Introduction
Welcome to Commonwealth, your trusted financial partner in Harrodsburg, KY! Located at 511 Joseph Dr, our Harrodsburg Branch has been a cornerstone of the community since 1951. With a total membership of 130,195 and assets exceeding $2.5 billion, we pride ourselves on delivering exceptional service tailored to meet your needs. At Commonwealth, we understand that financial decisions can be daunting. That's why we're here to provide you with personalized solutions, whether you're looking for auto loans, mortgages, or business banking options. Our commitment to our members is reflected in our robust financial standing, with total deposits amounting to $317,693,456 and a net worth of $287,619,804. We also ensure that you have access to your funds when you need them most, with $22,699,370 in cash readily available. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 978, Frankfort, KY 40602. Our dedicated team of 375 employees, led by CEO Karen Harbin and Board President Randy Fawns, is here to assist you with any inquiries or services you may need. We invite you to experience the difference that comes with being part of the Commonwealth family. Whether you're stopping by for a quick transaction or seeking guidance on financial planning, we are eager to help. Call us today at 800-228-6420, or drop by during our convenient hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:30 PM. Your journey toward financial success starts here!
Branch History & Mission
Community-Centric Initiatives
In addition to traditional banking services, we have embraced digital advancements such as online and mobile banking for easier access to your accounts. Our commitment to accessibility extends further with ADA-compliant facilities and dedicated customer service initiatives that prioritize your experience. We also understand the importance of convenience in today's fast-paced world. With ATM availability and drive-thru banking options at our Harrodsburg location, managing your finances has never been simpler.
Join Us
As we continue our journey of growth and service since 1951, we invite you to be part of our story. Experience the benefits of membership at Commonwealth where you're not just another account number but a valued member of our family. Join us today and discover how we can help you achieve your financial goals! For more information or assistance, please call us at 800-228-6420.
Our Mission
Our mission at Commonwealth is simple yet profound: we strive to empower individuals and families by providing comprehensive financial services that enhance their lives. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we focus on delivering solutions that fit your unique needs. We also offer business banking services, ensuring that local businesses have the support they need to thrive. We believe that banking is not just about transactions; it's about building relationships. That's why we actively engage with our community through various outreach efforts and partnerships that aim to uplift those around us. Whether it's through financial education programs or community events, we seek to make a positive impact beyond just banking.
Branch Location & Accessibility
Welcome to the Commonwealth Harrodsburg Branch, your friendly financial partner located at 511 Joseph Dr, Harrodsburg, KY 40330. Nestled in the heart of Mercer County, our branch is easily accessible and conveniently situated near local landmarks, making it a breeze for you to visit us. At our branch, you'll find ample parking available, ensuring that your banking experience is as smooth as possible. We are committed to accessibility and have features in place to accommodate all members of our community, including those who may need additional support. We understand that life can get busy, so we've tailored our operating hours to fit your schedule. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays until 12:30 PM for drive-thru service. Whether you're looking to open an account or need assistance with a loan, our friendly staff is here to help during these hours. In addition to personal banking services like checking and savings accounts, auto loans, and credit cards with rewards, we also offer convenient ATM access for quick cash withdrawals and balance checks. For those who prefer the ease of drive-thru banking, we provide basic services like deposits and simple transactions without needing to leave your vehicle. While members can visit us at 511 Joseph Dr for all their banking needs, official correspondence should be sent to our mailing address at PO Box 978, Frankfort, KY 40602. If you have any questions or would like more information about our services, don't hesitate to call us at 800-228-6420. We look forward to welcoming you into our Commonwealth family!
Member Eligibility
At Commonwealth, becoming a member is like joining a family that cares about your financial well-being. If you live, work, or worship in our community, you're likely eligible to join us! We welcome individuals from various backgrounds and offer an array of services designed to support your unique needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, our friendly team is here to help you every step of the way. To find out more about the specific eligibility requirements, feel free to visit our detailed resource. Opening an account with us is simple and straightforward! Just give us a call at (800) 228-6420, and we'll guide you through the process. You can also swing by our branch located at 511 Joseph Dr Harrodsburg Ky 40330 during our operating hours. We're excited to have you on board and look forward to serving you as part of the Commonwealth community!
Business Banking & Commercial Services
Merchant Services That Make Sense
In addition to loans, we offer merchant services that help streamline your transactions. Imagine running a bustling café; having reliable point-of-sale systems can make all the difference. Our solutions not only enhance customer experiences but also simplify payment processing, allowing you to focus on what you do best serving your customers. Visit us at 511 Joseph Dr Harrodsburg Ky 40330 in Harrodsburg, KY, or call us at (800) 228-6420 to learn how we can help your business thrive.
Supporting Your Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $265 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,513,180, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Additional Services
If you prefer face-to-face interactions but want efficiency, our basic drive-thru banking service allows for deposits, withdrawals, and simple transactions without leaving your vehicle. For those times when you're on the go, our basic ATM access lets you check balances and make withdrawals swiftly. At Commonwealth, we strive to make banking accessible and straightforward for everyone in the community. Whether you're visiting us at 511 Joseph Dr Harrodsburg Ky 40330 or accessing services online from the comfort of home, we're here to support all your financial needs. Feel free to reach out at (800) 228-6420 if you have any questions or need assistance with our services. Join us at Harrodsburg Branch, where your financial wellbeing is our top priority!
Business Banking
For entrepreneurs and business owners, we have tailored solutions through our business banking services, including merchant services and business loans. We aim to support local businesses in growing their operations while managing their finances efficiently.
Digital Banking Features
In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking options. With just a few clicks or taps, you can manage your accounts, transfer funds, and pay bills from anywhere. Our ATM services also ensure that cash withdrawal is never a hassle, allowing for quick access to your funds when you need them most.
Personal Banking
Our personal banking options cater to individuals and families looking for reliable financial solutions. We offer checking and savings accounts that fit any lifestyle, whether you're saving for a dream vacation or managing everyday expenses. If you're considering a new car, our auto loans and vehicle financing services make it easy to get behind the wheel without breaking the bank. When it comes to homeownership, we provide mortgage loans and refinancing options designed to make your journey smoother. Our personal loans and debt consolidation services can help simplify your finances by bringing multiple payments into one manageable loan. And for those who love rewards, our credit cards with rewards allow you to earn while you spend.
Digital & Online Banking
Convenient Online Access
With our 24/7 online banking services available, accessing your accounts is easy and straightforward. Whether you're checking your balance, transferring funds, or paying bills, everything is right at your fingertips. You can feel confident knowing that your information is protected with top-notch security measures.
Effortless Payments
Our mobile payments feature allows you to pay securely using your phone, making everyday transactions smoother than ever. It's as simple as tapping your device at checkout or sending money directly through our app. At Commonwealth, we're committed to providing accessible and user-friendly services that fit seamlessly into your daily life. Whether you're at home or out and about, our digital banking options empower you to manage your finances conveniently and securely. Explore what we offer today!
Modern Features for Today’s Lifestyle
We know life can get busy, which is why we offer features like e-statements. You can opt for electronic statements, making it easier to keep track of your transactions without the clutter of paper. Plus, with our mobile application, you can manage your accounts on the go. Need to send money to a friend? Our person-to-person transfers make it quick and hassle-free.
Financial Strength
Commitment to Growth
Our commitment to reinvesting in our community is reflected in our $277,904,161 in undivided earnings. This allows us to enhance banking tools, strengthen lending options, and improve security measures for the benefit of all our members. With $18,914 in used auto loans and $1,838,796,165 in total loans and leases, our lending capacity supports members' financial goals across various sectors.
Growing Trust
Total Share Accounts: 327,896, shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Commonwealth is your trusted partner. Visit us at 511 Joseph Dr Harrodsburg Ky 40330 or call (800) 228-6420 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Member Savings and Investments
Members' savings are secured through $965,401,846 in share certificates and $222,402,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $9,551,173 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 358 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Solid Financial Health
With a net worth of $287,619,804, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
At Commonwealth in Harrodsburg, KY, we understand that financial needs vary from person to person. That's why we offer a range of loan products designed to meet the diverse goals of our members. Whether you're looking to purchase a new car, refinance your home, or manage your finances with an unsecured credit card, we have options for you. With over 110343 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, offering some of the lowest rates in the industry. Looking to buy a new car? Our auto loans include $174,811,253 in new vehicle loans and $376,673,196 in used vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $198,324,779. This means you can enjoy the benefits of homeownership without complicated processes. For those in need of business funding, our outstanding commercial loans total $91,513,180, providing the capital needed to grow and expand your business. Additionally, we offer flexible terms on unsecured credit card loans. With a total of $101,215,825 in unsecured credit card loans available, members can manage their finances effectively while enjoying the convenience of credit. If you're interested in refinancing or want to explore eligibility options for any of our loan products, feel free to reach out to us at 800-228-6420. Our friendly staff is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us at our branch located at 511 Joseph Dr., Harrodsburg, KY 40330, and let's discuss how we can help you achieve your financial dreams! Loan Aggregator
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