. Our friendly staff is always ready to assist you with any questions or concerns you may have. To learn more about how we can help you achieve your financial dreams, don't hesitate to reach out! Call us at (800) 228-6420 or visit us at our branch. Join us today and experience the difference with personalized service tailored just for you!

Credit Card Perks

With our Credit Cards with Rewards, you can earn points on everyday purchases. Imagine earning rewards just by using your card for groceries or gas! It's a simple way to get more value out of what you spend.

Financing Options

If you're considering buying a new car or refinancing your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options are here to assist you every step of the way. We work with you to find the best rates and terms that fit your budget. Additionally, our Personal Loans & Debt Consolidation services can help simplify your financial situation by combining multiple debts into one manageable payment.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking, which includes checking and savings accounts designed to help you reach your financial goals. Our members enjoy easy access to their funds through our Online & Mobile Banking platforms. You can check balances, transfer money, and pay bills right from your smartphone or computer making banking as convenient as possible.

Digital & Online Banking

Key Features

With our online banking platform, accessible, you can enjoy 24/7 access to your accounts. Whether it's checking balances, transferring funds, or paying bills, our user-friendly interface makes it simple. Plus, if you prefer a more hands-on approach, our mobile application brings all these features right to your fingertips. Want to send money to a friend? Our person-to-person transfer option allows you to do just that with ease. And for those who want to keep their records organized, we offer e-statements for quick access to your account information without the clutter of paper.

Security and Convenience

Your security is our top priority. While we currently do not support electronic signature authorization, rest assured that all transactions are protected with state-of-the-art security measures. You can trust that your financial information is safe as you navigate through our online services. And if you're looking for a hassle-free way to make purchases, our mobile payments feature allows you to pay directly from your phone making shopping quicker and easier than ever. At Commonwealth, we strive to provide a banking experience that fits into your lifestyle. With real-time account management and easy access to essential banking tools, we're here to help you take control of your finances anytime and anywhere!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 327,896, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $1,403,159, we're well-positioned to meet your needs today and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Commonwealth is your trusted partner. Visit us at 600 Boone Station Rd Shelbyville Ky 40065 or call (800) 228-6420 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $9,551,173 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 358 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $277,904,161 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in the $18,914 in used auto loans and $1,838,796,165 in total loans and leases, which support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $965,401,846 in share certificates and $222,402,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $287,619,804, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $376,673,196 in used vehicle loans and $174,811,253 in new vehicle loans, helping members get on the road with confidence. Our loan process is straightforward, making it easy for you to drive away in your new or used vehicle without hassle.

Business Loans

For business owners, our outstanding commercial loans totaling $91,513,180 provide the capital needed to grow and expand your operations. We understand the demands of running a business, and we're here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $198,324,779. We make buying or refinancing simple with personalized service and guidance throughout the process. Whether you're a first-time homebuyer or looking to refinance your current mortgage, we have solutions tailored just for you.

Refinancing Options

If you're considering refinancing any of your existing loans, we can help. Our team will work with you to evaluate your options based on current market conditions and your individual financial situation. At Commonwealth, we're committed to providing exceptional service and support to our members. If you have questions or need assistance, feel free to reach us at (800) 228-6420 during our operating hours: Monday through Friday from 9:00 AM - 5:00 PM and Saturday from 9:00 AM - 12:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $101,215,825 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that fit your lifestyle, making it easier to handle everyday purchases while earning perks along the way.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers presented are fair and transparent. Each lender featured on LendMesh goes through a rigorous verification process, allowing users to trust that they are viewing legitimate options tailored to their needs.

COMMONWEALTH FEDERAL CREDIT UNION - Shelbyville, KY

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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