Low Mortgage Rates & Affordable Auto Loans | Commonwealth Credit Union Georgetown KY

Introduction

Welcome to Commonwealth, your trusted credit union located at 108 Lawson Dr, Georgetown, KY 40324. Since our establishment in 1951, we have been dedicated to serving our community and providing financial solutions that empower our members. With a robust membership of 130,195 individuals, we pride ourselves on fostering strong relationships built on trust and reliability. At Commonwealth, we're not just about numbers; we're about people. Our total assets exceed an impressive $2,566,596,191, reflecting our commitment to responsible management and growth. We understand the importance of accessible financial services, which is why we offer a variety of products tailored to meet your needs from checking and savings accounts to auto loans and mortgages. While members can visit us at our branch location, official correspondence should be sent to PO Box 978, Frankfort, KY 40602. We are here for you with a dedicated team of 375 employees, led by our passionate CEO, Karen Harbin, and Board President, Randy Fawns. Together, we work hard to ensure that every member receives personalized service and support. Our community impact is significant. With total loans amounting to 110,343 and total deposits reaching $317,693,456, we are proud to contribute to local economic growth. Additionally, our net worth stands at $287,619,804, showcasing our financial stability. Whether you're looking for personal banking options or business solutions like merchant services and business loans, Commonwealth is here for you. Explore the convenience of online and mobile banking services along with ATM access for your everyday transactions. If you have questions or need assistance, don't hesitate to reach out! Call us at 800-228-6420 during our lobby hours from 9:00 AM to 5:00 PM (Monday - Friday) or visit us on Saturday from 9:00 AM to 12:30 PM at the drive-thru. We invite you to discover how Commonwealth can help you achieve your financial goals today!

Branch History & Mission

Join Us

We invite you to experience the difference at Commonwealth. Whether you're looking for personal banking solutions or seeking advice on your financial journey, we are here for you every step of the way. Contact us at (800) 228-6420 or visit our website at ccuky.org to learn more about how we can support your financial aspirations. Together, let's build a brighter future!

Our Journey

Since our inception, Commonwealth has focused on building lasting relationships with our members. Over the years, we've achieved significant milestones, including reaching total assets of $2,566,596,191. This growth reflects not just our financial stability but also our dedication to providing quality services that meet the evolving needs of our community. Our branch is equipped with modern banking facilities while maintaining a warm and welcoming environment. We are proud to offer amenities such as ATM availability and drive-thru banking, making it easier for you to access your funds and manage your accounts. Our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:30 PM ensure that we are here for you when you need us most.

Our Mission

At Commonwealth, our mission goes beyond just banking; it's about empowering our members to achieve their financial goals. We believe in offering personal banking solutions tailored to each individual's needs from checking and savings accounts to auto loans and mortgage refinancing. Our commitment extends to supporting local businesses through merchant services and business loans. As part of our mission, we actively engage in community outreach programs, partnering with local organizations to uplift those around us. Whether it's hosting financial literacy workshops or sponsoring local events, we strive to make a positive impact on the lives of our members and neighbors. While you can visit us at 108 Lawson Dr Georgetown Ky 40324, official correspondence should be directed to PO Box 978, Frankfort, KY 40602.

Branch Location & Accessibility

Accessibility Features

We believe in making banking accessible for everyone. Our branch is ADA compliant, featuring ramps and other accessibility features to ensure that all members feel welcome and comfortable when they visit us.

Operating Hours

At Commonwealth, we understand that your time is valuable. That's why we offer flexible operating hours to suit your busy schedule. You can stop by during lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. For those quick transactions, our drive-thru service is open on Saturdays from 9:00 AM to 12:30 PM.

Services Offered

Our Georgetown East Branch offers a variety of services designed with you in mind. From checking and savings accounts to auto loans and mortgage refinancing, we have the tools you need for effective financial management. Need cash? We also have an ATM available for your convenience. While our official correspondence should be sent to PO Box 978, Frankfort, KY 40602, we invite you to visit us at our Georgetown location for any of your banking needs. Don't hesitate! Whether you want to discuss your financial goals or simply ask a question, feel free to call us at 800-228-6420 or drop by the branch today. We look forward to welcoming you!

Member Eligibility

At Commonwealth, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become a member. We welcome individuals and families alike, ensuring that you can enjoy the benefits of our personalized financial services. Our members have access to a variety of products including checking and savings accounts, auto loans, credit cards with rewards, and much more all designed with your needs in mind. For those interested in taking the next step, opening an account is straightforward. You can find detailed eligibility criteria on our website at , and if you're ready to get started or have questions, don't hesitate to reach out to us at (800) 228-6420. We're here to help you every step of the way! You'll find us conveniently located at 108 Lawson Dr Georgetown Ky 40324, where our friendly team is excited to welcome you into the Commonwealth family.

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $265 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,513,180, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer a range of merchant services that simplify daily operations. Imagine being able to accept payments seamlessly from customers, whether they pay by card or digital wallet. Our services ensure you can focus on what matters most growing your business. Located at 108 Lawson Dr Georgetown Ky 40324 in Georgetown, KY, we invite you to discover how our tailored business banking solutions can help your enterprise thrive. For more information, reach out to us at (800) 228-6420.

Comprehensive List Of Services

Business Banking

For small business owners, we understand how vital it is to have reliable financial support. Our business banking services, including merchant services and business loans, are designed to help you grow your enterprise without unnecessary hassle.

Convenience at Your Fingertips

We know that life can get busy, which is why we prioritize convenience. Our branch features an ATM for cash withdrawals and basic transactions like balance checks. If you prefer face-to-face interactions, our drive-thru service allows for quick deposits and withdrawals without leaving your car. You can reach us anytime at 800-228-6420 during regular hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:30 PM.

Final Thoughts

At Commonwealth's Georgetown East Branch, we are committed to making banking straightforward and accessible for everyone in our community. From personal finance solutions to robust business banking options, we have something for everyone. We invite you to visit us or explore our services online at ccuky.org. Let us help you achieve your financial goals today!

Personal Banking

Our personal banking services are tailored to fit your lifestyle. We provide various checking and savings accounts that make managing your finances simple and effective. Imagine having easy access to your funds with our online and mobile banking features. You can check balances, transfer money, and even pay bills from the comfort of your home or on the go. If you're planning to buy a car, our auto loans and vehicle financing options make it easier than ever. Picture yourself driving away in a new vehicle without the stress of complicated financing processes. We also offer mortgage loans and refinancing solutions that can help you secure the home of your dreams or save on your current mortgage. For those unexpected expenses, our personal loans and debt consolidation services provide quick access to cash when you need it most. And don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases.

Digital & Online Banking

E-Statements for Easy Access

Keeping track of your financial statements is straightforward with our e-statements feature. Enjoy instant access to your account statements anytime you need them no more waiting for paper copies in the mail!

Mobile Application and Features

For those who prefer banking on the go, our mobile application is here to help. It supports mobile payments, making it easy for you to make purchases directly from your smartphone. Plus, with person-to-person transfers, sending money to friends or family is as simple as a few taps on your screen.

Online Banking Services

With our 24/7 online banking services available at , managing your finances has never been easier. You can check your account balances, pay bills, and transfer funds without having to step foot in a branch. Whether it's day or night, your accounts are just a click away!

Security You Can Trust

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and secure. Our user-friendly platform allows you to manage your accounts confidently, knowing that you're protected. At Commonwealth, we are committed to providing accessible, easy-to-use services that empower you to take control of your finances in real-time. Embrace the convenience of digital banking today!

Financial Strength

A Solid Foundation

With a net worth of $287,619,804, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed to Growth

With $277,904,161 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $18,914 in used auto loans and $1,838,796,165 in total loans and leases.

Growing Together

Total Share Accounts stand at 327,896, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,403,159, further emphasizing our commitment to you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Commonwealth is your trusted partner. Visit us at 108 Lawson Dr Georgetown Ky 40324 or call (800) 228-6420 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $5,649,362 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 358 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $965,401,846 in share certificates and $222,402,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $376,673,196 in used vehicle loans and $174,811,253 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $91,513,180 provide the capital needed to grow and expand. We know how crucial access to funding is for small businesses, and our team is ready to assist you in finding the right solution.

Credit Lines

Additionally, our credit lines give you immediate access to funds when you need them most. With a total of $372,952,197 available in credit line loans, you can enjoy peace of mind knowing that funds are just a call away. At Commonwealth, we prioritize making financing accessible and straightforward. If you're considering refinancing options or want to know about eligibility requirements for any of our loan products, don't hesitate to reach out. You can contact us at (800) 228-6420, or visit us at our branch located at 108 Lawson Dr Georgetown Ky 40324, Georgetown, KY. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,324,779, make buying or refinancing simple. We are here to guide you through the process, ensuring that you understand all your options and find the right fit for your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $101,215,825 in loans helping members manage their finances effectively. These cards can be a great way to handle unexpected expenses or make purchases while earning rewards.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means you can trust that the information provided is both accurate and up-to-date.

COMMONWEALTH FEDERAL CREDIT UNION - Georgetown, KY

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans