COMMONWEALTH FEDERAL CREDIT UNION - Frankfort, KY

Welcome to Commonwealth at our High Street Branch located at 417 High St, Frankfort, KY 40601! Since opening our doors in 1951, we've been dedicated to serving our community and providing financial solutions tailored to your needs. With a strong commitment to our members over 130,000 and counting we pride ourselves on building lasting relationships based on trust and reliability. At Commonwealth, we understand that financial matters can be daunting. That's why we offer a range of services designed to simplify your banking experience. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgage refinancing, or credit cards with rewards, we're here to help you every step of the way. Our total assets stand at an impressive $2,566,596,191, ensuring that we have the resources to support you effectively. While members can visit us at our branch location, official correspondence should be sent to PO Box 978, Frankfort, KY 40602-0978. You can reach us anytime at 502-564-4775, where our friendly staff is ready to assist you during lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. Under the leadership of our CEO, Karen Harbin, and Board President, Randy Fawns, we are proud to foster a culture of community involvement and member-first service. Our focus extends beyond numbers; it's about making a positive impact in your lives. With a net worth of $287,619,804 and total deposits reaching $317,693,456, we are not just a bank we're your partner in financial success. Explore how we can support your financial journey by visiting us today or calling us at the number above. Together, let's build a brighter financial future!

Welcome to the Commonwealth High Street Branch, your friendly neighborhood credit union located at 417 High St, Frankfort, KY 40601. We are here to make your banking experience as convenient as possible. Nestled right in the heart of Frankfort, our branch is easily accessible and just a stone's throw away from popular local spots like the beautiful Old State Capitol and the scenic Kentucky River. At our High Street location, you'll find plenty of parking available to make your visit hassle-free. Our facility is fully ADA compliant, featuring ramps and other accessibility options so that all members can easily access our services. We understand that your time is valuable, which is why we offer flexible operating hours. Swing by Monday through Friday from 9:00 AM to 5:00 PM for all your banking needs. If you prefer to handle your transactions on the go, we have an ATM available for quick cash withdrawals and balance checks. For those who enjoy the convenience of drive-thru banking, you can take advantage of our drive-thru service for deposits, withdrawals, and simple transactions without leaving your vehicle. While members can visit us at 417 High St, official correspondence should be sent to our mailing address at PO Box 978, Frankfort, KY 40602-0978. Whether you're looking to open a new account or need assistance with loans or credit cards, our friendly staff is ready to help. Don't hesitate to give us a call at 502-564-4775 if you have any questions or need more information. Come visit us today and discover how Commonwealth can support your financial journey!

Becoming a member of Commonwealth is like stepping into a community that truly cares about your financial well-being. Located at 417 High St Frankfort Ky 40601, we welcome individuals who live, work, or worship in our service area, as well as those with family connections to existing members. It's all about fostering relationships and building a supportive network where everyone can thrive together. Membership opens the door to a range of benefits from personalized banking services to competitive loan rates that help you achieve your goals. Ready to join us? The process is straightforward and inviting! You can find more detailed information about eligibility criteria at , which will guide you through what it takes to become part of our family. If you have any questions or need assistance, don't hesitate to give us a call at (502) 564-4775. We're excited to welcome you aboard!

At Commonwealth, we understand that your time is valuable, and managing your finances shouldn't be a hassle. That's why we offer a range of digital and online banking services designed to provide you with convenience, security, and control over your financial life. With our 24/7 online banking services available at , you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. And if you prefer managing your finances on the go, our mobile application makes it even easier. You can deposit checks, view transaction history, and handle daily banking tasks right from your smartphone. One of the standout features of our digital banking is the ability to send money easily with person-to-person transfers. Need to pay a friend back for lunch? With just a few taps, you can transfer money directly from your account without the need for cash or checks. We also offer e-statements, allowing you to receive your bank statements electronically rather than through traditional mail. This not only helps reduce paper waste but also gives you immediate access to your financial information whenever you need it. While we don't currently support electronic signature authorization, we're committed to keeping things secure and straightforward for our members. If you're someone who enjoys using mobile payments, you'll be pleased to know that at Commonwealth, we support this feature as well. It's an effortless way to make purchases without needing cash or cards just use your phone! Our commitment to accessibility ensures that managing your finances is as easy as possible. From real-time account management to various online tools tailored to fit your lifestyle, we strive to make banking simple and effective for everyone. Explore all these features and more by visiting us at today! Your financial journey has never been easier with the digital services offered by Commonwealth.

At Commonwealth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing our commitment to providing exceptional service and support for your financial needs. With a net worth of $287,619,804, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $965,401,846 in share certificates and $222,402,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $277,904,161 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $18,914 in used auto loans and $1,838,796,165 in total loans and leases. Our operational efficiency is reflected in our $5,649,362, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 358 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,403,159. Total Share Accounts: 327,896, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Commonwealth is your trusted partner. Visit us at 417 High St Frankfort Ky 40601 or call (502) 564-4775 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.